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    • Budget Star Limited   Registered Address: 26 Bridge Road, Saltley, Birmingham, England, B8 1TD   Company Number: 12819679   Company Status: Active   Company Type: Private Limited Company   Incorporated: 18th August 2020   Director: Mohammed Waqar   Companies House Link: BUDGET STAR LIMITED overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK BUDGET STAR LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual return...     Endole Link: Budget Star Limited - Company Profile - Endole SUITE.ENDOLE.CO.UK Budget Star Limited is an active company located in Birmingham, West Midlands. View Budget Star Limited profile, shareholders, contacts...    
    • Thanks. I did all that but I will try it again. Strange thing is that although the screen says it’s me, the user profile is my daughter. I will try again but reckon I will need to call them. 
    • Hi   It a bit late now as you have sent them a letter before action but I would have waited for their response to those questions especially number 1. and to clarify for you asking these question would not put you in the position of Mears implying that you agree the money is owed as this money for the Roof Repairs is in Dispute with yourself (Landlord).   I would wait and see what response you get from Mears.   Also have a good look at Mears website and see what other bodies they are registered with   In the mean time something else to consider sending Mears is a Subject Access Request (SAR) asking for 'ALL DATA' that simple phrase covers all data they hold whatever format they hold it in whether it be recorded calls, written, emails etc.   They then have 30 Calendar Days to respond to your SAR Request, this time limit only starts once they acknowledge your SAR Request.   If they completely ignore your SAR Request then you make a complaint to the Information Commissioners Office (ICO):   Your right of access ICO.ORG.UK     What to do if the organisation does not respond or you are dissatisfied with the outcome ICO.ORG.UK   Make sure and put it in writing and get Free Proof of Posting from Post Office   Note: a SAR is now Free there should be no cost involved due to the DPA 2018 & GDPR 2018   I know I have asked a couple of times now but is there any reason why you can't post up a Redacted copy of that Agreement with Mears (in PDF Format)?    
    • Sorry I can't edit the post now meant to change it so that the Claiment is (lowell portfolio LTD)   I have done everything you have said already.   registered online on the GOV site, I have my date set already to file for defence which is 2nd February, CCA request sent off along with CPR forms recorded with postal order.   I have had a reply back already from Overdales sending me the same CCA information as last time.   All that is left to do now is file my defence online. Overdales no longer wish to respond to me unless I make payments. I will file my defence online Thursday next week. (my DO work)   post #6 has the CCA information overdales sent me as per post #20 if you could cast your eyes on the PDF document again they don't seem to have sent much and it's what they appear to be using in court.   Would you say that is enough info for them to use should it go that far? my defence is that they haven't supplied all the paper work to make and informed decision about the debt and they haven't complied with any S78 request or offered any explanation as to the missing documentation I have asked for it has left me in a position regarding payments to any debts up in the air because there isn't enough information regarding the debts.   Thanks   Again
    • name of claimant is not overdales - a solicitor representing a client cannot be the claimant.   pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual on the Gov't Gateway Site Go to HMRC's login page. Click the GREEN sign in button. Click “Create sign in details” Enter your email address where asked. You will now be emailed a confirmation code. ... You will now be issued with a User ID for your government gateway account.  note down your details inc the long gateway number given, you might need it later.  then log in to the MCOL Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit MCOL. .. get a CCA Request running to the claimant ...YOU MUST SEND A CCA REQUEST FOR EACH DEBT IN THEIR POC https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... .[use our other CPR letter if the claim is for an OD or Telecom Debt] . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . on BOTH type your name ONLY Do Not sign anything . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............      
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BoS Vs Salty Seadog


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well i've been at this for at least 4 months now, i submitted my POC into court a few weeks back and now BoS have said they are defending, i've a allocation questionaire (AQ) to fill out, I'm hoping someone out there can give me a bit of advice, my questions are:

 

My POC gives out the case do i have to repeat in the AQ?

 

should i put more detail down as they are saying the 1980 limitations act i.e. 6 years applies. But i'm using the misrep act and i'm sure there is no time limit on that. And also this is my main augument etc etc.

 

Anyone got to court yet?

 

many regards

 

salty

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well i've been at this for at least 4 months now, i submitted my POC into court a few weeks back and now BoS have said they are defending, i've a allocation questionaire (AQ) to fill out, I'm hoping someone out there can give me a bit of advice, my questions are:

 

My POC gives out the case do i have to repeat in the AQ?

 

should i put more detail down as they are saying the 1980 limitations act i.e. 6 years applies. But i'm using the misrep act and i'm sure there is no time limit on that. And also this is my main augument etc etc.

 

Anyone got to court yet?

 

many regards

 

 

salty

 

Hello SS

 

I think, but can't be certain, the allocation questionairre is for the judge to decide which track the case will be heard in, small claims, fast track and there is another one, but the name escapes me at present:o Might be multi track. It is best, I believe you can get it heard in the small claims:grin: so push for that if possible.

 

Maybe pm one of the mods for more advice. Good luck and keep us posted.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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thank you hellhasnofury for the reply, you are correct, within the questionaire there is a section for additional info for the judge, like info that i require. I'm going to ask that that BOS supplies the average wage of the person who we talked to on the phone when we took the loan out and also the amount of commision that was paid to that person, i think this will show the pressure to sell products, what do you think.

 

Also in there defence they are spouting on about the 6 year rule, which is fair enough but my main legal argument is the 1980 misrep act and i believe there is no time limit on this, am i correct?

 

cheers

 

salty

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thank you hellhasnofury for the reply, you are correct, within the questionaire there is a section for additional info for the judge, like info that i require. I'm going to ask that that BOS supplies the average wage of the person who we talked to on the phone when we took the loan out and also the amount of commision that was paid to that person, i think this will show the pressure to sell products, what do you think.

 

Also in there defence they are spouting on about the 6 year rule, which is fair enough but my main legal argument is the 1980 misrep act and i believe there is no time limit on this, am i correct?

 

cheers

 

salty

 

Yes you are correct re the misrep act:-D and of course I does put the onus on them to prove they didn't mis-sell it:-D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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  • 4 months later...

well at last i have a date for the 24th Oct at court, bit of a shock they want £300 out of me for the court time, what was the money i paid earlier for? Is this correct, i'm assuming that the £300 i'd get back if i win? Just got to pay on the 19th and get my court bundle together 14 days prior to the court date!

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watching this with great intrest as I am about to take on BOS for a few things

Good luck

olives xx

Next Directory £215 NO CCA ***WON***

 

Littlewoods Visa*** WON ***

 

Littlewoods evenmore£496.47 COURT CHARGES£296.84 PPI £575.52

Littlewoods LX £0.00 COURTCHARGES £327.68

Choices for you S.A.R owe £362.02

Additions Direct £1400 NO CCA

 

HUBBY

Bank of Scotland Prefernce account £296

Capital One £300CHARGES£1135 TAKING COURT ACTION

 

also owe big to

Bank Of Scotland £10000 sending cca reqest

British Credit Trust £6000

 

Fighting For Family

MUm,***WON ***Barclays for hardship just need to get the last little bit. Chasing LLOYDS TSB for hardship

Bro, HBOS PPI mis selling ***WON***

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