Help!

[helenm1984]

Hi,

Due to my cicumstances I had to use a cheque cashing shop, I cashed 6 cheques £100 each, my card expired this month 04/08 they cashed 3 cheques in march which all cleared, as my benefit hasnt been paid (sorting) I had no money in my account to cover the next 3 cheques, so they bounced as the gaurentee is out of date, who's to blame and what happens now, as its not my fault they put them in after the card had expired, also the new card does npot have a gaurentee on it, they say this is because we are changing to chip and pin,

The other problem is I cannot afford to pay the cheque cashing company back as they charge £45.00 per bounced cheque plus the hundred and I still havent got my benefit sorted! what do I do?

[nicsussex]

my card expired this month 04/08

 

In that case it surely does not expire until the end of the month?

[helenm1984]

Hi,

Thats what I thought but lloyds say it has expired, but the card does say exp end 04/08, the cashing shops just rung me, what do I do? as I have no money at the moment

[Guest wino]

I would get back in touch with Lloyds and get them to check your card again.