Please help me fill in my N1

[thedappa]

Hi, I've put this off for a while but lloyds decided to give me a £90 charge so I'm just gonna go through with it and claim, Ive sent one claim letter to lloyds and then a second threat letter saying I'm going to claim.

 

So I've got an N1 form, I'm claiming £538.48 off them, I'm rubbish at this financial stuff I really have no idea what I'm doing, some help please?

 

Thanks in advance!

[maroondevo52]

Hi, Thedappa.

 

Have a look at this.......

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Also have a look here......

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/110549-urgent-all-mcol-claims.html

 

Regards.

 

Scott.

[thedappa]

Thanks, although i have no idea what this interest stuff means!

 

"Interest under s.69 County Courts Act 1984 £xxx.xx"

[thedappa]

also, I can't fit this in the value section =[

 

"Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day [(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day)] OR at such rate and for such periods as the court deems just. "

[maroondevo52]

Hi,

 

Sorry, I'm used to the Scottish system. I do not think you claim the Overdraft Interest, but you do claim the 8% Judicial Interest.

 

Regards.

 

Scott.

 

[thedappa]

What is 8% Judicial Interest, and how do i know how much to claim?

[maroondevo52]

Thedappa, I have sent you a Private Message.

Someone will be along to help you.

 

Regards.

 

Scott.

 

 

[thedappa]

Thank you dude, appreciate your help!

[**Tilly**]

Hi

 

On your claim form

 

under value

 

Charges xxxxx

interest under s69 county courts act 1984 £xxxxx this is the 8% interest

Total xxxxxx

S.A.R - (Subject Access Request) -(subject access request)fee....£10.00

 

In the right hand boxes Amount claimed xxxx

court fee (if you have to pay other wise leave blank)

solicitors costs leave blnak

Total amount xxxxx

when you do your spreedsheet it should calculate the interest for you

 

you add the daily rate on your poc and not on the value section on your claim form

 

on your poc tick no to human rights

the claimant claims interest under county courts act 1984 at the rate of 8% a year from(this the date of your first charge and last charge)then the total of 8% interest and then the daily rate xxx

[thedappa]

What spreadsheet is this? Oo

 

I seen something about it earlier but the amount of reading I've been doing is mind boggling =[

[**Tilly**]

here you go

 

 

 

6. Interest calculation spreadsheets

 

you need to do 3 copies of your spreadsheet 3 copies of your n1 and 3 copies of your poc

[thedappa]

Thank you.

[**Tilly**]

If you are any benefits you might not need to pay the court fee's here is a link

 

Court Fees - Do you have to pay them?

[thedappa]

One last thing please!

 

"of £ [amount] and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of [enter the daily rate of interest]"

 

[Amount] Is that the calculated interest amount? or the full claim.

 

[daily rate] how do i work this one out?

[thedappa]

halp pls

[**Tilly**]

Hi

 

you multiply your total charges by 0.00022 this gives you the daily rate.

[thedappa]

ok, thanks!