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hi folks,

 

great website although im still trying to work out who & where 2 send messages so i hope someone can help me im being pursued by a dca lowell finance over a bank of scotland overdraft that was in dispute over 4 years ago and as far as i was aware settled.

looking for info on 1-how to deal with lowells and 2- how to get bank charges back off bos as this could mount to thousands

 

all the best

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Hello and Welcome, Goldeneye123.

 

Good to see you on the site.

 

Start a new thread on Lowell's here.........

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/

 

There's stacks of people well up to speed with the DCA's, who will help you out.

 

Also start a new thread for your HBOS claim here.............

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/

 

There's all the help you need in there.

 

Have a look at the step-by-step, for your Bank Charges......

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

It's more than likely, I'll see you around the Forums.

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

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how to get bank charges back off bos as this could mount to thousands

 

Please be aware that you can normally only claim back 5 years worth of charges in Scotland.

 

Oh and welcome to CAG ;)


HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

YOU CAN NOW COMPLAIN TO THE OFT ABOUT THEIR CONDUCT UNDER THE CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.

 

 

 

Complaint to the OFT about DCA's threatening legally action on statute barred accounts

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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thanks for the quick response guys, I got two letters from lowell finance and all ready getting nasty phone calls , im so impressed by the stance been taken by this website ,im lucky to be in the position where I can laugh off the threats as they are complete bollocks but its the little old ladys they threaten which is well off.

My main intention is to deal with bank of scotland as they have sold my information to these cowboys. Im going to follow it through 100% , so ill probably see you about,

 

have a good weekend GE

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