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    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
    • In the SAR, I received the original application, lots of computer print outs, yearly statements from 2013 and the new emails regarding my complaint. They sent me a £50 cheque after I chased them for the SAR after the 30 days. They said they was waiting for me to respond to an email (which I never received) before sending the SAR
    • classic P2G. I'm sure dianne and Lesley will pop an email to you at some point.
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Help! Letter received from Lowells re t mobile debt


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I have received a letter today quoting an old address that i lived in between 2004-2005. The letter asks me to call them and confirm my details so they can update their records. If i do not reply they will assume that these details are correct.

 

It doesnt say what this is about, but i am assuming that it is to do with a T-Mobile phone contract i took out in June 2005. It was an 18month contract that i took out over the internet. I paid the first 2 months by cheque and then i moved house in aug 2005. For one reason or another i forgot to pay the next couple of months and my phone was cut off. I never used the phone again and didnt tell T- Mobile my new address. I haven't heard anything since, until this letter arrived.

 

What do i do? Should i contact Lowells and confirm my details? If it is to do with my phone contract, where do i stand? I got myself into such a pickle with money when i moved house and have managed to pay off several other debts and to be honest, i had completely forgotten about this. I really dont want people turning up at my door or phone calls made to the house and i am really worried about this.

 

Any help is much appreciated

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DO NOT RESPOND TO THEM

 

Wait until they come up with something more substantive.

 

They are on a PHISHING trip.

 

NEVER PHONE THEM OR SPEAK TO THEM ON THE PHONE IF THEY RING YOU

 

They will try anything to get money from you whether or not they can prove a debt belongs to you

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Ok, so if i dont reply, what is likely to happen next? Will they write again and give more details of the debt that they are chasing? If i havent confirmed my details, surely they cant disclose this information as they cant be sure that they are giving it out to the right person?

 

Thanks

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Hello and welcome to CAG

 

under no circumstances should you ever telephone these "people"

 

basically this is a phishing trip, they are trying to get you to confirm that they have the right person, or not. its a bit like someone saying to you "stand perfectly still while I hit you" absolutely stupid

 

Don't reply to them, wait for somethig with your name and address and clear information as to what the debt or enquiry is referring to.

 

These companies have no legal powers to come to your house, attach your earnings, take your house etc etc etc, only the courts can do these things, and to be fair, they are never to keen to apply such punitive measures when it is clear that the debtor is making a genuine attempt to resolve the problem, so above all else, don't panic and don't call them. they tell lies and later refute them, something they cannot do when they put it in writing.

 

The worst case scenario is that you come to terms with these "people" and pay a reasonable amount based on what you can afford and something that YOU are in control of.

 

If this has been of help, please feel free to tip the scales

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if i dont reply as i dont know what debt this letter refers to, and then later acknowlegde the debt, will Lowells use this against me saying that i ignored their initial request?

Lowells are full of bull. This letter is just an enquiry. How do you know what it may relate to. It may not even be you the clowns are after but maybe someone with a similar sounding name.

 

Remember they MUST prove you owe a debt and they have a Legal right to collect. Do as I advised in my first response and wait until they come up with details of the ALLEGED debt.

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  • 2 months later...

I owe approx £350 to T-Mobile and this debt has been passed to Red Debt collection services. I agreed to pay £35 a month in order to clear the debt. They wrote back saying that they accept my offer of payment and enclosed a standing order form. I completed the standing order form and returned it... this was at the end of March. My first payment is due this week, but they havent set the standing order up.... i just want to get this debt paid off, so was going to send a cheque this month. Could you tell me what address i should be sending the payment to please? Also, if i send them a cheque and they cash it AND then miraculously set the SO up, can they take 2 payments from me for this month?

 

Thanks

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make sure you have sufficient funds to be able to pay all of the uncollected payments because when they do set it up will almost certainly collect all of those.

 

My advice is don't send a cheque but write to them (special delivery) pointing out their delay & asking when they intend to take payment......that way your covered if they try a say you haven't paid

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Dont worry as its a Standing Order. They can only take out the amount specified on the Standing Order unlike a Direct Debit. If you have a letter from them acknowledging recept of your Standing Order then I would ignore them. If they are so incompetant that they cannot even arrange that then thats their problem

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If its a standing order, the customer is in control of the amount paid. With a Direct Debit, its the other way round... the amounts are variable.

 

You obviously want to clear the debt, as you want to set up a standing order, so it might be worth giving them a call to explain you actually want to pay as per the agreement (and follow it up in writing, with lots of referring to previous letters etc), but as yet, there is no standing order set up. If they cant be bothered to set it up, its their loss, and even gives you breathing space. I'd keep checking with the bank when it arrived, but don't pee them off too much, they have enough to worry about with all the people here claiming their unlawful charges back lol.

 

At the moment, while you are on "good terms" with them, talk to them (and always follow up in writing keeping a copy for yourself, and sending it by recorded delivery and keeping the receipt). Don't forget to take a name, and record the time and date any calls were made/received... just in case you might need these details later.

 

If they want to play silly, pop back, and more experienced help will be fothcoming.. I can guarantee that.

 

Good luck with it, and take care.

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Thanks people... from what i have read on this great forum, i will keep all communications inwriting, just incase they decide to play silly buggers!

 

Does anyone have the address where i can send my letter to please?

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