Ianfm v LloydsTSB ***SETTLED IN FULL***

[GaryH]

Sending an original request seems pointless as they are gauaranteed to send their standard response. Should it not be possible to go straight to LBA withmaybe giving them longer to respond than 14 days.

 

No. You need to allow 28 days for negotiation regardless of how many times you've been through the process. Obviously we all know what their response is going to be anyway, but thats not the point. If it did go to court (ok, so its very unlikely, but its going to happen one day) the judge would have expected every effort to have been made to avoid the litigation in the first place. A 28 day period with 2 attempts at solveing the matter would be seen as acceptable in the eyes of the court, anything less may not be.

[blackcatchillers]

Well done,it gives hope to the rest of us.

[ianfm]

Yes Walgrave they really cut it fine this time.

 

It is pig headedness just as GaryH says. I have had some run ins with a few companies over the years (a natural born complainer) but I have never dealt with such an arrogant bunch of incompetents as LloydsTSB.

 

I am going for the second claim and I want to make sure it is done to the book so I will give them 28 days, by which time they will have added yet another months charges.

 

When SCM sent me the fax to say that Lloyds would not pay the charges back levied since my claim I responded by quoting the original offer they sent me which was made becuase “legal and other costs can easily exceed the amount in issue” and also the letter they sent to the Court in which they said they had made the offer as “a desire to keep costs to the minimum”.

 

Well I instructed SCM to go back to their Client and in their professional capacity to advise them to pay up the remaining charges and prevent further litigation because “legal and other costs can easily exceed the amount in issue” and they had “a desire to keep costs to the minimum”

 

Something that I will quote in Court should the second round get that far.

 

Needless to say Lloyds have not paid up or responded, except to send a letter saying I am overdrawn. (Another charge).

 

So I will write to them direct quoting their own words and give them 14 days, then an LBA and after 28 days off we go again.

 

But this time I intend to claim for unlawful charges and also put in my claim that had they not enforced the unlawful charges and also retaliated to my first claim by withdrawing my overdraft then the charges after my first claim would never have been applied, so not only are they unlawful, they should not even have been applied full stop.

[ianfm]

Shall I start a new thread for my second claim? can a mod advise me?

 

Thanks

[walgrave]

I started a new thread "Helping My Son - Part 2".

It keeps everything neat and self-contained.

 

Good luck

 

Walgrave

[GaryH]

When SCM sent me the fax to say that Lloyds would not pay the charges back levied since my claim I responded by quoting the original offer they sent me which was made becuase “legal and other costs can easily exceed the amount in issue” and also the letter they sent to the Court in which they said they had made the offer as “a desire to keep costs to the minimum”.

 

Full of it are'nt they? If they wanted to keep costs down, why not pay up months ago? I can't believe these cowboys are still getting away with blatently making a mockery of the justice system. Oh well, I'm sure they'll get whats coming in the end.

 

Yes, start a new thread for round two.

[jadest]

Congratulations...

I have also asked for extra monies. I turned down settlement conditions and told them that I will be putting in another claim for profit making levies they have taken from my account since claim. Again they just seem to be ignoring this. So I to will be going through the proceedure again.

In the mean time I hope they settle the first claim before Christmas...

Enjoy your money from the claim you have already received... Good-luck with your second claim.

Jules x

[freebird]

mee too Ian, heard by phone today that they've now offered same with out the conditions attached..when I see it in the bank I'll post more,they refused my subsequent charges so I guess I've another claim starting soon, too..

[ianfm]

This topic was closed on 10 March 2019.

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