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Michael Browne

Test Case Judgment due 24/04/08

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lol they took £35 off me on monday out of my tax credits so they aint that soft yet ,, oh well :(

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lol they took £35 off me on monday out of my tax credits so they aint that soft yet ,, oh well :(

 

Call them at 9am tomorrow and ask for it back, mate, nowt to lose.


i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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lol think they would pay me all they owe ,, haa haa , will wait til Thurs see wat happens , then i,ll get it all back even wat they owe since i put me claim in ,, that must be another couple of 100 on top lol ,, sheesh , :rolleyes:

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If "it's and ands" were pots and pans there be no need for Tinkers...

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Can you give the post number? What was the last post when you read it is unlikely to be the last one now, this is CAG after all, bunch of gasbags if I ever saw any! :lol:

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Oooh, you must mean #36. Interesting.

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Bank Charges Result Thurs & 2,000,000 Thanks!

Bank Charges Test Case Result Due This Thur 24 April. The result of the Office of Fair Trading and Banks' court case will be handed down on Thurs. This will answer whether it’s possible bank charges can be unlawful under unfair contractual terms rules. If they can, the OFT must then say whether they are unlawful, which it’s likely to do.

 

From Moneysavings expert web site


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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so the result is due on thursday 24th april anyone got any views and should we be doing anything ??

linda

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The only thing we can do is wait until tomorrow, there will be advice from here as to what you should do contingent on the outcome.


If I have been helpful please click on my star and add a comment.

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Try this link

 

icon1.gif Re: Bank charges ruling due on Thursday 24th April

 

This is what it says (in case above doesnt work)

 

Don't forget that the handing down of the Judgement on Thursday is likely to only be in relation to the current Terms and Conditions of the Banks and whether they are subject to a test of fairness, as argued by the OFT in accordance with the UTCCR 1999. It is quite likely that any decision or guidance to the County Courts regarding the application of UTCCR 1999 in relation to historic terms and also the penalty charge aspects of unauthorised overdraft charges ( the majority of people's stayed claims are based on historic terms and penalty charge aspects) will probably not be given until a month or so after the initial judgment.

 

 

This is what Justice Andrew Smith said on the last day of the Test Case ( almost his final words ).

 

"I have already said that the reason I felt it appropriate to deal with the current terms at this stage, and not deal with the historic terms, is because there is every indication that to some extent my findings will translate readily to a significant proportion of the historic terms, and that, while nothing is certain, might well lead to decisions on the historic terms being made in very short order, within a month one would certainly hope ( of the initial judgment )."

 

Neverthless, I am sure we will all be reading into whatever the Judge has decided to hand down on Thursday and surmising the possible outcomes for our own outstanding claims.

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thanks welsh wizzard for that i know have reasonable expectations of what might happen after tommorrow announcement.

linda

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several people have already done so, a number were refunded within minutes of calling.

 

I know one person who was kindly called a couple of days ago and informed a direct debit would take them over limit, and asked if they wanted to cancel it before incurring any charges.

 

They didn't even bother to take their £12 in late payment charges off me last month when i missed the deadline by a day.

 

Well, I have just phoned Barclays (bearing in mind I have a case stayed since august for a measly £120!) about a charge on my separate account (put money in same day as mortgage came out, have done it before and it has always gone through, but this time, they bounced it, go figure :rolleyes:), asked nicely the young lady, I still got the "yes on this occasion, but future charges will stand" spiel, but she refunded it with no argument! The last time it had happened, I had had to argue till I was blue in the face that they had levied it incorrectly as per their own T&Cs, you'd have thought it was coming out of the guy's own pocket! :shock:

 

Let's not read too much into this, but WOW. It's hard not to feel a little flutter of hope. :oops:

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Whoopee

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From here:

 

 

COURT 73

Before MR JUSTICE ANDREW SMITH

Thursday 24 April 2008

At 10:00

For Judgment

2007-1186 Office of Fair Trading v Abbey National PLC


If I have been helpful please click on my star and add a comment.

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I wonder if Channel 4 news have got Martin Lewis and Angela Knight booked for an interview tomorrow night...:D

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hope their loss is going to be our gain !!!

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I wonder if Channel 4 news have got Martin Lewis and Angela Knight booked for an interview tomorrow night...:D
I don't know, but BBC News, SkyNews and GMTV all will have CAGgers on... ;-)

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wonder if the same litigation team is there i.e krysta campbell ,dino.papaevripides,paul.quinn etc..

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Have they booked advisers from this site then?

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Bookworm,

Reading your entry #38, if things are sorted quite soon, and charges are to be paid out will I be able to claim for additional charges that have been applied since my initial claim, it only another 3x£35, but every little helps!!

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Bookworm,

Reading your entry #38, if things are sorted quite soon, and charges are to be paid out will I be able to claim for additional charges that have been applied since my initial claim, it only another 3x£35, but every little helps!!

Absolutely, yes! :-D

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I had a letter form Citi cards the other day, informing me of a change of solicitor, maybe they do know something!!

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Have they booked advisers from this site then?
"booked" might not be the right term, as it's all on a voluntary basis, but interviews have been and will be made, yes. :-)

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