Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • She impresses me vastly Lives by her beliefs too  
    • It's a very simple answer It,s a tradition me and a few of my long term mates go the pub to watch the football all day on boxing day and on new years day and our number one rule is we don't take our phones.! We don't see each other as we used to with us all leading different lives and having families but that is the one thing we have all promised too do until the day we die.! So it was quite normal for me not to have my phone and no need to worry about it because xmas and new year is the inky time of the year that I get a complete break from work zero emails zero phone calls.Its the only time in a whole year I completely have a break.
    • St Greta would love a canal with solar powered narrowboats.........
    • Name of the Claimant ? Erudio Student Loans Ltd   Date of issue – 9th Jan 2020   Particulars of Claim   What is the claim for – the reason they have issued the claim? 1.The claimant claims £10,100 for monies due from the defendant   2.The debt was pursuant to a regulated agreement(s) between the defendant and The Student Loans Comedy Limited. Each agreement had an individual account number as follows  XXX XXX XXX XXX   3.The defendant failed to make payments as per the terms resulting in the agreements being terminated. Notice of such is served by a Default or Termination Notice subject to the terms of the agreements.   4. The debt was assigned to the claimant on XX/XX/2013, with a notice provided to the Defendant. A new master reference number XXX was also applied upon assignment 5. The claimant has complied with the Pre Action Protocol for Debt claims.   What is the total value of the claim? £10,100  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? No    Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes, possibly more than once. This claim form has been sent to my home address   Did you inform the claimant of your change of address? No, I have never heard of Erudio before I received this claim form.  I did notify The Student Loans Company Ltd about my address change though. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Student Loans   When did you enter into the original agreement before or after April 2007 ? Before.   Do you recall how you entered into the agreement...On line /In branch/By post ? I think I signed the forms in person, although it would have been about 25 years ago so I can't be positive.   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? No   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. It says that the debt was assigned.   Were you aware the account had been assigned – did you receive a Notice of Assignment? No, I have never received any notice of assignment   Did you receive a Default Notice from the original creditor? Not to my knowledge   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not that I remember   Why did you cease payments? I always returned Deferrment notices to The Student Loans Company as I never earned enough to have to start repaying these loans. I still haven't. But the SLC stopped sending deferment notices to me, and in fact stopped sending anything to me. I don't know when the last time I had any communication from them.   What was the date of your last payment? I've never paid     Was there a dispute with the original creditor that remains unresolved? Not to my knowledge    Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No I did not   This is for a huge amount of money, and I've never heard of Erudio before I received this. I do sometimes have problems with my post at my home address.  I really appreciate all help that anyone can give with this. My ideal outcome on this would be that they drop the court action and I send them Deferment notices for the future.
  • Our picks

wennol

Shop Car Park

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4356 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello, I'm new around here. Went to a shop in North Wales today and parked in what I thought was their car park. I was only there about half an hour and when I came out there was an officious looking old chap, wearing a yellow jacket going round looking at the cars. As I was leaving the car park I saw a ticket machine and a notice to the effect that cars were allowed to park free for half an hour and then pay after that. Apparently you still had to get a ticket BEFORE you parked otherwise you would be charged £75. There was nothing on my windscreen to say that I had been booked so can they do anything? Can/Do they REALLY ask DVLA for driver details? If so it's morally wrong surely.

Share this post


Link to post
Share on other sites
Can/Do they REALLY ask DVLA for driver details? If so it's morally wrong surely.

 

I guess they will say its morally wrong not paying for a parking ticket if you use their car park.

Share this post


Link to post
Share on other sites
I guess they will say its morally wrong not paying for a parking ticket if you use their car park.

 

Well as a retired Civil Servant I remember we had rules which prohibited us from divulging personal information to others.

Share this post


Link to post
Share on other sites

There is a multitude of information that can be accessed by the public such as the electoral role, register of births deaths marriages, property details, company details etc etc not much is private these days.

Share this post


Link to post
Share on other sites
Well as a retired Civil Servant I remember we had rules which prohibited us from divulging personal information to others.

Hi welcome to the forums.

 

You're right. The data protection act is supposed to protect us. However the DVLA makes 30 pieces of silver (£2.50) for every query by a private company. They deem the PPCs to have "reasonable cause". Its been the subject of a few threads on these boards. There are some on these boards who are preparing to challenge the DVLA.

 

If you want more information on the DVLA releasing information have a look on the Directgov website.

 

In the meantime have a read of the Private Parking Charges/Companies guide in the stickies section at the top of the forum.

 

If you receive anything in the post use Bernie the Bolts template letters to respond.


-------------------------------------------------------------------------------------------------------------------------------------

This does not constitute legal advice and is not represented as a substitute for legal advice from an appropriately qualified person or firm.

--------------------------------------------------------------------------------------------------------------------------------------

 

Share this post


Link to post
Share on other sites
I guess they will say its morally wrong not paying for a parking ticket if you use their car park.

 

Ah, the parking attendant's blinkered view! ...but is it morally wrong to park in a free car park and not display a free ticket!?

Share this post


Link to post
Share on other sites
Ah, the parking attendant's blinkered view! ...but is it morally wrong to park in a free car park and not display a free ticket!?

 

a) I'm not a parking attendant

b) The car park is only free for 30 mins

c) If you don't get a ticket when you arrive how are they supposed to know when you parked?

 

If anyone is blinkered its you thinking you have some god given right to park where you like for free. The shop in question is trying to run a business not provide free parking for any Tom, Dick or Harry that decides to park there. It is their land which they rent or purchased and have to pay to maintain, if they wish to charge people to park there that is their right. Failing to pay for this service is no different from stealing goods from the shop itself.

Share this post


Link to post
Share on other sites
a) I'm not a parking attendant

b) The car park is only free for 30 mins

c) If you don't get a ticket when you arrive how are they supposed to know when you parked?

 

If anyone is blinkered its you thinking you have some god given right to park where you like for free. The shop in question is trying to run a business not provide free parking for any Tom, Dick or Harry that decides to park there. It is their land which they rent or purchased and have to pay to maintain, if they wish to charge people to park there that is their right. Failing to pay for this service is no different from stealing goods from the shop itself.

 

Failing to display adequate signs and then demanding a penalty charge of £75 is as good as stealing from the motorist.

 

I agree with you on the other points about trying to run a business and the right to charge for the use of land is lawful. However as is so often the case with these landowners the methods they choose to try and control the parking are dubious at best and illegal at worst.


-------------------------------------------------------------------------------------------------------------------------------------

This does not constitute legal advice and is not represented as a substitute for legal advice from an appropriately qualified person or firm.

--------------------------------------------------------------------------------------------------------------------------------------

 

Share this post


Link to post
Share on other sites
Failing to display adequate signs and then demanding a penalty charge of £75 is as good as stealing from the motorist.

 

I agree with you on the other points about trying to run a business and the right to charge for the use of land is lawful. However as is so often the case with these landowners the methods they choose to try and control the parking are dubious at best and illegal at worst.

 

There was signage and a ticket machine surely that would indicate to most that the car park was controlled?

Share this post


Link to post
Share on other sites
As I was leaving the car park I saw a ticket machine and a notice to the effect that cars were allowed to park free for half an hour and then pay after that. surely.

 

There was signage and a ticket machine surely that would indicate to most that the car park was controlled?

 

 

I used the term adequate signage. The OP only saw the machine and the notice as he was leaving the car park. This suggests to me that the signage was not adequate.


-------------------------------------------------------------------------------------------------------------------------------------

This does not constitute legal advice and is not represented as a substitute for legal advice from an appropriately qualified person or firm.

--------------------------------------------------------------------------------------------------------------------------------------

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...