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ccj but no cca provided


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i cca'd blair, oliver and scott for a credit card and received from bank of scotland a reply dated 29/1/08 that they are 'sorry i am unhappy with service' etc. and i will receive a reply in 4 weeks.

 

today, i received ccj (northampton court) form.

is there a letter i could sent to BOS as i have not dealt with a ccj form before?

 

thanks

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The court form needs to be addressed directly, unless BOS withdraw the claim, you will have to defend the CCJ yourself. they won't do this until you have proven you aren't going to ay down for them and you are going to fight it in court.

 

A lot of companies do this and get CCJ's by default

 

You can acknowledge service by going to the following website

 

Her Majesty's Courts Service

 

You can then request from BOS basically everything they have on you.

 

They will still have to produce the agreement in court in order to get the order

Hope this helps

 

 

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The large print giveth, but the small print taketh away. ~Tom Waits, Small Change

 

 

Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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DCA Name and Address

Try this

 

 

quote:

 

ACCOUNT NUMBER: xxxxxxxxxxx

REF: xxxxxxxxxxxxxx

COUNTY COURT CLAIM NUMBER xxxxxxxxx

 

Date

 

To whom it may concern,

 

RE: CIVIL PROCEDURE RULES REQUEST - DO NOT IGNORE

 

I/We have received a recent Court claim filed by your Company. In order to file a defence and counter-claim I/We requires that specific information regarding the account to be provided forthwith.

 

Given that this matter is now the subject of legal proceedings, you are obliged to disclose under the Civil Procedure Rules, the information and documents detailed below.

 

The information must be furnished by the [Date], which gives you 14 days to provide what has been requested. If you fail to comply, this will be reported to the Court, a copy of this letter will be provided as evidence to the same and an Order enforcing your compliance will be sought.

A true copy of the executed agreement and any terms and conditions that applied to the account at the time of default and at the time the account was opened.

All records you hold on Mr xxxx relevant to this case, including but not limited to:

A transcript of all transactions, including charges, fees, interest, payments and the amounts of any repayments made to the account.

Transcriptions of all telephone conversations recorded and any notes made in relation to telephone conversations

Where there has been any event in the account history over this period that has required manual intervention by any person, disclosure of any indication or notes that have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to the account held by My/Ourselves with your company is required.

True copies of any notice of assignment and/or default notice or enforcement notice that you sent to Me/uS, with a copy of any proof of postage that you hold.

Documents relating to any insurance added to the account, including the insurance contract and terms and conditions, date it was added and deleted (if applicable).

Details of any collection charge added to the account; specifically, the date it was levied, the amount of the charge, a detailed financial breakdown of how the charge was calculated, and what the charge covers.

Specific details of the fees/charges levied by any other agency in respect of this account and a detailed breakdown of said fees/charges and what each charge relates to and on what date said fees/charges were levied.

A genuine copy of any notice of fair use of mY/oUR data as required by the Data Protection Act 1998.

A list of third party agencies to whom you have disclosed My/Our personal data and a summary of the nature of the information you have disclosed.

Copies of statements for the entire duration of the credit agreement.

Any other documents you seek to rely on in court.

A copy of your complaints procedure.

This information is required within the next fourteen days. I must advise you that if the information is not forthcoming, it will be reported to the Court that you are trying to frustrate proceedings and denying Me/Us the opportunity to file a defence and counter claim.

 

Your sincerely

 

Mr xxxx

 

 

Unquote:

 

Dont sign it and ensure it goes off registered and retain the usual proofs of posting and receipts

Hope this helps

 

 

If you feel that this site has helped you in any way please leave a donation if you can afford to do so.

 

If you feel that have been helpful please feel free to tip the scales.

 

 

The large print giveth, but the small print taketh away. ~Tom Waits, Small Change

 

 

Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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obviously edit as appropriate

Hope this helps

 

 

If you feel that this site has helped you in any way please leave a donation if you can afford to do so.

 

If you feel that have been helpful please feel free to tip the scales.

 

 

The large print giveth, but the small print taketh away. ~Tom Waits, Small Change

 

 

Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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