Jump to content


Egg Loans PPI


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4966 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

My three Egg PPIs paid out for a period of illness back in 2004 ( a serious neck problem) but I now have an unrelated condition which I have suffered from for several years due to some very tragic circumstances and the insurance company say that as it was a pre-exixting condition they will not pay this claim. This loan was taken out in October 2001 and i was not informed about or asked about medical conditions or pre-existing illness. Do i have any grounds to claim back on these PPIs?

Link to post
Share on other sites

Have you asked for your original CCA and/or PPI documents to check what exactly you signed for?

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

Link to post
Share on other sites

Even so, if you request a copy of your CCA (whether done on the internet or not) it will show all the details of what you signed up for and the terms and conditions of the PPI when you signed it, including whether pre-existing conditions were precluded.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

Link to post
Share on other sites

Send a full Subject Access Request for all the information they hold on you including CCA, Contracts etc etc

 

Full S.A.R - (Subject Access Request) for ppi Fee of £10 is required for SAR. If this does not give you what you require then complain to

 

Ensuring Personal Data is handled correctly - Data Protection Act

 

then its Office of Fair Trading, Financial Ombudsman Service and Financial Services Authority or Court and not necessarily in that order..

 

Good luck with claims

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...