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Please Advise Me On Link Dca


mattboy19811981
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:confused: hi

 

my mum had a phone call from LINK DCA today asking for me she told them i dont live with her any more (which is true)

 

they are 100% looking to claim a debt thats over 6 years old that i know as ive not had any credit since the year 2000 or before!!!

 

1 should i bother contacting them???

 

2 can they CCJ me due to the fact they cant find me???

 

3 is there any way im still liable to pay them the money ??

 

4 i have a rough idea who i owe the money to its either Visa or Nat West

and is deffo under 2 grand?????

 

5 can she tell them to stop phoning as a legal right to her

 

6 can i only contact them by email

 

any help is great

 

mattboy19811981 :cool::shock::sad:

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Well they shouldnt ring your Mum anymore but they probably will, try the phone harrasment letter from the templates.

If your sure you havent paid anything in the last 6 years I wouldnt bother wasting a stamp.

Cant CCJ you or make any adverse comment on your credit record as its Statute Barred.

They can ask you to pay it but if you say your not paying they cannot chase for it.

Dont bother to contact them and DO NOT EVER PHONE THEM and also tell your Mum whatever threats they make no to make any payment, however small.

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