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Good news and a reminder to keep at em!

Under Siege

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I have been battling with Nat West for months over an alleged credit card debt!

I have had to deal with all the threats, phone calls, debt collection agency's etc.


I have just received a letter from them admitting that they have no CCA and are discharging the agreement as ended. :D :D


So just a reminder to all on here, no matter how bad it seems at times stick at it and don't let the B*****DS get you down.


Big thanks to everyone on here who I have learned so much from.


Now on to MBNA!!

The only man who sticks closer to you in adversity than a friend is a creditor.


Debt Collection Charges


There is no legal basis for a creditor or a debt collection agency acting on its behalf to claim collection costs from a debtor unless there is an express provision in the original agreement.


Without such provision, collection charges cannot be demanded as a debt due under the agreement.

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