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Has anyone had any experience of regaining their charges from "Intelligent Finance" (Should be done under the trades descriptions act!!) Complete newbie to this site, so any help would be appreciated. I have one account with this shower, but also 2 with HSBC and one with 1st Direct. All of whom have been steadily ripping me of for differing amounts of time over the last 6 - 10 years.

 

Thanks

[CENTER][SIZE=4][COLOR=sandybrown]Noli Illigitimi Carborundum[/COLOR][/SIZE][/CENTER] [LEFT][SIZE=1][COLOR=red]First Direct:[/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1][COLOR=black]Data Protection Letter Sent - [/COLOR][COLOR=blue]8[/COLOR][COLOR=blue] July 2006[/COLOR][/SIZE][/LEFT] [SIZE=1]Reply received [COLOR=blue]- 12 July 2006[/COLOR][/SIZE] [SIZE=1][COLOR=black]Statements received First Direct Owe me [/COLOR][COLOR=red]£175[/COLOR][/SIZE] [SIZE=1][COLOR=#ff0000][/COLOR][/SIZE] [SIZE=1][COLOR=#ff0000][/COLOR][/SIZE] [LEFT][SIZE=1][COLOR=red]HSBC[/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1][COLOR=black]Data Protection Letter Sent - [/COLOR][COLOR=blue]8 July 2006[/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1][COLOR=black]Reply Received [/COLOR][COLOR=blue]- 14 July 2006[/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1][COLOR=black]Statements received HSBC owe me [COLOR=red]£1350!![/COLOR][/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1]1st Request for repayment sent - [COLOR=blue]5 August 2006[/COLOR][/SIZE][/LEFT]

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Welcome.

 

Before you start please have a thorough read of the FAQs (there's a Step by Step guide here too). You may want to print these out so they are always to hand. Then look at other threads in IF's forum, so as you know what to expect along the way

 

You need to spend 2 or 3 days gradually getting your head round everything. There's a lot to take in, but it's time well spent and will ensure that you succeed in your claim without problems

 

When you feel confident that you understand the process and the various stages involved, post your progress and any questions on this thread

 

Good luck

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Welcome to the site, read through FAQs and the threads relating to who you are going to claim from e.g. join the HSBC forum. Once again welcome and good luck.;)

BOS Prelim : 19/06/06 Owed : £382: offered £90.LBA sent 02/07/06, Delivered: 04/07/06. Offer increased to full £382 but with condition. Settled 4/11/06.

Data Protection Act sent to BOS CC : 19/06/06. Acknowledged : 03/07/06 Statements Received : 11/07/06 owed £845

Statements received for closed BOS account: 27/07/06, Owed £2596.52

First claim on closed BOS account now started - £735 Prelim received 7/11/06 LBA sent 5/12/06, Offered Full £735 but with conditions. Claim filed 22/01/07

CapitalOne-£1247, settled in full.

LloydsTSB- £910, sttled in full.

 

LET BATTLE COMMENCE

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Thanks for the replies, I understand the method of doing this, it's how incompetant IF are that worries me. They could lose anything. I'm using IF as the rookie run as they are the ones that owe me the least.

[CENTER][SIZE=4][COLOR=sandybrown]Noli Illigitimi Carborundum[/COLOR][/SIZE][/CENTER] [LEFT][SIZE=1][COLOR=red]First Direct:[/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1][COLOR=black]Data Protection Letter Sent - [/COLOR][COLOR=blue]8[/COLOR][COLOR=blue] July 2006[/COLOR][/SIZE][/LEFT] [SIZE=1]Reply received [COLOR=blue]- 12 July 2006[/COLOR][/SIZE] [SIZE=1][COLOR=black]Statements received First Direct Owe me [/COLOR][COLOR=red]£175[/COLOR][/SIZE] [SIZE=1][COLOR=#ff0000][/COLOR][/SIZE] [SIZE=1][COLOR=#ff0000][/COLOR][/SIZE] [LEFT][SIZE=1][COLOR=red]HSBC[/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1][COLOR=black]Data Protection Letter Sent - [/COLOR][COLOR=blue]8 July 2006[/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1][COLOR=black]Reply Received [/COLOR][COLOR=blue]- 14 July 2006[/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1][COLOR=black]Statements received HSBC owe me [COLOR=red]£1350!![/COLOR][/COLOR][/SIZE][/LEFT] [LEFT][SIZE=1]1st Request for repayment sent - [COLOR=blue]5 August 2006[/COLOR][/SIZE][/LEFT]

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