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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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      Many thanks 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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GASS V GE Money


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Please can you help,

 

I have just received a statement from GE Money for a BHS account that has been opened for near on 5 years, I am shocked at the amount they are charging per month in Account Cover.

 

From memory - when the account was opened it was done in a BHS store and was done by an assistant operating the till. I have searched my records for the orginal paperwork but cannot find it.

 

I think that my first step would be to send a S.A.R with obligatory £10.00 asking for all the info,

 

But my question is am I entitled to ask for this money back over that period of time? I am lacking in knowledge in relation to these types of insurance on accounts and would really like to know if anyone has success in getting their money back and the steps taken to do it.:|

 

Look forward to hearing from you.

 

GASS

:lol: GASS
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Hi Gass,

 

It's possible to claim back PPI if it was mis-sold to you e(.g you didn't get a full explanation of the T & C's of said cover). By the sounds of your note above that may be an avenue of investigation.

 

This is not my area of expertise(if such a thing exists!) but I'm sure someone will be able to answer more fully, think that you will likely have to give us more information to go on.

Struggling_Simon vs Cabot - WON

Struggling_Simon vs Abbey - WON

Struggling_Simon vs HBOS - Pending

--------------------------------------------

IF I HAVE HELPED PLEASE CLICK MY SCALES

 

Vigilantibus non dormientibus æquitas subvenit

Somper in excretia,som solem profundus variat.

 

 

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Hi Thanks for the reply Struggling Simon - much appreciated

 

I cannot recall at all the assistant explaining details in relation to T&C, we had a basket full of shopping at the time and were asked if we wanted to open an account and put the value of the shopping on the account, which we jumped at at the time.

 

The forms were completed at the time and neither hybby and I can recall being spoken about in relation to insurance on the account. I do recall them explaining the Points system which adds discount to your purchases at specific points in time (though this has never happened)

 

Even if I cannot claim this back, I am still entitled to stop the Account Cover am I not?

 

If anyone else is looking in I would appreciate any guidance what so ever in this matter.

:lol: GASS
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I'm on the same boat than you with to store cards via GE Money. Mine goes back to '01, and like you were opened in the shops by sales assistants no on them mentioned the PPI the only thing they keep mentioning was the discounts and offers, blah, blah, blah.

 

I sent a letter for each of the accounts and I have got the same reply in both, pretty much they don't want to admit the PPI was mis-sold. I was told to sign where the lady marked an x and that was it. I have not received paperwork in any case for the insurance and until now I didn't realised what it was as I thought it was some kind of admin fee. Also not mention that the insurance was optional.

 

 

You can see my post it that helps you out. They even send me copies of the application forms, which I post them so people can see them. The funny thing is that in one of them my siganture is only in the PPi bit, I didn't sign to authorise the opening of the account.

 

I'm subscribe to you post now.

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Hi Gass

 

Im also in same position as you over an Evans Card.

Yes you can stop the account cover just write and tell them you want it cancelled (I did that last June).

I am trying to claim back my ppi from GE Money stating I was mis sold by a shop assistant who didnt even know what she was selling (well thats my arguement)

 

Good luck. Will follow your post.

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