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    • Hi   I am sure other will be along to assist so please be patient.   I can see where you are coming from as to any prospective buyer if they done checks on your car it would look like your car has been clocked due to the mileage discrepancy.   Now the Garage that done the MOT and recorded the incorrect mileage although they has said this was there error do you actually have that in writing that they have admitted it?   Anything you do with the garage that recorded the incorrect mileage you need to stay off the phone and put everything in writing as you need a paper trail of this.   Did you go through VOSA Complaints procedure due to the mileage error and get a decision for there examiner's assessment? (if so exactly what did there outcome state?)   If not IMO you need to write to that garage and ask why the incorrect mileage was recorded on your MOT after your (discussion/phone call on XX/XX/2022) where they admitted the incorrect mileage was recorded and how they are going to rectify this issue with VOSA.    You also need to send that specific Garage a Subject Access Request (SAR) (giving them all your vehicle details) asking for 'ALL DATA' the simple phrase covers whatever format they hold that data in whether it be written, email, recorded phone calls etc.   They then have 30 Calendar Days to respond only once they have acknowledged receipt of your SAR request, they may ask you to provide ID to confirm who you are which they are allowed to do.   As said please be patient others will be along to advise.
    • Hi   I have to agree with dx100uk on this any warranty given does not exceed your rights under The Consumer Rights Act 2015.   As for them stating this was a 'Private Sale' really the Trader sold this vehicle and you have rights under the Consumer Rights Act 2015.   Consumer Right Act Legislation:  Consumer Rights Act 2015 WWW.LEGISLATION.GOV.UK   Were you by any chance told you signed a legal agreement into a Private Sale where there are no returns or refunds?   Look at this review go down the webpage until you get to the very first one star review (15 Oct 20) and have a read of their response::   We Sell Any Auto | Car dealership in Preston | AutoTrader WWW.AUTOTRADER.CO.UK Browse all current We Sell Any Auto vehicles for sale. View contact details, customer reviews, services offered and more on We Sell Any Auto.   It may be helpful if you could post up in Multi PDF Format fully redacted the documents you signed for this car so we can see what you signed. Also have you put the cars registration into the Governments Check MOT to have a wee look at the Cars history: https://www.gov.uk/check-mot-history We Sell Any Auto Ltd   Registered Office Address: Brierley House Brierley Street, Ashton-On-Ribble, Preston, Lancashire, England, PR2 2AU   Company Number: 10485166   Company Status: Active   Incorporated: 17th November 2016   Company Type: Private Limited Company   Previous Company Names: Three Oaks Car Sales Limited -     17 Nov 2016 - 02 Dec 2019   Nature of Business: 45112 - Sale of used cars and light motor vehicles   Directors: Tom Brown (appointed 1st Dec 2019), Dan Carruthers (appointed 17th Nov 2016)   Companies House link: https://find-and-update.company-information.service.gov.uk/company/10485166   Endole link: https://suite.endole.co.uk/insight/company/10485166-we-sell-any-auto-ltd   Bizdb link: https://www.bizdb.co.uk/company/three-oaks-car-sales-limited-10485166/
    • Hmm sounds like they are covering for him especially as he opened door and walked in.  No need to report it just ask for advise re what they would class this as for your complaint.  Clearly he has broken the law. I have a post regarding dpd where he tried to push his way in to a neighbours house and demand that she is in the living room holdìng the parcel. Dpd are known for doing this sort of thing. I have made several complaints about them and there male staff trying to force the way into houses past females. One even tried it with me tho bad mistake as they thought l was alone. The guy could not see my 18 yr old Son upstairs, my partner coming threw from Kitchen and a friend at side of house. As soon as my partner and friend appeared he decided a picture on doorstep is fine despite our friend tecording the guy before he noticed him and the video being forwarded to dpd they have done nothing.  I know he still works for them as he delivered to me Tuesday.  You need to kick up a stink tell them you want a copy of the complaints procedure. Maybe even policys on driver behaviour. 
    • Sri Lanka's giant neighbour is emerging as one of its biggest providers of aid, after years of mistrust.View the full article
    • One of the things that could help your case is their first PCN to you. Could you please post it up as I think there will be at least one thing that would help in your defence.
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Starting My Claim


LesleyDeacanjason
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76rjk4re4

 

Hi,

 

I have just learned about your website from my dad. I have been crippled by bank charges from Hsbc for the last six years. In the last three months I have paid about £400. So I am going to take revenge on these money grabbers and demand it all back. I am going to send my letter today for the statements. Will Keep you posted. Wish Me Luck!!

 

:)

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Lesleydeacanjason

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Hi,

Having read all the other posts, i decided that Lloyds and capital one are on my hit list as well. Has reply from lloyds, they refunded the £75 but closed the account. Nice. But HSBC are the main ones as i guess they owe me at least £4000. Still waiting for the reply about Data Discolosure.

The Little people are fighting back!!!!!!!! :D

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Lesleydeacanjason

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Well done. Can you start a seperate thread for your capital one claim when you start it please? It would help everyone.

The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.

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  • 3 weeks later...

I have had a reply from HSBC about the data protection request, which they have agreed to send me statements to cover the last 6 years, and they wont be charging for them. Just need to wait for the whole lot to arrive and see how much i have paid. They are still charging me now. Last month i paid £160 pounds in charges. Which has left me overdrawn, and again, they will charge me next month for being overdrawn. Vicious circle.

 

Will keep you up to date as soon as i put the request for charges letter to HSBC.

 

Also can anybody let me know f they have had any luck with HSBC in the bedfordshire area?

Many thanks

 

TA TA

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Lesleydeacanjason

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Hi everyone,

 

Got my statements from HSBC, and they have charged me £2621. This has only been in the last 2 years. Never had any charges previous to that. Got my statment through for this month and found they have charged me £270 pounds, and they are going to take another £125.00 on 1st of may. So i have added them on to the list.

 

The letter is being posted tonight. Going by hand. Or Do you think it would be better to be posted through royal mail? Not sure.

 

14 days for a respose, lets wait and see.

 

ta ta for now

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Lesleydeacanjason

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Hi everyone,

 

Got my statements from HSBC, and they have charged me £2621. This has only been in the last 2 years. Never had any charges previous to that. Got my statment through for this month and found they have charged me £270 pounds, and they are going to take another £125.00 on 1st of may. So i have added them on to the list.

 

The letter is being posted tonight. Going by hand. Or Do you think it would be better to be posted through royal mail? Not sure.

 

14 days for a respose, lets wait and see.

 

ta ta for now

 

I think its better going in by hand and getting a recipt or something that you can use as proof that they have recieved the letter! Its quicker and more reliable than post

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Hi

 

Thanks for that. I have hand posted it, and filmed it with my camera phone as proof. Which i noted on the back of the envelope.

 

When i saw how much they have charged me I got mad, so now they can face the concequences.

 

Will keep you updated with any responses.

 

Ta Ta For now.

x

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Lesleydeacanjason

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Hi, After receiving an answer thanking me for my phonecall (That l never made) I received another letter offering me back £275.00 & not the orignal £485 and thats without the extra interest. So after reading forum notes I am now going to send which hopefully will be last letter advising them that altho I will except their offer I sahll be going to the small claims court for the balance plus the interest incurred with charges and also mention that the court will also add on interest. So wish me luck. I will keep you informed

Cheers

kathieathome:-?

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Guest Lueeze

What are you claimnig in total? Just read your last post about £485 but another says over 2k?

 

Good Luck anyway

 

lou x

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Hi Lueeze. Whoops got the 2k wronge. Bank owes me in charges£485.00 Interest £46.27. so big total of £531.27 which to me is a lot of dosh especially as its mine!!. Im writing them a another letter now telling them Iwill except their offer but will continue my claim for the balance plus the interest and if it goes to court l will get the extra interest as laid out by the court. I WILL get this back, its the being POSITIVE mode that will make it happen.

Cheers

Kathieathome:cool:

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Hi

 

have had a letter back from HSBC, saying that they are not being unlawful, its all in the terms and conditions. They advise me to contact the Financial Ombusman, as this is there final respose to the matter.

 

Well, Off to court we go. I am sending the second letter about court action, and we shall take it from there. £2621 is alot of money, which they are happy to take, even when i am skint!!!!

 

I shall try to scan a copy of the letter from your records. Will let you know what respose i get to the second letter.

 

Ta Ta for now

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Lesleydeacanjason

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Ive been trying for months now to help my partner out of dept caused by Lloyd's tsb, a few months ago he went £10 over drawn and because he was on benefits at the time he could not pay it then the interest came on all together it rounded up to £350, we managed to pay that off in one lump sum then a few days latter he had about £200 charges back on his account, now 2 months later the bank have taken a further £200 leaving him £400 in debt.

reading some of your posts have helped me a bit, i have an appointment at the local citizens advice to try and sort out this mess, but any thing you could tell me would be helpful and well appreciated. i don't even no what the first step is :(

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Ive been trying for months now to help my partner out of dept caused by Lloyd's tsb, a few months ago he went £10 over drawn and because he was on benefits at the time he could not pay it then the interest came on all together it rounded up to £350, we managed to pay that off in one lump sum then a few days latter he had about £200 charges back on his account, now 2 months later the bank have taken a further £200 leaving him £400 in debt.

reading some of your posts have helped me a bit, i have an appointment at the local citizens advice to try and sort out this mess, but any thing you could tell me would be helpful and well appreciated. i don't even no what the first step is :(

 

 

I would check with the C A B first because i am sure that they cannot take your benefit money. then 1 would start the process of court proceedings. Dont be frightened of them.

I have had HSBC trying to be A** Holes because of my letters, they are returning direct debits as much as they can. And charging me £30 per time. Final letter is going into the bank today. I will take them to court because they have made my life hell.

 

PAY BACK IS A B*TCH

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Lesleydeacanjason

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Hello,

 

I am now 7 days from filing with the court. Ever since I sent the first letter HSBC have come down on me like a ton of bricks. They keep returning stuff and charging me out od Badness. One direct debit they returned 15 mins before money was paid in. Now they are sending me letters saying that If i was in financial difficulty i should have rang them. WHICH I DID!!!!!!!! when it all first started. The are now saying that if i dont sort everything out they are going to close the account. Is this just their way of getting back at me for threatening court? Also the amount on the letters doesnt include what they have charged me this week, can I claim for this? or should I just say to them, I will pay you what is owed on the overdraft less the bank charges? I have opened another account with Barclays, and i am not paying any more money into HSBC. What can I do?

 

Please help.

 

Ta Much

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Lesleydeacanjason

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Hi

 

Can someone help me? I am about to file for court but i was wondering about how the settlements are paid. I have just opened a new account with Barclays bank and do not want the money to be paid into my HSBC account. Can i ask them to send me a cheque made payable to me, or does it have to go into the bank?

 

Help!?

 

Many thanks

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Lesleydeacanjason

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Guest Lueeze

Well we are not in complete agreement on this.

 

Some people have been paid by Cheque, some by wire into their accounts.

 

If you owe money, then they may choose to write off the debt with the money, but you could argue that it is up to you how it is spent.

 

I believe that as long as the bank pay the debt you cannot take them to court, and it doesn't matter how they have paid, as long as they have!

 

You can ask once they offer to pay you back.

 

Check out some other peoples HSBC threads that might help?

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WOOHOO!!

 

Filed for court on 15th May, got a letter from court with acknowledgement on 18th May, settlement letter on th 19th MAY. They will pay £3594 without admitting liability.

 

I have suceeded. I have opened another account with barclays and i am free from hsbc. Just got to wait for the cheque.

 

Fantastic

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Lesleydeacanjason

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Well done on getting back whats yours from the Multi National!

I am about to take the first step in my claim. Just finished typing up a Request for repaymet of charges letter to our friends at the Halifax. Managed to dig up a years worth of charges from May 2005 - Present, in total £1869.

Would be great if someone could give advice on the full process after this point.:???:

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  • 12 years later...

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Lesleydeacanjason

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