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Cheekiness towards a DCA


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many many years ago - when I had a loan out with Lloyds TSB (who used to be a decent bank before TSB came on board) - I was off sick from work one day - so was lounging around the house in a dressing gown and slippers.

 

There's a knock at the door - I answer it - to find a "bloke" - fresh out of University - hope in his eyes of making a difference in his chosen career, a nice new iron pressed white shirt and a suit which looked like it had just come off the peg in a fine Saville Row establishment - and in his hand was one of those big leather folder things with the zip on it.

 

I had a pretty good idea who we was working for...

 

Conversation went something like this:

 

 

Kid: (Enthusiastically) Is Mr X there?

 

Me: (Being civil) I'm afraid he's not here at the moment. Can I help?

 

Kid: Not really - I'm here from Pound of Flesh Ltd (can't remember the actual name of them - could have been someone like Moorcroft or something) - we just need to speak to him about this loan that's outstanding. When would he be back?

 

Me: I'm not too sure to be honest. I think he's abroad with work at the moment up in the Baltic. I think he said he'll be back in a few days.

 

Kid: OK - thanks for your help. Can you make sure he gets this when he gets back and gives us a call please.

 

(With that - hands me a card with my name on it and a request to ring them to be intimidated)

 

Me: No problem bud - I'll make sure he gets it.

 

Kid: Thanks - and have a good day Sir.

 

 

Kid walks off, I shut the front door, card goes in the shredder

 

LOL glad you brought the shreadder now.

 

Do you often work in the baltic if so could you tell me if it is a good holiday location for a potential lottery winner?

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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LOL glad you brought the shreadder now.

 

Do you often work in the baltic if so could you tell me if it is a good holiday location for a potential lottery winner?

 

Well the grilled Unicorn on the gold platter at the Seaview Restaurant in Riga is to die for.

 

Lord Lucan runs it - and is a good friend of mine

 

Been to Estonia once in 2003 for 4 days - nice little place

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is it good for kids tho?

I have a 4 year old and one on the way so would need to no that. Could Lord lucan get me a few free passes to the good places?

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Oh good.

 

Looks like i will be booking a holiday ther then when i win the lottery

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Pound of Flesh Ltd lol, can't type for laughing...brilll lol :D :D :D

 

Wow what a great name for a DCA.

 

Bet Mr Moorcroft and Mr Cabot wish they had thought that one up.

 

Ok, am going to start my own DCA now you've inspired me for a name.

 

The New Name.....

 

 

Shirt off your back Ltd....If it's ok with you. inc

 

Non profit making company, so I can comply with OFT guidelines. :rolleyes:

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I think you are all very naughty people , these poor sods at DCA's are just doing there jobs (wheres the tongue in cheek smiley)

Like ive said in many a thread , If they played fair then so would we .

God knows what me and mr bobble would do though .

CAG v dca

 

CAG EVERYTIME .....

KEEP RIGHT ON TILL THE END OF THE ROAD ........

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I think you are all very naughty people , these poor sods at DCA's are just doing there jobs (wheres the tongue in cheek smiley)

Like ive said in many a thread , If they played fair then so would we .

God knows what me and mr bobble would do though .

 

 

Yes LB I toyally agree with your comment then. These DCA's are only trying to do their job. We should be nice to them and treat them with the full respect they justly deserve.

 

 

:D YEAH RIGHT :D

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If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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ROFL.

 

Please the day they treat us with respect it the day we will treat them with respect.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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fuzzybobble I havnt stopped laughing yet, good on you.

 

I think i'll develop a bad case of the trots if they ever call me again, as the loo is near the phone and keep flushing etc. Then oops ive got to go again..... I wonder if they'll hold on long as I go on about the farmer giles!! Their behaviour turns us naughty.:D

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you should watch this.

 

It was on tv last night the video keeps replaying but the end is funny.

 

Cutting Edge from Channel4.com

 

Oh BTW l know it is not DCA related but you have just gotta laugh.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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OH MY GOD!!! PMSL.

 

You should post a warning on this thread, do not read whilst at work cos I made the mistake of doing just that and I had to pretend to have a sore throat to so the customer wouldnt be able to tell I was giggling :D

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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my favorite bit is the guy that starts screaming down the phone. He was brilliant.

 

I ment to watch the programme but thought it was on tonight not last night

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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my favorite bit is the guy that starts screaming down the phone. He was brilliant.

 

Here's the full uncensored version from YouTube:

 

 

Be warned there is bad language used.

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

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will watch it in the morning

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Hee hee, looks like Mr F Bobble and Mr L Brummie

have some new scripts to have a go at. :grin:

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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OMG they are both funny in there own ways.

 

the first on is better tho

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Had a cracking one today - one of the better ones:

 

At work - and we're discussing the movie "The Exorcist" - when the mobile rings.

 

One of the crafty barstewards has managed to get round my blocking software and has caught me unawares...

 

Me: Hello?

Mercer Monkey: Is that Mr WCR?

Me: Yes. Who may I ask is calling?

Mercer Monkey: It's Linda (nice co-incidence there - which I will explain in a second) from Mercers - can I ask you a few security questions.

 

Now - quick as a flash - I see an avenue for **** taking open up like a shining path of goodness - I wouldn't have carried on this if the berk on the other end of the phone wasn't called Linda (as in Linda Blair - who was the little girl in "The Exorcist" - the film we were discussing not 30 seconds earlier)

 

So I move the phone away from me just a bit - so the bint on the other end can hear:

 

Me: Dave, quick, I need an old priest, and a young priest.

 

I can now hear the person on the other end of the phone going "what the hell?"

 

(Phone back to my ear)

 

Me: Sorry about that - just needed that sorted - of course I'll be happy to answer your questions.

 

And just before she can start reading her stupid questions off the screen I give her a nice full blast of:

 

Me: THE POWER OF CHRIST COMPELS YOU! THE POWER OF CHRIST COMPELS YOU!

 

 

Then I hang up and laugh heartily

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lol brilliant :grin:

 

I sent Eversheds a letter for non CCA compliance + disputing what they did send as not a true copy of the so called agreement. They obviously got the letter today as I had no less than 9 calls in the space of half an hour. First time I was polite and said, communication in writing only please. Then rapidly degenerating into..."Is that Mr F Bobble?"...Yes it is...."can I confirm a few security details with you?....."Sorry, but Mr F Bobble died in a car accident 2 weeks ago." Then the cheeky gits call again 3 mins later, but by then I had gone to the pub and left my mum to give them some verbal abuse. (my mum is brill at that sort of thing.)

 

(on the way to the pub I posted them the "harassment by telephone" template letter .)

 

CAG wins yet again :grin:

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These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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That will be me then.

Do I get a prize? ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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