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Looking for CCA 74 quote regarding illegible agreements


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As above.

 

I have an agreement from Moorcroft that is a very poor microfiche copy

So poor that most of it is totally unreadable.

 

Does anyone out there have the relavant parts of the cca 74

that states that an agreement must be easily readable / contrasting

colour for backgrounds etc?

 

Been looking for it for ages but without luck.

 

Can anyone help? Thanks in advance :)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Consumer Credit (Cancellation Notices and Copies of Documents)

Regulations 1983 (SI 1983/1557)

 

2 Legibility of notices and copy documents and wording of prescribed Forms

 

(1) The lettering in every notice in a Form prescribed by these Regulations and in every copy of an executed

agreement, security instrument or other document referred to in the Act and delivered or sent to a debtor, hirer or surety

under any provision of the Act shall, apart from any signature, be easily legible and of a colour which is readily

distinguishable from the .

 

(2) The wording of any Form prescribed by these Regulations shall be reproduced in copies of unexecuted or executed

agreements or in Notices of Cancellation Rights sent [by an appropriate method] under section 64(1)(b) or (2) of the Act

without any alteration or addition, except that--

 

(a) the creditor or owner may enter the name and address of the debtor or hirer in any Cancellation Form prescribed

by these Regulations; and

 

(b) every Form shall be completed in accordance with any footnote.

 

(3) Any such footnote shall not be treated as part of any Form prescribed by these Regulations and may be reproduced

in addition to any such Form.

 

(4) Where any such footnote requires any words to be omitted, those words shall be omitted or deleted.

 

(5) Where words are shown in capital letters in any Form prescribed in Parts I to IV of the Schedule to these

Regulations and are reproduced in copies of unexecuted or executed agreements they shall be afforded more prominence

(whether by capital letters, underlining, large or bold print or otherwise) than any other lettering in that Form except

lettering inserted in accordance with paragraph (2) above and no less prominence than that given to any other information

in the copy apart from the heading to the agreement or copy, the annual percentage rate of charge for credit, trade names,

names of parties to the agreement or lettering in the document inserted in handwriting.

 

(6) Where words are shown in capital letters in any Form prescribed in Part VI of the Schedule to these Regulations

and are reproduced in Notices of Cancellation Rights sent [by an appropriate method] under section 64(1)(b) or (2) of the

Act they shall be afforded more prominence (whether by capital letters, underlining, large or bold print or otherwise) than

any other lettering in that Form except lettering inserted in accordance with paragraph (2) above.

 

3 General requirements as to form and content of copy documents

 

(1) Subject to the following provisions of these Regulations, every copy of an executed agreement, security instrument

or other document referred to in the Act and delivered or sent to a debtor, hirer or surety under any provision of the Act

shall be a true copy thereof.

 

(2) There may be omitted from any such copy--

 

(a) any information included in an executed agreement, security instrument or other document relating to the debtor,

hirer or surety or included for the use of the creditor or owner only which is not required to be included therein by the

Act or any Regulations thereunder as to the form and content of the document of which it is a copy;

 

(b) any signature box, signature or date of signature (other than, in the case of a copy of a cancellable executed

agreement delivered to the debtor under section 63(1) of the Act, the date of the signature by the debtor of an

agreement to which section 68(b) of the Act applies);

 

© in the case of any copy of an unexecuted agreement delivered or sent to the debtor or hirer under section 62 of

the Act, the name and address of the debtor or hirer; and

 

[(d) in the case of any copy of an executed agreement given to the debtor under section 77(1) of the Act for fixedsum

credit, or under section 78(1) for running-account credit, under which a person takes any articles in pawn, any

description of the article taken in pawn.]

 

i think thats what you were looking for
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Thanks for the really fast reply.

 

That was just what I was looking for.

 

Time to hassle a DCA with it now. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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