Jump to content


Halifax bank charges


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5755 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi everyone, i am now on a mission to reclaim all of my bank charges from the Halifax, i have sent out one letter requesting info on all charges, and no reply as yet its been over a month so i will write again, this time send the letter recorded delivery, has anyone else had trouble with them not replying to requests of charge info.

 

Cate x:D

Link to post
Share on other sites

Hi, did you send a DPA request? If not then they are likely to ignore it, sorry.

 

You can find all the details in the FAQ's section.

 

Good luck and keep us updated.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

Link to post
Share on other sites

Good luck, we too are chasing Halifax. It is an unfair system of charges and seems to be the worse Bank for this. The best advice i can give is dont back down, its your money they are just holding on to it for you (albeit illegally) so you can treat yourself to holiday, home improvements or just generally helping out on the monthly bills. The other advice is follow FAQs closely, these are tried and tested so to quote a famous phrase...if it aint broke dont fix it!:)

All advice :p is given purely from personal experiences :mad: . If you are in doubt you should always seek legal / financial advice;) .

If i have helped in any way please let me know via personal message, IM in aol or clicking on my scales :D go on you know you want to really!!

 

 

Halifax Claim

Data Protection Act: 20/06/06,

LBA: 11/07/06,

N1: 7/8/06,

Paid in full 25/8/06

 

Swift Claim

Data Protection Act: 5/8/06,

Request for Payment 19/8/06,

LBA 4/9/06

Sod off response with paltry offer (accepted as part payment) 22/09/06

N1 filed 25/09/06, deemed served 11/10/06

No part payment recieved to date

 

 

GMAC Claim

Data Protection Act 21/08/06

Request for Payment 11/09/06

LBA 25/09/06

N1 Filed 11/10/06, deemed served 19/10/06

 

Welcome

Data Protection Act 11/09/06

Link to post
Share on other sites

As you get started on your claims you should each create a new thread under your bank's forum (if you haven't already) as this is the best place to get help from experienced people who are further down the road to reclaiming their unlawful bank charges than you. You can also monitor each other's progress better if you stick to one thread each. Give it a title such as 'Name v Bank' to help identify it for others to follow and keep all your questions and updates related to your claim in that one thread. Good Luck! :)

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

DONATE - Support this site, it supported you!

Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

Link to post
Share on other sites

  • 1 month later...

Hi , , i have finally managed to send off Data Protection Act letter to Halifax,have had no reply so far and its nearly a month,no real surprise there then??

Will give them the 40 days and send another letter, (they have cashed the cheque too.)

 

Any advice will be gratefully accepted as to the next step in the event of no reply from them, they have taken the £10 quick enough !!!

 

Sandra

Link to post
Share on other sites

Call them and remind them when their time is up - seems to speed things up usually.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

DONATE - Support this site, it supported you!

Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...