ge money got repossesion

[sowerby17]

Hi all well what a rage i had this morning got two letters from the court sayingthey had given ge money reposession of my home after i paid the arrears before the court date. i rang and paid over the phone and was told reposession would be cancelled so obviously i did not go to court Why would I? So apparently there was a hearing to which their representative was there but the defendant (me) was not. So the judge granted them reposession order. To say i am raging is an understatement. For one I have been taken to court when i should not have been.2, as a result i was not there to defend myself.I have not even rang them yet as i think i should write threatening them with a solicitor.

[Bona]

make an application for the order to be dismissed or they will use it whenever you get into arreas take the payment date and all corespondence and ask for your costs and that there costs for the hearing not be allowed

[sowerby17]

well how were they allowed to do it in the first place?

[sowerby17]

oh it says i need to be out on the 29th april

[sowerby17]

i would get rid of them by getting a loan with someone else but i now owe them £42000 I only borrowed £38000!

[Lula]

You should make an urgent representation to the court and tell them that the person on the phone told you that repossession hearing would be cancelled, but in all honesty it was a bit late to cancel and unless you heard from the court you should have turned up. I will ask someone that is more experienced in these matters to come and take a look

[Ell-enn]

Hi there, you need to make an application to the court on a form N244 which you can download here Her Majesty's Courts Service - Home. Select Forms and Guidance from the menu on the left hand side and enter N244 in the box.

If you need help with the form I will walk you through it, particularly Part C where it is important to have the correct information.

 

Kind Regards

 

Ell-enn

[sowerby17]

You should make an urgent representation to the court and tell them that the person on the phone told you that repossession hearing would be cancelled, but in all honesty it was a bit late to cancel and unless you heard from the court you should have turned up. I will ask someone that is more experienced in these matters to come and take a look

Re quote should i phone ge money? I am really annoyed with them i would have gone to the court or at least sent a letter.also as payments are up to date what can they do?

[sowerby17]

hi lula I had no reason to think i should need to turn up as i paid the arrears and they said they woul.d cancel proceedings i had no reason not to believe them!

[Goldlady]

What an absolute bunch of bar stewards! They are utterly beneath contempt..... How could they go ahead when there were no arrears?

 

I will have a think about best course of action. I'm sure you can get the order lifted immediately if you go to the court, but you want revenge as well.

 

Is this a first mortgage or a secured loan?

 

Being shot at dawn is too good a punishment.

[Bona]

Follow Ell-enns advice and down load the form and put in an application you can complain later

[Goldlady]

How much of the £42K is charges and interest on them? I am about to get mine back after paying GE off. You need to find another lender sharpish and then go into full battle.

[Ell-enn]

You need to get an application into the court asking for a hearing - you will get your chance at the hearing to bring your complaint and you should ask for GE's court costs to be removed as their action was unnecessary. As Bona says, you need to get the possession order cancelled first and go for the jugular when you are home and dry.

 

Let me know when you have the form ready to fill in and I will write the text for Part C.

 

Kind Regards

 

Ell-enn