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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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PPI & unemployed


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Hi my friend just told me about a loan she took with Lloyds TSB before christmas.

She is on Income support and has been for years, but they gave her the loan and made her take PPI saying it will cover her.........................don't what they covering her for when she doesnt work in first place!

Should I advise her to cancel the PPI and ask for refund of what she has paid??

She is paying around £20 per month for the PPI alone

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Hi my friend just told me about a loan she took with Lloyds TSB before christmas.

She is on Income support and has been for years, but they gave her the loan and made her take PPI saying it will cover her.........................don't what they covering her for when she doesnt work in first place!

Should I advise her to cancel the PPI and ask for refund of what she has paid??

She is paying around £20 per month for the PPI alone

 

Hello Mackem.

 

Oh this is a good one, maybe she/he should try to claim on it, to see what they say:lol: You never know they may:lol:

 

No joking apart, this is a very good case of mis-selling, I would tell your friend to write a letter telling them of their negligence;)

 

Tell them to cancel it and demand back every penny that they have paid in ppi and interest, plus the contractual interest to date. I would also ask for compensation obviously for the hardship they have caused.

 

While your friend is waiting for them to investigate the complaint, report them to the office of fair trading, the financial services authority and trading standards.

Tell your friend that they do not have to take out or sign a new agreement, even if the banks insist.

 

Please keep us posted as to your friends progress:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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