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scottishspendaholic

A question re. Scottish law and claiming back (76rjK4rE4)

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I have just read the FAQs:- reference 76rjK4rE4

 

Hi there,

 

I have also read the FAQs and I'm still confused - is it right that in Scotland we can only claim back up to £750? I find this really disappointing.

 

If this is the case and I think I am due £1,500ish over the last 5 years - which charges should I claim for - the most recent charges or the ones from 2001-2003 or does it not really matter?

 

This £750 exactly would wipe out my overdraft completly to the penny so is definitely worth doing. I have all my statements so I guess (once I get an answer to this thread) - I have to send the first letter out?

 

Thanks for your help

 

scottishspendaholic

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and find the website of Govan Law Centre, or do a google. They have more information on the scottish procedure.

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2 claims? One for referral charges, one for unpaid items, for example? Or however you want to structure it, so that both claims come under the limit.

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Hi everyone,

 

Received the standard 'we're sorry you're disappointed in us but there is nothing we can do' letter from RBS responding to my prelim. letter. Response was from Tommy McLean, Customer Relations, Customer Central Support, First Floor The Forthstone, 56 South Gyle Crescent, Edinburgh, EH12 9LE; direct dial (0131) 523 5116.

 

Have posted off my letter before action x 3 copies (1 to person to Tommy, 1 to branch and 1 to head office - just to be sure they got the message!) on Thursday 6th April.

 

Am looking forward to their response and filing my claim - very nervous though. I remember reading on here about a buddy system if we have to go to court - is that still happening and would someone accompany me in East Lothian (just south of Edinburgh) please? Also - when I file my claim, is it via moneyclaim too (as I am in Scotland and not sure if it's the same)?

 

Watch this space!

 

scottishspendaholic x

 

MODERATED post moved .Please keep to your original thread this is for your benefit and the benefit of everyone following your case.

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Hi there,

 

Sorry about starting another thread - I didn't realise it was so strict. I see other people have started more than one thread on their cases?!?!?

 

Nevermind - I hope someone can help me?

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This topic was closed on 03/06/19.

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 4847 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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