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    • Ok here is the preview please let me know if it looks good or need changing for security i remove my details and address     IN THE COUNTY COURT SHEFFIELD     CLAIM NO:   BETWEEN    HX PARKING LTD (CLAIMANT)   And                                 (DEFENDANT)   CONSENT ORDER   Upon the Parties having consented and agreed to the judgement set aside.   IT IS HEREBY ORDERED THAT   - The judgement dated 9th of June 2021 be set aside. --------------------------------------------------------------   HX Parking LTD 161 Preston Road, Lytham St Annes FY8 5AY                              
    • I agree with all that.   Can I just add that I've gone through the defence again and tried to make a bit more sense of it - and perhaps try to address or skip over some of the questions asked by FTMDave.   Can I make clear I am not criticising what FTMDave has already done - I think that was a great job.  It's just that I have found the OP's explanations still very unclear and difficult to understand so I've tried to make more sense of it.  If what I've done is just making the whole thing more complicated and confusing then by all means ignore it.   Bits I suggest deleting altogether are struck through.  eg this   Bits in red are my suggestions/improvements.  (Or maybe they make things worse!)   Bits in blue and bold are my questions.   Whether this is really an improvement or not I don't know.  Feel free to ignore...   ===============================================================================   1.      In this Defence:   a.       References to the paragraph numbers are in reference to the paragraphs in the Particulars of Claim issued on 25/02/2021.   b.      A matter that is not admitted is a matter which the defendant is unable to admit or deny and requires the claimant to prove.   c.       The defendant adopts where appropriate the abbreviations and terms in the Particulars of Claim for convenience only and without making any admissions thereby.   2.      The defendant admits paragraph 3.1 of the claimants claim.   3.      The defendant denies paragraph 3.2 of the claimant's claim. The true agreement between the parties involved the defendant and claimant agreeing that the claimant would undertake building work (Project 1) at the defendant’s property in relation to 3 specific areas. These were; and named Project 1   a. To underpin the bay window at the property, b. To repair a previously-removed chimney breast and, c. To install a new beam to the patio door.   4.      During the process of the contract agreement above   Subsequently the claimant was also engaged on further work to do the attached on 07/09/2020 for a total amount of £2,580.00 called (Project 2).   5.      In relation to the installation of a new beam and the above this work was agreed between the parties  It was agreed between the claimant and the defendant that Project 1 was to be carried out under the instructions of a structural engineer engaged by the defendant. It was agreed between the parties that the claimant's work would be as a result of instructions received following the structural engineer's assessment of the property.   6.      Between June and July 2020 the defendant provided the claimant with a full copy of the structural engineer's report which detailed instructions to the claimant for the works to be carried out.   7.      It was agreed between the parties that the works would commence on 13/08/2020.   8.      It was agreed between the parties that the total sum for the completion of all the claimant's work regarding Project 1 would be £4300 called project 1.   9.      It was agreed between the parties that the claimant’s fees for the work would be paid through three instalment payments. The first payment would be made at the start of the claimant's work. The second payment would be paid at the halfway point of the claimant's work. The final payment would be made on completion of the total works. As such three payments were to be made each of £1433.33.   10.   The builder arrived at arrived at work at 2pm on 13/08/2020 when a contract agreement was drawn up. A cheque for the first payment was issued on the day and he worked for two hours.   11.   On 24/08/2020 the builder approached me to book an appointment with the building inspector to inspect his work as the work was approaching midway and he would need the mid-way agreement money, I obliged and a second cheque was issued. He had carried out about 25 hours of work time in the property, attached is my diary of his work. The appointment was confirmed with the building inspector and builder the informed.   12.  The building inspector showed up and but the builder, having promised to be there, was absent.  The inspector walked around inspecting inspected the builder’s work and making comments in anger was obviously displeased by the standard of work.  I called the builder and pass the phone to the building inspector.  All I heard from the inspector was “Do you know what you are doing", repeatedly, “why are you not here you knew I was coming?” followed by describing the mode of doing the work to him. After the conversation with the builder he then asked me for a piece of paper and he started to explain the process which might be useful to the builder when he came.  The inspector spoke to the builder by telephone, asking him why he was absent and questioning him about the work he had done.  The inspector then gave him some instructions over the telephone also and left a list of instructions with the defendant to be passed on to the builder.  The building inspector then said he would be getting in touch with the structural engineer with his findings and the defendant should hear from the engineer soon.   13.   The builder came late that afternoon and I handed him the paperwork given by the building inspector and the builder assured me he would sort it out, that he now had an idea how to go about it, to which I said the inspector would communicate with the structural engineer who would be contacting us so he should wait and he agreed.   14.  The structural engineer visited and recommended piling to complete the underpinning.  The builder then said that he did not have the appropriate tools for piling.  It was suggested to him that tools could be hired, but he did not respond. “But you can hire them most people do.” There was no answer. The structural engineer then introduced another tradesman who was able to do it for £3,000.00 and I paid the that tradesman to do the piling.   15.    The defendant explained to the claimant that that £3000 would have to be deducted from the agreed price for Project 1 as that work had originally been agreed in that project.  I then turned to my builder after payment that you are now £3,000.00 in deficit but we will sort this out after the rest of the work is complete.  [Is all of that true?  I don’t know.  Is there evidence it was included in Project 1?]   16.  On 02/09/2020 he the claimant asked for more work to cover his losses having paid lost the £3,000.00 for underpinning to another tradesman.  I agreed and I asked him to price the job. His quotes were outrageous.  Little did he know that I had had quotes from other people and the internet.  e.g. he quoted me £1800.00 to plaster three rooms as against another plasterer who quoted £850.00. When I showed him the plasterer's quote, he was not shocked, I told him that, because he was on site I would pay him £900.00 final and he accepted. See attached builder quote for Project 2.  [I think that is all waffle and I don’t understand it]   16.  The claimant asked if the defendant needed any more work to be done and, despite the problems encountered on Project1, the defendant agreed on 7 September 2020 to have more work done (Project 2) at an agreed price of £2580.   17.   For this reasons the builder was able to obtain a second contract from me for the amount of £2,580.00 signed on 07/09/2020 which I called Project 2, being, I believe the only way I could compromise the £3,000.00 paid to the tradesman. Again the contract agreement was identical to the initial contract for £4,300.00 (Project 1).   [I don’t understand this paragraph.  Delete it?]   18 17.  Both the initial project 1 and project 2 started to go badly and I made several complaints to him, e.g. bad pointing.  His response was all it needed was a good wash down and this bad pointing remains so to date not washed.  As work commenced on Project 2 and continued on the remaining work for Project 1, the defendant had occasion to make several complaints to the claimant regarding the standard of work   19.  18.  Around 15/09/2020 barely a week the builder had got the project 2 job, he was trying to ask for money for project 2.  Barely a week after starting on Project 2, the claimant demanded payment.  After a period of negotiation I agreed to pay him £2000.00 on 18/09/2020.    20.  On 18/09/2020 I handed a cheque for £2,000.00 to the builder.  He insisted on payment in cash even though my previous two payments had been by cheque.  I was only able to withdraw £1500.00 which I paid him.  The atmosphere was extremely hostile and under a steam of pressure I mistakenly wrote that the contract was agreed as £2,800.00 instead of £2,580.00.  However, balance at completion was correctly indicated at £1080.00.   [Way too complicated to follow.  Delete?]    19.  I paid the claimant £1500 in cash.  We agreed that this left a balance outstanding on Project 2 of £1080.   21.  We both signed the contract.  The builder left.  Later we saw the builder and his colleague on my CCTV camera walking away with my steel beam that had come off lintel. When I rang him and told that I had seen him on CCTV he admitted what he had done. I have now included the cost of the pair of the steel beam in my schedule of loss.  He charged me for work during which he stole my material to do the work without refunding the material used. This was the beginning of my dissatisfaction with the builder.   20.  It came to the defendant’s attention that the claimant had removed material (including a steel beam) from the defendant’s property that the defendant is clear either belonged to the defendant or had been paid for by the defendant in connection with Project 1.  When challenged the claimant admitted he had done this.  The defendant has included the value of this material in his counterclaim detailed below.   22.  21.  On 21/09/2020 I highlighted and sent a snagging list to the builder.  On 26/10/2020, he sent somebody to my house to clean up plaster damage to the wall and to the living room laminated flooring almost four weeks since he had last worked on the house.  The person he sent made a mess of the job.  I then updated the snagging list and gave a copy to his colleague who was doing the cleaning to give to him and emailed him a copy and sent copies by post to his address.  Over a month later he sent an employee to attend to this work.  It was not carried out satisfactorily and resulted in an updated snagging list being sent to the claimant   23.  22.  The next contact with the builder was on 12/01/2020 when I saw a note on the door demanding  he demanded 2,800.00. to which I immediately responded in my letter dated 17/01/2021 for asking him to explain how I owed the that amount as all that had been agreed as outstanding on Project 2 was £1080. so that I can deal with his claim. As I had no response from him on 05/02/2021 I sent him a recorded delivery pre-action notice.   24.  23.  The claimant builder then acknowledged my pre-action notice by sending me notice to pay pay £2,866 by 26/02/2021 otherwise he would take me to court. I therefore waited for his court claim to defend and counterclaim.   25.  The builder's court notice arrived and this was the beginning of assessing the cost of the damage and uncompleted work by the builder, by inviting tradesmen to come to the property to assess and give me quotes. More information was also sorted from the internet. Where I am not able to get accurate information or tradesmen to give me a quote I have left it as blank or TBA (to be assessed) on my schedule of loss, attached to this statement.  [Is this relevant here  Delete]   24.  For the above reasons the defendant denies the claimant’s claim and seeks to make the counterclaim detailed below.   [Does that seem right?  I don’t know?]
    • Go ring the court. Have they paid rhe fee yesterday?? What date is the hearing?    
    • Should there be a word in front of possible, Simeon? I'm not sure what you're asking.    HB
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Cheekiness towards a DCA


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My sentiments exactly...after years of misery and worry this thread puts it all into perspective and turns the dreaded demons I was in fear of into laughable clowns with their pants down...perfect.:D

 

:lol::lol::lol::lol::p:lol::lol::lol::lol:

I agree with you there!:DI even managed to find humour in the situation where Barclayshark sent debt collecter from Scottcall to try and terroise me in my own home but thanks to CAG i was able to take it all in my srtide where as before something like that happening would have totally freaked me out!

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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I rang up RCS yesterday to inform them that the person who they were sending letters too for payment, wouldn't in fact pay a penny after all.:eek:

This infuriated the woman on the other end, falling over her words and unable to spit out any threat she could think of, eventually asking me 'why won't she be paying then?'

Boo 'well, because she won't'

RCS ' Thats OK then, we'll just take her to court and get her to pay that way'

Boo 'OK then, look forward to it!'-laughing

RCS ' Fine!'-slams phone down

I do have it recorded on my truecall, and will keep it squirreled away.

What I had intended to say was the reason the woman wouldn't be paying, is in fact because she doesn't live here, and hasn't done for over a year,(previous occupier) but I just got carried away with myself and was in an argumentative mood, just wondering how long I can drag it out for:lol::lol::lol::lol:

  • Haha 1

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I am waiting for the bailiffs to visit the previous tenant of the property I occupy. My dog is getting fed up with waiting too!#

 

I will not co operate.

 

I have given up watching TV so I also have someone else to play with when they come calling.

 

I have decided 'No longer Mr nice guy'

 

GK

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My recent email to a DCA:

 

Dear sir or madam,

 

Thank you for your politely worded and articulate letter dated 19

February in which you advised that you are acting on behalf of

bcwgroup (Vodafone Connect Ltd) "who has passed your debt to us for

recovery."

 

Your letter, which uses a nice blend of red and black (being a Man Utd

fan, I found that to be especially endearing) goes on to state that

your client is anxious to resolve this issue and has instructed you to

collect the balance in full and states that the above balance must now

be paid to you immediately (the last word written in a fetching bold

font).

 

Unfortunately, as I have advised Buchanan Clark and Wells, and all the

numerous people that have written to me or called me over the years,

this is not a debt that I have ever taken out and is not attributable

to me. Despite this, the numerous companies and BCW themselves have

ignored this salient point and continued to press for payment on a

disputed debt. The company that have passed this debt to you have

totally disregarded the Office of Fair Trading 'Debt Collection

Guidance - final guidance on unfair business practices' (I have kindly

attached a copy, which you may want to forward to them).

 

As I am sure you are aware, section 2.6h of this guidance states that

"Examples of unfair practices are as follows:

ignoring and disregarding claims that debts have been settled or are

disputed and continuing to make unjustified demands for payment".

 

In addition, Section 2.8i states that "Examples of unfair practices

are as follows:

failing to investigate and/or provide details as appropriate, when a

debt is queried or disputed, possibly resulting in debtors being

wrongly pursued." whilst Section 2.8k adds "not ceasing collection

activity whilst investigating a reasonably queried or disputed debt."

 

I would be very grateful if you would kindly investigate this matter

with the same fervour and dedication that you put into wording and

colouring your letters.

 

In closing, I am also aware from previous conversations that the debt

actually relates to a mobile phone contract taken out by somebody in

the 1990s. In order to help you accelerate your administrative work

and remove my name from your records, I would like to conclude by

advising that this debt is statute barred and that continuing to press

for payment could amount to harassment contrary to section 40(1) of

the administration of Justice Act 1970.

 

Once again, many thanks for your interest in my financial affairs.

 

Kind regards,

Martyn

 

I've heard nothing since... :)

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I had some fun with Lowell the other day.

 

I managed to get the word 'threat-o-gram' into the conversation.... that totally threw the monkey on the other end!!!

 

It was very funny. :D

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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I agree with you there!:DI even managed to find humour in the situation where Barclayshark sent debt collecter from Scottcall to try and terroise me in my own home but thanks to CAG i was able to take it all in my srtide where as before something like that happening would have totally freaked me out!

 

That's something I haven't had to deal with yet...just had the threat-o-grams and phone calls from pre-pubescent monkeys....what do you do when they turn up!!!:eek:....Is it like halloween where you give em a bag of sweets and tell them to bog off till next year?

 

What is the best way to deal with a monkey who has an A-Z or Sat Nav and finds his way to one's humble abode?.....I'm just starting on the Barclayshark path so fore-warned is fore-armed;-)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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That's something I haven't had to deal with yet...just had the threat-o-grams and phone calls from pre-pubescent monkeys....what do you do when they turn up!!!:eek:....Is it like halloween where you give em a bag of sweets and tell them to bog off till next year?

 

What is the best way to deal with a monkey who has an A-Z or Sat Nav and finds his way to one's humble abode?.....I'm just starting on the Barclayshark path so fore-warned is fore-armed;-)

 

A couple of options.

 

Don't answer the door, if they can't speak to you they can't intimidate you.

 

Another option, assuming you didn't go for the first option, once you have opened the door tell them to 'go away' and slam the door in their face. These people have NO powers of entry at all. They have identical powers to the Avon lady. If they loiter around outside your home you can call the police (but not 999) and have them removed for a breach of the peace. You can warn them you are going to call the police regarding the breach of the peace and that should be enough to make them go away without actually having to call the cops.

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A couple of options.

 

Don't answer the door, if they can't speak to you they can't intimidate you.

 

Another option, assuming you didn't go for the first option, once you have opened the door tell them to 'go away' and slam the door in their face. These people have NO powers of entry at all. They have identical powers to the Avon lady. If they loiter around outside your home you can call the police (but not 999) and have them removed for a breach of the peace. You can warn them you are going to call the police regarding the breach of the peace and that should be enough to make them go away without actually having to call the cops.

 

Thank you:) I shall bear that in mind should they come a calling..:(

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Hypothetically....If I were to murder a member of a DCA who turned up on my doorstep and began to aggrovate me, as there is no longer the option of hanging in this country, would I run the risk of being tumble dried?:D

 

Sorry couldn't resist it.:)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Hypothetically....If I were to murder a member of a DCA who turned up on my doorstep and began to aggrovate me, as there is no longer the option of hanging in this country, would I run the risk of being tumble dried?:D

 

Sorry couldn't resist it.:)

 

 

:lol::lol::lol:

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Excellent email Martyn68 :D

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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I get vilcol when I google :confused:

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Vilcol

Vilcol House

97 Ewell Road

Surbiton

Surrey

KT6 6AH

Freepost KT4821, Surbiton, Surrey, KT6 6BR

 

Tel: 0870 7706643

Fax: 0870 7706645

DX: 57504 Tolworth

 

 

also same address

 

Village Investigations Ltd.

 

Rubicon

 

and they had an extion planning application

 

Site description

97 Ewell Road, Surbiton, Surrey, KT6 6AH

Application type

Full Application

Date received

10/01/2002

Date valid

10/01/2002

Details

Erection of a first floor front extension, access ramp and external alterations associated with new reception area. (Duplicate of 02/07008).

 

 

pity it got refused

 

Status

Refused 27/02/2002

Level

Delegated Decision

Decision target date:

07/03/2002

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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Hi

 

I am training to teach and whilst doing a bit of reserarch for an essay, came across this:

 

 

Written work.

 

 

  • Has a poor standard of written work compared with oral ability (Threat Monkeys)
  • Has poor handwriting with badly formed letters (Threat Monkeys)
  • Produces badly set out or messily written work, with spellings crossed out several times (Threat Monkeys)
  • Spells the same word differently in one piece of work (Threat Monkeys)
  • Has difficulty with punctuation and/or grammar (Threat Monkeys)
  • Writes a great deal but 'loses the thread' (Threat Monkeys)
  • Finds tasks difficult to complete on time (Threat Monkeys, CCA's and SAR's etc)
  • Appears to know more than can be committed to paper (Phone Monkeys)

 

Reading.

 

 

 

  • Omits, repeats or adds extra words (Threat Monkeys and Phone Monkeys e.g. er um er um er))
  • Reads at ... a low level of comprehension (Threat Monkeys)
  • Fails to recognise familiar words e.g. Consumer Credit Act (Threat Monkeys)
  • Loses his place - or uses a finger or marker to keep the place (Threat Monkeys)
  • Has difficulty in pin-pointing the main idea in a passage (Threat Monkeys)

 

Numeracy.

 

 

 

  • Finds difficulty remembering tables and/or basic number sets (Dates, times and Interest Rates)
  • Finds sequencing problematic (what happened when)
  • Confuses signs such as x for + (figures don;t add up right)
  • Misreads questions that include words (Ususally CCA & SAR requests)
  • Finds mental arithmetic at speed very difficult (Say no more)
  • Finds memorising formulae difficult (what do you think?

Other areas.

 

 

  • Has indeterminate hand preference (we all know they are w*****ers)
  • Has difficulty in finding the name for an object (an apology usualy)
  • Has clear processing problems at speed (during phone calls)
  • Misunderstands complicated questions (Can you prove it? Do I really owe this amount?)
  • Finds holding a list of instructions in memory difficult, although can perform all tasks when told individually (CCA, SAR, Get Lost.......)

Behaviour.

 

 

 

  • Is disorganised or forgetful e.g. over sports equipment, lessons, homework, appointments, agreements and other important documents
  • Is immature and/or clumsy (no really?)
  • Has difficulty relating to others: is unable to 'read' body language
  • Is often in the wrong place at the wrong time (usually on teh other end of my phone!)

My conclusions

 

All DCA's are Dyslexic.......

Welshwizard QC (Quite Content):rolleyes:

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"Vilcol is one of the UK's premier credit management companies"

 

Well I've never heard of this lot. They keep a low profile for a 'premier company'

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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vilcol.jpg

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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infobutton0.GIF

 

aboutbutton0.GIFservbutton0.GIFnewsbutton0.GIFinstructbutton0.GIF

 

 

Vilcol is one of the UK's premier credit management companies that focuses on assisting Mr Fuzzy Bobble in his campaign of DCA Baiting. We welcome discussions on bumble bees and won't badger anyone for any money that isn't rightfully ours.

We abide by the rules in every case and wouldn't dream of making our clients victims by sending Threat-o-Grams. Innovative and Pathetic Credit Professionals Who Believe in Intimidation ,Harassing our Clients People and training our Monkeys to answer the phone and read a script.

home | contact | about us | services | news | instruct us | info

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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infobutton0.GIF

 

aboutbutton0.GIFservbutton0.GIFnewsbutton0.GIFinstructbutton0.GIF

 

 

Vilcol is one of the UK's premier credit management companies that focuses on assisting Mr Fuzzy Bobble in his campaign of DCA Baiting. We welcome discussions on bumble bees and won't badger anyone for any money that isn't rightfully ours.

We abide by the rules in every case and wouldn't dream of making our clients victims by sending Threat-o-Grams. Innovative and Pathetic Credit Professionals Who Believe in Intimidation ,Harassing our Clients People and training our Monkeys to answer the phone and read a script.

home | contact | about us | services | news | instruct us | info

 

If they ever call me, I will instruct them to sexually depart.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Thank you all for your contributions, I have seen their premises on the Google street pictures, doesnt look very inspiring.

 

I shall await further developments(if any) with interest ) and they can then get a "Bemused" or variation on the foxtrot oscar letter

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Has anyone ever tried this kids game when DCA's ring up?

Monkey...May I speak to Jemima Crump please?

Jemima...May I speak to Jemima Crump please?

Monkey..This is Fleeceyousilly Debt Collectors may I please speak to Miss Crump on a matter of urgency.

Jemima..This is Fleeceyousilly Debt Collectors may I please speak to Miss Crump on a matter of urgency.

Monkey...Is Miss Jemima crump available please

Jemima ...Is Miss jemima....etc etc.

Second thoughts, perhaps it's stooping to their level of juvenile mentality.:p

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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