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    • An event designed by young people to start an open and honest conversation about the future of employment for young […] View the full article
    • Hi Andy Documents have been served in the County Court Leicester, Goosedale and Their representative    I attach the confirmation from the Court, we will not be posting the documents to save costs and have indicated this on the Service of the documents. I thank you for your support and will keep you updated over the next few weeks.   Automated Response   Hearings Leicester County<[email protected]> 13:53     To  s   Quick reply Reply all Forward Delete Actions     Thank you for your enquiry We are in unprecedented times due to the impacts of Coronavirus As a result, it may take us longer to answer you We will respond as soon as we can     Thank you for your email to The County Court at Leicester.   Please DO NOT duplicate any email sent with a hard copy by post or DX.  If a hard copy is required it will be printed by the Court.   We aim to deal with or reply to your email to within 5 working days unless it is urgent, and priority will not necessarily be given over any post received by the Court.    It greatly assists the Court responding to emails quickly if you put your case number and the next hearing date (if there is one) in the subject line.   When sending an email to the County Court it is your responsibility to comply with the Civil Procedure Rules Practice Direction 5b and guidelines set by the Court.  Any email which does not comply with these requirements will be responded to saying why it has been rejected, and then deleted.   An email plus all its attachments may not be larger than 10mb When printed, an email plus attachments must not be more than 50 sides of A4 paper in total.  (excluding Local Authorities and CAFCASS) Any Court process that requires a fee to be paid cannot be sent by email. (excluding Local Authorities). For the full guidance issued by HMCTS please visit our website. The rules set out in the Civil Procedure Rules can be viewed by clicking here. This is an automatically generated reply.   Here is how HMCTS uses personal data about you This e-mail and any attachments is intended only for the attention of the addressee(s). Its unauthorised use, disclosure, storage or copying is not permitted. If you are not the intended recipient, please destroy all copies and inform the sender by return e-mail. Internet e-mail is not a secure medium. Any reply to this message could be intercepted and read by someone else. Please bear that in mind when deciding whether to send material in response to this message by e-mail. This e-mail (whether you are the sender or the recipient) may be monitored, recorded and retained by the Ministry of Justice. Monitoring / blocking software may be used, and e-mail content may be read at any time. You have a responsibility to ensure laws are not broken when composing or forwarding e-mails and their contents.
    • Credit Strategy brings you a roundup of industry moves from the past few months, including a new chair at the High Court Enforcement Officers Association (HCEOA) View the full article
    • I'm just musing that there might be an easy way to sort this out.   I know you've contacted the surgery, but presumably you got a member of staff on the phone who found it easier to say "no" than "yes".  How about if your wife writes to the surgery, and points out    - what happened and why she was emotional that day    - that there is no sign at the entrance about controlled private parking which is completely against industry standards, meaning that even if someone read the tiny signs inside the car park by then it would be too late to avoid the £100 charge (yes, there is a grace period, but they won't know that)    - that the whole set up seems to favour PE being able to issue the £100 invoices rather than for the car park to be properly managed    - that it was the surgery that called in PE, they are legally responsible for this mess    - that you will add the surgery to any court action against you by PE    - that all this unpleasantness can be avoided if the surgery simply tells PE to cancel the charge.   Now you might get absolutely nowhere, but it's only a stamp, getting nasty often gets results, nothing ventured ...
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Hi all


Just a quick question regarding Welcome finance ( if only id read this forum before signing up with them )


I took out a £5000 loan over a 4year period last August as i needed money and they were the only people who would give me some. I knew the interest rate was super high but its helped me build my credit rating up so im not too bothered. The thing i am bothered about is this ---


I have paid £ 1341.83 off this loan.always no time no probs/charges etc. I sent off for a settlement figure guessing it would be about £4500. Sure it meant id paid £750 in interest but im happy with that.

Got a letter back today and found out that my settlement figure was


£ 5,273,03 !!!


Thats £270 more than i originally borrowed !!!


Can the b45tards do this ??



Thanks for the help, im soo mad right now



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Thread moved to the correct forum.I understand your anger .....please use a little more restraint !!!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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Hi Anthony and welcome (no pun inteneded ;)) to CAG


When you say August last year I presume you mean 2007?


I put your numbers in the OFT calculator DualCalc. 48 Monthly payments of £223.63 (calculated as 1341.63/6) on a £5000 loan comes out at an APR of 54.4%. So I presume this is an unsecured loan.


However, doing the calculation for a 6 month period with that closing balance gives a monthly interest rate of 5% and an APR of over 85% which means they must have added on a whopping early settlement fee.



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