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Old Default Notice question.....


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Does anyone know whether there's a legal time limit for a creditor to pursue legal action after issuing a Default Notice (credit card). Would 4 years later be too late, for example ?....

 

The (alleged) amount outstanding on one such account is incorrect now due to token payments being made for over 4 years anyway.... so I'm assuming it's invalid. Is there any way they could get around this ?.... They have tried to issue a 2nd DN, which I've pulled them up over, but still need to cover all bases with this lot.... :cool:

 

Thanks in advance. :)

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