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My sentiments exactly...after years of misery and worry this thread puts it all into perspective and turns the dreaded demons I was in fear of into laughable clowns with their pants down...perfect.:D

 

:lol::lol::lol::lol::p:lol::lol::lol::lol:

I agree with you there!:DI even managed to find humour in the situation where Barclayshark sent debt collecter from Scottcall to try and terroise me in my own home but thanks to CAG i was able to take it all in my srtide where as before something like that happening would have totally freaked me out!

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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I rang up RCS yesterday to inform them that the person who they were sending letters too for payment, wouldn't in fact pay a penny after all.:eek:

This infuriated the woman on the other end, falling over her words and unable to spit out any threat she could think of, eventually asking me 'why won't she be paying then?'

Boo 'well, because she won't'

RCS ' Thats OK then, we'll just take her to court and get her to pay that way'

Boo 'OK then, look forward to it!'-laughing

RCS ' Fine!'-slams phone down

I do have it recorded on my truecall, and will keep it squirreled away.

What I had intended to say was the reason the woman wouldn't be paying, is in fact because she doesn't live here, and hasn't done for over a year,(previous occupier) but I just got carried away with myself and was in an argumentative mood, just wondering how long I can drag it out for:lol::lol::lol::lol:

  • Haha 1

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I am waiting for the bailiffs to visit the previous tenant of the property I occupy. My dog is getting fed up with waiting too!#

 

I will not co operate.

 

I have given up watching TV so I also have someone else to play with when they come calling.

 

I have decided 'No longer Mr nice guy'

 

GK

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My recent email to a DCA:

 

Dear sir or madam,

 

Thank you for your politely worded and articulate letter dated 19

February in which you advised that you are acting on behalf of

bcwgroup (Vodafone Connect Ltd) "who has passed your debt to us for

recovery."

 

Your letter, which uses a nice blend of red and black (being a Man Utd

fan, I found that to be especially endearing) goes on to state that

your client is anxious to resolve this issue and has instructed you to

collect the balance in full and states that the above balance must now

be paid to you immediately (the last word written in a fetching bold

font).

 

Unfortunately, as I have advised Buchanan Clark and Wells, and all the

numerous people that have written to me or called me over the years,

this is not a debt that I have ever taken out and is not attributable

to me. Despite this, the numerous companies and BCW themselves have

ignored this salient point and continued to press for payment on a

disputed debt. The company that have passed this debt to you have

totally disregarded the Office of Fair Trading 'Debt Collection

Guidance - final guidance on unfair business practices' (I have kindly

attached a copy, which you may want to forward to them).

 

As I am sure you are aware, section 2.6h of this guidance states that

"Examples of unfair practices are as follows:

ignoring and disregarding claims that debts have been settled or are

disputed and continuing to make unjustified demands for payment".

 

In addition, Section 2.8i states that "Examples of unfair practices

are as follows:

failing to investigate and/or provide details as appropriate, when a

debt is queried or disputed, possibly resulting in debtors being

wrongly pursued." whilst Section 2.8k adds "not ceasing collection

activity whilst investigating a reasonably queried or disputed debt."

 

I would be very grateful if you would kindly investigate this matter

with the same fervour and dedication that you put into wording and

colouring your letters.

 

In closing, I am also aware from previous conversations that the debt

actually relates to a mobile phone contract taken out by somebody in

the 1990s. In order to help you accelerate your administrative work

and remove my name from your records, I would like to conclude by

advising that this debt is statute barred and that continuing to press

for payment could amount to harassment contrary to section 40(1) of

the administration of Justice Act 1970.

 

Once again, many thanks for your interest in my financial affairs.

 

Kind regards,

Martyn

 

I've heard nothing since... :)

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I had some fun with Lowell the other day.

 

I managed to get the word 'threat-o-gram' into the conversation.... that totally threw the monkey on the other end!!!

 

It was very funny. :D

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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I agree with you there!:DI even managed to find humour in the situation where Barclayshark sent debt collecter from Scottcall to try and terroise me in my own home but thanks to CAG i was able to take it all in my srtide where as before something like that happening would have totally freaked me out!

 

That's something I haven't had to deal with yet...just had the threat-o-grams and phone calls from pre-pubescent monkeys....what do you do when they turn up!!!:eek:....Is it like halloween where you give em a bag of sweets and tell them to bog off till next year?

 

What is the best way to deal with a monkey who has an A-Z or Sat Nav and finds his way to one's humble abode?.....I'm just starting on the Barclayshark path so fore-warned is fore-armed;-)

[sIGPIC][/sIGPIC]

'Simples.' ;)

 

Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....:-D

 

 

They say money talks......mine just keeps saying "Goodbye"

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That's something I haven't had to deal with yet...just had the threat-o-grams and phone calls from pre-pubescent monkeys....what do you do when they turn up!!!:eek:....Is it like halloween where you give em a bag of sweets and tell them to bog off till next year?

 

What is the best way to deal with a monkey who has an A-Z or Sat Nav and finds his way to one's humble abode?.....I'm just starting on the Barclayshark path so fore-warned is fore-armed;-)

 

A couple of options.

 

Don't answer the door, if they can't speak to you they can't intimidate you.

 

Another option, assuming you didn't go for the first option, once you have opened the door tell them to 'go away' and slam the door in their face. These people have NO powers of entry at all. They have identical powers to the Avon lady. If they loiter around outside your home you can call the police (but not 999) and have them removed for a breach of the peace. You can warn them you are going to call the police regarding the breach of the peace and that should be enough to make them go away without actually having to call the cops.

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A couple of options.

 

Don't answer the door, if they can't speak to you they can't intimidate you.

 

Another option, assuming you didn't go for the first option, once you have opened the door tell them to 'go away' and slam the door in their face. These people have NO powers of entry at all. They have identical powers to the Avon lady. If they loiter around outside your home you can call the police (but not 999) and have them removed for a breach of the peace. You can warn them you are going to call the police regarding the breach of the peace and that should be enough to make them go away without actually having to call the cops.

 

Thank you:) I shall bear that in mind should they come a calling..:(

[sIGPIC][/sIGPIC]

'Simples.' ;)

 

Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....:-D

 

 

They say money talks......mine just keeps saying "Goodbye"

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Hypothetically....If I were to murder a member of a DCA who turned up on my doorstep and began to aggrovate me, as there is no longer the option of hanging in this country, would I run the risk of being tumble dried?:D

 

Sorry couldn't resist it.:)

[sIGPIC][/sIGPIC]

'Simples.' ;)

 

Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....:-D

 

 

They say money talks......mine just keeps saying "Goodbye"

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Hypothetically....If I were to murder a member of a DCA who turned up on my doorstep and began to aggrovate me, as there is no longer the option of hanging in this country, would I run the risk of being tumble dried?:D

 

Sorry couldn't resist it.:)

 

 

:lol::lol::lol:

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Excellent email Martyn68 :D

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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I get vilcol when I google :confused:

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Vilcol

Vilcol House

97 Ewell Road

Surbiton

Surrey

KT6 6AH

Freepost KT4821, Surbiton, Surrey, KT6 6BR

 

Tel: 0870 7706643

Fax: 0870 7706645

DX: 57504 Tolworth

 

 

also same address

 

Village Investigations Ltd.

 

Rubicon

 

and they had an extion planning application

 

Site description

97 Ewell Road, Surbiton, Surrey, KT6 6AH

Application type

Full Application

Date received

10/01/2002

Date valid

10/01/2002

Details

Erection of a first floor front extension, access ramp and external alterations associated with new reception area. (Duplicate of 02/07008).

 

 

pity it got refused

 

Status

Refused 27/02/2002

Level

Delegated Decision

Decision target date:

07/03/2002

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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Hi

 

I am training to teach and whilst doing a bit of reserarch for an essay, came across this:

 

 

Written work.

 

 

  • Has a poor standard of written work compared with oral ability (Threat Monkeys)
  • Has poor handwriting with badly formed letters (Threat Monkeys)
  • Produces badly set out or messily written work, with spellings crossed out several times (Threat Monkeys)
  • Spells the same word differently in one piece of work (Threat Monkeys)
  • Has difficulty with punctuation and/or grammar (Threat Monkeys)
  • Writes a great deal but 'loses the thread' (Threat Monkeys)
  • Finds tasks difficult to complete on time (Threat Monkeys, CCA's and SAR's etc)
  • Appears to know more than can be committed to paper (Phone Monkeys)

 

Reading.

 

 

 

  • Omits, repeats or adds extra words (Threat Monkeys and Phone Monkeys e.g. er um er um er))
  • Reads at ... a low level of comprehension (Threat Monkeys)
  • Fails to recognise familiar words e.g. Consumer Credit Act (Threat Monkeys)
  • Loses his place - or uses a finger or marker to keep the place (Threat Monkeys)
  • Has difficulty in pin-pointing the main idea in a passage (Threat Monkeys)

 

Numeracy.

 

 

 

  • Finds difficulty remembering tables and/or basic number sets (Dates, times and Interest Rates)
  • Finds sequencing problematic (what happened when)
  • Confuses signs such as x for + (figures don;t add up right)
  • Misreads questions that include words (Ususally CCA & SAR requests)
  • Finds mental arithmetic at speed very difficult (Say no more)
  • Finds memorising formulae difficult (what do you think?

Other areas.

 

 

  • Has indeterminate hand preference (we all know they are w*****ers)
  • Has difficulty in finding the name for an object (an apology usualy)
  • Has clear processing problems at speed (during phone calls)
  • Misunderstands complicated questions (Can you prove it? Do I really owe this amount?)
  • Finds holding a list of instructions in memory difficult, although can perform all tasks when told individually (CCA, SAR, Get Lost.......)

Behaviour.

 

 

 

  • Is disorganised or forgetful e.g. over sports equipment, lessons, homework, appointments, agreements and other important documents
  • Is immature and/or clumsy (no really?)
  • Has difficulty relating to others: is unable to 'read' body language
  • Is often in the wrong place at the wrong time (usually on teh other end of my phone!)

My conclusions

 

All DCA's are Dyslexic.......

Welshwizard QC (Quite Content):rolleyes:

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"Vilcol is one of the UK's premier credit management companies"

 

Well I've never heard of this lot. They keep a low profile for a 'premier company'

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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vilcol.jpg

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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infobutton0.GIF

 

aboutbutton0.GIFservbutton0.GIFnewsbutton0.GIFinstructbutton0.GIF

 

 

Vilcol is one of the UK's premier credit management companies that focuses on assisting Mr Fuzzy Bobble in his campaign of DCA Baiting. We welcome discussions on bumble bees and won't badger anyone for any money that isn't rightfully ours.

We abide by the rules in every case and wouldn't dream of making our clients victims by sending Threat-o-Grams. Innovative and Pathetic Credit Professionals Who Believe in Intimidation ,Harassing our Clients People and training our Monkeys to answer the phone and read a script.

home | contact | about us | services | news | instruct us | info

[sIGPIC][/sIGPIC]

'Simples.' ;)

 

Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....:-D

 

 

They say money talks......mine just keeps saying "Goodbye"

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infobutton0.GIF

 

aboutbutton0.GIFservbutton0.GIFnewsbutton0.GIFinstructbutton0.GIF

 

 

Vilcol is one of the UK's premier credit management companies that focuses on assisting Mr Fuzzy Bobble in his campaign of DCA Baiting. We welcome discussions on bumble bees and won't badger anyone for any money that isn't rightfully ours.

We abide by the rules in every case and wouldn't dream of making our clients victims by sending Threat-o-Grams. Innovative and Pathetic Credit Professionals Who Believe in Intimidation ,Harassing our Clients People and training our Monkeys to answer the phone and read a script.

home | contact | about us | services | news | instruct us | info

 

If they ever call me, I will instruct them to sexually depart.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Thank you all for your contributions, I have seen their premises on the Google street pictures, doesnt look very inspiring.

 

I shall await further developments(if any) with interest ) and they can then get a "Bemused" or variation on the foxtrot oscar letter

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Has anyone ever tried this kids game when DCA's ring up?

Monkey...May I speak to Jemima Crump please?

Jemima...May I speak to Jemima Crump please?

Monkey..This is Fleeceyousilly Debt Collectors may I please speak to Miss Crump on a matter of urgency.

Jemima..This is Fleeceyousilly Debt Collectors may I please speak to Miss Crump on a matter of urgency.

Monkey...Is Miss Jemima crump available please

Jemima ...Is Miss jemima....etc etc.

Second thoughts, perhaps it's stooping to their level of juvenile mentality.:p

[sIGPIC][/sIGPIC]

'Simples.' ;)

 

Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....:-D

 

 

They say money talks......mine just keeps saying "Goodbye"

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Please note that this topic has not had any new posts for the last 3727 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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