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Optima please help urgent.

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Repossesed Kensington Mortgage aug 2005. Now renting no problems. All money borrowed was repaid from house sale. Last year Optima wrote claiming ERC interest etc. I wrote back explaining about charges and unreasonable amounts etc. Letter today saying at time of repsession order money judgement for balance outstanding under mortgage obtained and remains in force. Unless proposals by 29th of feb they are instructed to apply to court to enforce without delay. What do I do I seem to move two step forward and one step back. Also the statements I asked for last year were incomplete twice after re asking. I fancy my chances at court any body help please.

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Hi and welcome


you have come to the right place,the site is full of helpful peep's,if you start a thread

in the link i have given you below you will get all the help and advise you need in

there good luck.


http://www.consumeractiongroup.c o....secured-loans/






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.please remember that any advice i give is purely my own experience or opinion thankyou

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