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    • Yes she went back to them and asked them to remove the cancellation however the girl on the phone went to ask someone and came back and said she couldn’t.   Thing is they then tried to charge her £1000 to reinsure, I contacted a broker and got it down to £760, she went back to them and they miraculously could do it for £690!!  It feels like they are using this to fleece her, her previous ins was £300.   I will get her to write a complaint to them...do you know if there’s an insurance ombudsman she could contact?    I just feel it would have been fair fair to suspend the ins pending the court outcome!    Thankyou.
    • Hi,    Yes my daughter drove through a red light.   Yes her DVLA was still registered to her previous address at Uni hence them not being able to contact her hence the MS90.   This is her 1st car and she simply didn’t think to re register her car to our address she genuinely forgot!  However we left our forwarding address with the letting agent but the house was subsequently sold and the new owner used a different letting agency so communication was lost.   The courts enlisted the bailiffs and when the current tenant found her via Facebook she was genuinely mortified as she had no idea that she had broken this light.   She immediately rang the bailiffs and court who advised her to make The Statuary Declaration, whilst waiting for that date to arrive she thought she better ring the insurance company to explain what was happening thinking they may have to suspend her policy however they cancelled it on the spot she asked them not to but they just went ahead charging her £50 to do so.   At court after she explained what had happened the court dropped the MS90, and reduced the points and fine to what it would have been originally.   Going back to the insurance company they said they couldn’t remove the cancelled policy and it would show on her record for life and tried to charge her £1000 to reinsure!!  Previously it had been £300 as she had built up 2 years no claims.   I contacted a broker who said he could insure her for £760, she went back to her original insurance company, Admiral who then said they could now do it for £690!!  How can they suddenly do that sounds unscrupulous to me and that they are using this cancellation to now fleece her!!   She is a medical student and needs the car to get to the different places she is working on placement but can’t afford to pay this extortionate amount of money.  I would expect her policy to go up a bit but would say max £500 is proportionate?    I will I’ll get her to contact them Regards making a complaint in writing as you have suggested.   Thank you.    
    • I’m not sure who you mean by the OD and do you want me to see if the PDL is enforceable or not pay it at all?   And what should I do about the NatWest? Surly there’s a case getting it wiped if the charges came from them charging me for a PBA that I had told them to close and they said they had. Also am I paying the credit cards back in full or trying to get a reduced settlement?   Thanks Andrew 
    • Initial payments have already come in - we wouldn't have started otherwise. There's about £3,500 outstanding. The £800 was verbally agreed initially, but later correspondence from the customer shows that he's accepted the £800 for the extra work.
    • Each should send a cpr 31:14? Cant produce signed documents = no liability??
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angristeve

Petition to reel in energy companies.

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Hi,

I think we have all had enough of these ludicrous power company price hikes, have'nt we? And we all gripe and moan about it to each other but nothing gets done.

Well now there is an online petition you can sign at the Downing Street site. The more of us that sign, the more chance of a result. You have nothing to lose. Much to gain.

This is the link, please,please sign it and tell others to do the same.

 

Petition to: regulate domestic energy prices.

 

Many thanks,

and,

Power to us normal people!

Angristeveicon6.gif

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Done, although 'gov' will likey say that there is a regulator already - Ofgem. They've just fined National Grid £42m for unfair practices.

 

Think that you need to re-word your petition a little to be clear as to what it is you'd like big gov to do. I'd suggest that they place a reasonable cap on domestic prices, whilst not stifling competition within the energy markets.


Struggling_Simon vs Cabot - WON

Struggling_Simon vs Abbey - WON

Struggling_Simon vs HBOS - Pending

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Hi

 

Petition signed- good luck!

 

The following is slightly off your original post but gives a further insight and might be useful information.

 

Proving that the utilities are acting in collusion will be exceptionally difficult, not to say I would not like to see it happen. People sometimes have the choice of eating or heating. It is a severe problem and must rise up the political agenda.

 

You might be interested in a related item on Fuel Poverty Vouchers which was on the BBC today

 

BBC NEWS | Business | UK mulling fuel poverty voucher

 

I also know that some of the fuel poverty Charities eg Energy Action Scotland are campaigning for the increased element in VAT which has acrued as result of the increase in fuel prices to be set aside for action on fuel poverty.

 

From April, the amount of money the power utilities must devote to domestic fuel reduction will double. OFGEM have set strict targets for them to achieve. This is called CERT (Carbon Emission Reduction Target). This is money that will be used to insulate the homes of fuel poor and may also be used to fund micro renewables in fuel poor homes. British Gas currently have a free insulation offer for the over 70's, inc energy advice, loft and cavity insulation, etc.


Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

kennythecelt@consumeractiongroup.co.uk.

 

 

 

Thankyou Kennythecelt:)

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This article might also be of interest

 

BBC NEWS | Business | High energy prices must be investigated


Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

kennythecelt@consumeractiongroup.co.uk.

 

 

 

Thankyou Kennythecelt:)

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I can tell you now what the government will say is there investing in that area it will take time. There already investing there putting money into renewable energy resources the latest one being the SeaGen turbine.

The economy is slowing and we will be in for a rough ride.

 

That is what they will say don't go to the government go to a regulator. Complain about specifics i promise you it will get on their nerves.


"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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I'm not so sure what the solution is, on one discussion somewhere I saw someone pointing out that British Gas only made £43 per customer - not a huge amount of money.

 

It is not so much the rises that I find distastful as the way they handle them. E-on has been making a big deal of its offer to fix prices for three years but, there's precious little information regarding if prices are going to come back down.

 

Does anybody have any expertise in this area? Can we expect prices to keep rising due to increased worldwide demand?


The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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Hi there, how's things?

 

Part of my past work and current work has involved LA Home Energy Conservation, combatting fuel poverty, attracting funding from utilities for insulation etc and related policy work on Home Energy Ratings, housing investment.

 

These fixed price deals can be good for some people at least it gives a safeguard on prices over a fixed period of time. The details of the contract need to be considered carefully however, as their will be conditions ie no sudden upsurge in useage. When these deals first started lots of folk turned their heating up, left the immerser on, opened their windows, did their neighbours washing etc! The power comany didn't get caught out again.

 

Prices are only going to increase, probably beyond our wildest expectations. The government will over the next year announce that they will not meet fuel poverty reduction targets, purely because of increases in fuel prices. Not going in to it in too much depth, future increases are due in part to-

  • reducing oil supply over longer term from currently accessible resources
  • increased costs to get oil from more difficult areas eg Atlantic. Our own supply also runs out shortly
  • Major increases in demand from developing countries- principally India and China at moment, which will see sharp increases in price.
  • Political disputes eg Middle East, reluctance to be dependent on these and other sources eg Russia
  • costs of nuclear power set up, government will need to assist in their set up costs. Cost of replacing other current power stations. Coal is even being used again now.
  • Cost of speculation on oil and fuel price on world stock markets
  • concerns over climate warming, disincentive- tax rises
  • oil companies seeking higher profits to invest in new technologies for their future

Even the introduction of large scale renewables won't see a reduction in prices, unforunately.

 

Hope that was not too gloomy.:-)


Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

kennythecelt@consumeractiongroup.co.uk.

 

 

 

Thankyou Kennythecelt:)

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Whats behind power price rises?

 

Q&A BBC feb 2007:

 

BBC NEWS | Business | Q&A: What's behind power price rise?


Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

kennythecelt@consumeractiongroup.co.uk.

 

 

 

Thankyou Kennythecelt:)

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