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MBNA asking me to consolidate


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Hi there

 

I have received a letter this morning from our friends at MBNA saying the following:-

 

have you considered consolidating your existing credit and replacing it with one monthly repayment? MBNA has a close relationship with Loans.co.uk, a broker that has access to a wide range of leners who may be able to provide you with a loan package that is right for you. Please call the MBNA team at Loans.co.uk.....

 

Are they having a laugh? I'm sure that I've read somewhere that is against some guidelines or other to encourage further debt? Can any of you good folk help me with the reference here and how I can best deal with this bunch of muppets..?

 

Many thanks

 

hunnybunny

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Now Im no expert but im almost certain that this is against their rules , one of our more learned bods will be along soon to help you out of this mess.

CAG v dca

 

CAG EVERYTIME .....

KEEP RIGHT ON TILL THE END OF THE ROAD ........

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2.6 of the OFT's guidelines on debt collection says this.

 

Physical/psychological harassment

b. pressurising debtors to sell property, to raise funds by further

borrowing or to extend their borrowing

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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