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GE MONEY- What charges are reclaimable?


MUTT
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Hi All,

 

Starting a claim against GE Money on three closed accounts. I have all the charges info as supplied with my DSAR. What I need to know is,can I claim for Discharge Admin Charges and Discharge Fee.

 

Some posts suggest that these charges can be claimed while others suggest that they can't.

 

I want to get this absolutely right given the company that I am dealing with.

 

The Discharge costs on one Redemption Statement from 2003 are £117.50 and the Administration Charges are £148.75.

 

I also intend to claim compounded contractual interest throughout the claim.

 

I have done this with Cap One, Halifax Visa and Barclaycard, all paid up in full without going to court.

 

Would appreciate any help asap so that I can finalise my Schedule of Charges without further delay.

 

Many thanks

 

MUTT

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Hi Mutt :)

 

Have you had a read through the FAQs at the head of the forum? You might be able to find your answers there.

 

I'm about to start the same with GE Money too so good luck.

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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Hi ananya,

 

Thanks for the reply. I have done as you suggeted and also looked at other threads and I now have the info that I need.

 

I will be watching your progress with great interest and I feel sure that you will be successful in your claim.

 

Regards

 

MUTT

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Hi ananya,

 

Thanks for your reply. I have done as you suggested and have also looked at a number of threads and I feel that I now have the information that I need to push on with my claim.

 

I will be watching your progress with great interest and I am sure that you will be successful with your claim.

 

Regards

 

MUTT

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Thanks Mutt, you too, all the best.

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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