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I want to send a letter to O2 asking if they'd remove default


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Hi all and thanks for looking!!

 

Just wanted to ask anyones advice. I have a default with O2 for £105 it was defaulted about 2 years ago maybe a little more. I still have an account with them which i pay on time all the time. I was gonna send them a letter asking if they would kindly remove it for me as it was fully paid a while back. It is the only thing that is bad on my credit file and affecting me getting some credit. I am going to be looking for a house soon and are worried. I just wanted to ask if anyone has done this and if poss would anyone help with the wording of it or a template???

 

Many thanks all/any help would be much appreciated!!!

 

Marcus

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Hi, Marcus.

 

There's a thread here that might help.......

 

http://www.consumeractiongroup.co.uk/forum/legalities/11659-how-get-your-default.html?highlight=default+removal

 

Regards.

 

Scott.

 

 
 

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Hi Marcus I 've moved your thread to the Default Issues Forum where I think you will receive more advice on your situation than the forum you posted in.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 2 weeks later...

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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