Jump to content


samcook1703

HSBC CCA received what next?

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2801 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

CB is there anyway you can look at my private messages? Just I cant send or receive them at all. Just I want to drop Sam a PM too

Share this post


Link to post
Share on other sites
CB is there anyway you can look at my private messages? Just I cant send or receive them at all. Just I want to drop Sam a PM too

Hi Pipster,

I have had a look at your PMs all seems to be fine, have

you cleared your files recently???


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

yeah all empty but says I have 0 messages remaining.

 

This is what I get if I try and send a message

 

 

Pipster2797, you do not have permission to access this page. This could be due to one of several reasons:

 

Your user account may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?

If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.

Share this post


Link to post
Share on other sites

In pipster’s case, there was a DG WS and he had to call them to get a copy! They deliberately withhold this to put you at a disadvantage.

 

Call DG urgently and ask if they are entering a witness statement in support of their SJ application. 99% there will be one. You are entitled to it –*they are abusing process here. Record the call if you can. Be aware that they will tell fibs and, like pipster, will probably – and deliberately wrongly – will say you are not entitled to a copy.

 

Get on that phone asap.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Share this post


Link to post
Share on other sites

And we need to get you a defence and skelly prepared urgently. Pipster’s is an ideal template.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Share this post


Link to post
Share on other sites

I have scanned the agreement again. It is poor anyway. I hope its a bit better.

 

I have looked everywhere for the original DN. I cant locate it. Everything but!!!

 

I have added the mock one sent also on this link

 

http://s495.photobucket.com/albums/rr314/samcook1703/HSBC/

 

The case has been transferred to my local court.

 

I have had no witness statement from DG

 

There N244 only states evidence as listed below no tick for witness statement

 

PPI (Cardholder repayment Protection) was present prior to cancelling on Feb 2004 I have not been refunded.

 

They are offering £120 for charges incurred on the account in the N244

 

I am away from the computer now but will be on it later and all day tomorrow

 

I have started a skeleton but this is difficult without knowing what they're saying

Share this post


Link to post
Share on other sites

You really must call DG and ask if they intend to put forward a WS. Call the court and ask if they have received one.

 

Don’t leave it to chance or you will be had over.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Share this post


Link to post
Share on other sites
You really must call DG and ask if they intend to put forward a WS. Call the court and ask if they have received one.

 

Don’t leave it to chance or you will be had over.

 

 

 

couldnt agree more you need to get a hold of their WS ASAP

Share this post


Link to post
Share on other sites

Pip i'm on [EDIT] if you need to PM me as yours is down. Will contact the court and dg

Edited by ims21
No Personal E-mail addreses...see site rules

Share this post


Link to post
Share on other sites

come back to us as soon as you have spoke to dg about their WS, if they have sent one to the court are you able to go get a copy?

Share this post


Link to post
Share on other sites

sam

 

I noticed you are away from home looking afer your mother. Are yo still intending to go to the hearing on 26th (This Thursday?).

 

doc


Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

Share this post


Link to post
Share on other sites

Court say nothing received. Calling DG tomorrow as didnt have chance to sit down somewhere quiet and record call.

 

Doc, Im trying to get someone to cover, if I cant go in person I have already signed a letter authorising my partner to attend and discuss it explaining my absence

Share this post


Link to post
Share on other sites

I think they will fax it to the court today. That's what they did with my case for the WS and the Skelly.

 

What time is the hearing tomorrow? Problem being is that if they post the WS will you get it by time of the hearing?

 

Ring DG first thing and come back to us with what they say.

 

This might be a good thing as it mirrors what happened with my case. They faxed the WS to the court the day before. My new WS that mirrored their points with answers was put in the day of the hearing explaining this was because the claimant had submitted the WS to me the day of the hearing. My case was set for 30 minutes and the DJ said the claimant sols "Do you expect me to read 2 WS and decide on a SJ within 30 mins?" I know your case is going to be heard for 45 minutes but if 2 WS get put in between now and tomorrow I doubt the judge is going to have time to read them both and cover the points within 45 mins. Case was relisted to be heard over 2 hours.

Share this post


Link to post
Share on other sites
CB is there anyway you can look at my private messages? Just I cant send or receive them at all. Just I want to drop Sam a PM too

 

Have flagged your query for admin.. I am not techie enough :(


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites
1000hrs

 

Sam have you contacted DG sols yet? Because if your case is to be heard at 10am then you have no prospect of waiting for the post and getting your WS to counteract theirs. Is there anyway you could get DG to fax it to you today?

Share this post


Link to post
Share on other sites

Well you need to go through that and comment/rebut any statements made.

 

Point 3 in respect of the PPI..

 

Where did you send it,

How did you send it ? - If by signed for post, did you keep the receipt and print off the signed for slip from the RM Website.

 

I think you said they refused/declined your request for a refund.. if you have that letter, then that proves it was received and Ms Hamilton is misleading.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites

Is that their WS? all 5 points? I think HSBC think they have this in the bag. No mention of the DN!!

 

Sam, can you go through CB's points and answer them

 

Point 3 in respect of the PPI..

 

Where did you send it,

How did you send it ? - If by signed for post, did you keep the receipt and print off the signed for slip from the RM Website.

 

I think you said they refused/declined your request for a refund.. if you have that letter, then that proves it was received and Ms Hamilton is misleading.

Share this post


Link to post
Share on other sites

Just reading their WS and at the top headed in The Northampton County Court, Sam said earlier it has been transferred to his/hers local court. I'm pretty certain that Athlea Hamilton is working off templates because the Skeleton Argument she sent me was also headed in the Northampton County Court but her previous WS was headed in my local court!!

 

My point being that allot of claimants moan about defendants using the net and templates from it yet they seem to case by case do exactly the same.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...