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    • I uploaded my written submissions (2 of them) and have received this gumph from N0lans today!! They really are willing to try anything!  Any advice on CMD tomorrow or just focus on the content within my submissions?CG submissions 1.pdf CG Nolans submissions.pdf CG submissions 2.pdf
    • But I  previously asked him to agree with me to extend the deadline and send me copy of the order of the 10 Jan. because I didn't remember all the details, he declined by sending email to answer his question first, probably surprised that I met the deadline.
    • Thank you. Well I suppose the mileage looks broadly right. It certainly hasn't done much mileage per year and even though it seems to be nothing for 2020 or 2021, as the mileage is generally low they would seem no reason for playing around with the clock. Are you happy that these are the correct mileages? As I said, I think that although you can easily get a judgement against the dealer, enforcement might be a difficult business. On the other hand, this is to be a clear discrepancy between what the assessment has found and the result of the MOT test only 18 miles earlier and only a few days or so earlier. From time to time on this forum we get stories of people buying used cars with new MOTs and yet the vehicle turns out to be in very bad condition and often in dangerous condition very shortly after the issue of the MOT certificate. Obviously one is very suspicious of that new MOT but it is generally speaking very difficult to prove that the MOT is dodgy – maybe because a few weeks or months have elapsed or maybe because a few hundred or even a couple of thousand miles have has been done before the situation is scrutinised. Your case is different because only a few days elapsed, a negligible mileage was done and most importantly you got an extremely authoritative inspection of the vehicle which shows that not only should it has not passed its MOT but in fact that its condition was really extremely bad. Of course I'm speculating as to the possibility of enforcing a judgement against the dealer but I've already pointed out that I think you can have a lot of difficulty. On the other hand, maybe it's the time to start delivering a slap to MOT garages which issued dodgy MOT's. Of course the case here with BRISLINGTON MOT CENTRE might have a perfectly reasonable explanation – but it doesn't look good. In the absence of any explanation from them, and on the documentation that you provided with the fact that you have given us, I think there wouldn't be much difficulty persuading a judge that there is good reason to demand an explanation from Brislington as to how the vehicle passed its MOT. If you wanted to sue Brislington then you could sue them in the tort of deceit – or even on a misrepresentation where you have been induced to enter into a contract as a result of their representation that the vehicle had gone to an MOT and had passed. The reason that you could sue for a misrepresentation is because although you are not the contracting party – you didn't commission the MOT, under the Contracts (Rights of Third Parties) Act 1999, you enjoy the same rights as the dealer who commissioned the MOT. Let me say that both of these actions could be brought in the Small Claims Court but they would be unconventional and I can imagine that Brislington would go crazy – if they decided to defend. On the other hand, the consequences of a judgement against them for this would be profound for them, and the dealership and could lead to some very serious attention from the police. Please will you think about this – and also please can you list out all your losses. I may have asked you to do this already but please do it again. I'm talking about the cost of the vehicle, and expenses in collecting it, any other expenses incurred trying to address issues – everything. In a list format please
    • We believe this firm may be providing financial services or products in the UK without our authorisation. Find out why you should be wary of dealing with this unauthorised firm and how to protect yourself.View the full article
    • Lord Agnew, a Treasury minister with responsibility for cross-government efficiency has resigned, saying  "a combination of arrogance, indolence and ignorance" was "freezing the government machine". He read out his resignation speech in response to a question from Labour about the £4.3bn of Covid loans written off by the Treasury.   He accused the government of making "schoolboy errors" by giving loans to over 1,000 companies who were not trading when Covid struck.   A No 10 spokesman attempted to excuse the 'incompetence by claiming that £500m was recovered last year.   Conservative minister resigns in anger over Covid fraud WWW.BBC.COM Lord Agnew says the government had made "schoolboy errors" when handing Covid loans to business.     £4.3B is a mere pittance compared to PPE and NOT NHS test and trace corruption/incompetence.   ... but they will still scrape back a couple of billion from the poorest and the absolutely essential £130M by not feeding UK kids    
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I have found this site as i was searching google for some help regarding an old TSB account, it was a credit card acc that i ran up a 3 thousand pound bill. i dont have the statements as i had a house fire and they where destroyed, i called TSB and wrote to them as i wanted to make a claim for unfair charges they said i needed the acc number and sort code. They no i dont have them this is an old acc maybe 3 yrs old im still paying a very small amount back once a month, please help me as i want to make a claim but dont no how to get my statements off micro film. sorry its a long message.

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Hello and Welcome, MRWHAM.

 

I'm sure they have to keep your data for 6 years.

 

Send TSB a S.A.R - (Subject Access Request).....

 

http://www.ico.gov.uk/upload/documents/library/data_protection/practical_application/subject_access_-_guide_for_data_subjects.pdf

 

I think your name and the address when you had the account and your new address would be enough. The data protection act refers to you, your name and address not necessarily an account number. In any event I'm sure they can search their data base on several parameters not just the account number.

 

Start your own thread in the Forum Linked below.....

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/

 

Keep your thread updated, and you will get help when you require it.

 

Also have a look at this.......

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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If you are paying monthly payments, then the details must be still active. How do you pay this?

 

You can get your account details by getting copies of id, such as recent bills, your passport or driving license. Take them into your local branch, and they should be able to help you. Failing that you can send to the head office. Recorded post.

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Well i pay to the debt colletors who have no details that i would need to make a claim. im lost i did write to head office who said they needed sort code acc number.

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Hi there,:)

 

the above advice is all correct.

 

It seems the bank are, as usual, just trying to be obstructive because they know where this is heading ie a reclaim of unlawful charges.:mad:

 

Each bank branch has their own unique sort code. Pop into the branch and ask them for it and details of the account. Your old statements of your current account will also show the details of each payment towards the card.:)

 

Hope this helps, keep us posted

 

Good luck, Kenny

Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

[email protected].

 

 

 

Thankyou Kennythecelt:)

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