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How to proceed with new claim?


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Hi everyone,

 

Since I successfuly claimed around this time last year I have been charged several more times off Halifax. Do I simply follow the same procedure as before? Also I am a bit confused as I was under the impression all claims had been put on hold whilst they are challenged in a high court?

 

Thanks for your help,

 

Emma

Yurp

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Hi Yurp 82

 

I think I'm correct if I say just carry on as normal. Nearly all claims have been put on hold but there is nothing to stop you from going through the normal procedures .

 

At least then your claim gets into the system, but you may have a long wait to get your hands on your money.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi overflow,

 

Yeah that's true. I'll start getting it prepared, just short of £500.00 I'm going to try to reclaim. The charges are beyond a joke. I know it can be said I should make sure the accounts in credit but it's always happened on days when I've just fell short. My money management is better now as such but just coming out of a really hard cash period. Thanks very much for your advice :)

 

EM

Yurp

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Hi Yurp

 

your very welcome and good luck.

 

dont know how long we will all have to wait for the results but its got to be worth it in the end

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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