Jump to content


Defaults on credit file


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4776 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there. I have 9 defaults on my credit file. 2 of which i have made an arrangement so am keeping up with payments.

 

5 of which are to do with mobile phone bills i think. 1 of which defaulted in 29/06/04 and no-one has contacted me regarding this. what should or can i do about this? if i ignore it for another 2years will it be removed off my file?

 

the other 4 are from last year. is there anyway that i can get away with not paying.as they are small amounts.

 

another is TSB bank where most of the charges are late payment charges

Link to post
Share on other sites

Have you reclaimed your charges? Defaults imposed on amounts that included charges can be contested.

 

Have a look at this thread here.

 

As a general rule, defaults stay on your file for 6 years.

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

Link to post
Share on other sites

hi. 2 of the defaults is for B&Q card account.am not sure what charges are put on there. is there anyway i can check. can i get the debt agency to send me a breakdown

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...