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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Another Hillesden Securities Post - RE: No Response To Repeated Written Requests


Skatan
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I am currently 'doing battle' with Hillesden for around £200 that is basically made up of bank charges relating to a £50 overdraft on a Barclays Bank account that I stopped using July 2003.

 

I know no one here is interested in the circumstances surrounding this (I have become accustomed to feeling that I must justifying myself continously - thanks to the type of people who are employed by Hillesden.) so I won't go into it.

 

I thought the account was all squared away but didn't actually close it, for which, I had my reasons at the time.

 

Hillesden caught up with me back in 2006 and the debt had escalated to over £200. I set up a payment arrangement (of £1.16 per month - heh heh!) and have never missed or been late with a payment. I wasn't advised that the arrangement was temporary. Just that it was accepted.

 

Still, this hasn't stopped Hillesden from harrassing me. I have, this month, finally gotten them to quit bugging me so often. I initially made the mistake of giving them all my contact info and have, in the end, had to remind them of the laws pertaining to harrassment and the OFT's guidance for debt collection agencies.

 

Every few months I find myself replying to written correspondance. In my replies I always respectfully request that they consider writing the debt off. I have never recieved a response - written or otherwise - to my requests, even the ones sent in via Recorded Delivery.

 

The replies I get in return respond to other points but there is no mention of the writing off, or indeed not, writing off the debt whatsoever.

 

I intend to send a letter (Recorded) in the morning, just a couple of lines, asking them to consider writing the debt off and requesting a written response within 14 days.

 

Can anyone please advise me on what to do next if this subject (as I suspect it will be) ignored completely again?

 

Fankies in advance for any/all who reply :)

 

Skatan

Vanilla isn't just a flavour - it's a way of life for the uninhibited among us :p

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Hi, Skatan.

 

Have you tried claiming your charges back.

 

Not sure what you are looking for, as you have already said, you have written to the DCA asking for the debt to be written off.

There are three letters you could use in the Library. The first letter 'c' asks the DCA to accept a token payment or no payment at all. The second, letter 'k', asks them to write the debt off, and the third, letter 'l'asks them to reconsider, if they refuse to write it off.

 

Have a look............

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20758-creditors-dcas-letter-templates.html

 

I hope my reply has helped you, not sure if there's anything else I can advise

 

Best wishes.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

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Hi Scott.

 

Many thanks for your reply.

 

I have tried getting the bank charges written off and failed because I didn't have enough knowledge - that's why I've joined the site, to read up and get informed on how to go about it.

 

Hillesden did offere once or twice to drop £75 off the charges providing I pay off the rest by card, over the phone, immediately. I'm not in a position to do that and eventually invited them to take me to court when it was suggested that I could because it would have meant using my son's disability benefits to pay them. They haven't suggested it since.

 

The problem I have is the fact that they have ignored all requests I have made with regards to writing off the debt. They haven't responded at all and I don't know how to get them to acknowledge.

 

Thanks for the link - my connection is very slow atm and I can't get the template page to load but I will persevere with it after lunch. I'm certain I will find the info of use.

 

Kind regards,

 

Skatan

Vanilla isn't just a flavour - it's a way of life for the uninhibited among us :p

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Hi, Skatan.

 

You could try sending this........

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-1038615.html

 

I know it's a telephone harassment letter, but it might get them to respond.

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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