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cheapest and easiest way to check credit record?


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I joined Experian (?) a while back on some sort of free trial but never managed to figure out where to find the full details - there was a link to pay 30 pounds or so I recall - is this the only way and if not what are other options?

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A copy of your credit report costs £2 and is available by writing to the relevant CRA. A copy of your credit report should be received by you within 7 days after they have received your request.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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thanks for that - is there any way of doing it online?
See here:

Experian WiseConsumer

but it will be sent to you by post. You cannot view the £2 Statutory report online,

Only if you sign up to the 30 day trial can you view it on-line. If you do that do not forget to cancel before the 30th day.

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HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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thanks for all the above information :)

 

I think I've realised now that getting something instantly costs a hefty bit of dosh so will end up going paper route I think.

 

Is there a difference in resultant information from the companies mentioned above?

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Experian are doing a free 30 day period. Worth checking.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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