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    • Thanks for your reply dx    no I haven’t moved, in all honestly I don’t think they have sent the NOA, hence why I have asked for proof. It was suspicious on the phone as they couldn’t find the letter and then couldn’t attach it to an email    I have no problem paying the £75 if they prove they sent it.    im disputing the £235 as I don’t think they’ve follow the COVID guidelines either. I’m at work and my sister answered the door who is deemed vulnerable and is shielding. I would have told them that if they done a risk assessment (I believe the ministry of justice require it)    im a little confused with what you mean by the NOA running out? They have told me they sent it on the 14th? 
    • Well, I'm being pedantic but I think they're using the wrong term.   Link to the Money Advice Service on salary sacrifice below. It doesn't sound like what you're doing.   https://www.moneyadviceservice.org.uk/en/articles/salary-sacrifice-schemes   HB
    • can you please refrain from using any hosting sites now please   read our upload guide carefully (esp about using pdfreducer websites) and pop the PDF up here.   can you also rotate the images!!   thank you
    • can't see how you can owe the £235 fee, just because of an error their way that ran the 7 days out because you didn't pay the £75 NOA fee in time. you need to confirm the address the NOA was sent too , thats all. have you moved since the fine was issued?   please be very careful about following advice on some bailiff sites, they can be very misleading at the best of times. if you've not moved, then there can't be any real dispute about not receiving the NOA, letters are deemed received 2 days after posting regardless.   i think you need to get WRITING to the company, offer the £75 . 
    • So after requesting a new SAR this is what we received. Can anyone shed some light on what I could do with these figures?  https://drive.google.com/file/d/1PLDAGPrHWMrmqhiu6CDA3Vxg1w8NYQqI/view?usp=sharing   (There is no sensitive info on this link)  Can anyone Help? 
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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They're not on the Consumer Credit Register (4307699)

Public Register

no result

They're not on the FSA Register (512588 - is that right?

FSA Register

They can't spell the postcode for their 'Registered Office' "HAS 1QR"

Are they even real?? Plonkers!8):grin:

 

That company reg no. is; WebCHeck - Select and Access Company Information

 

Name & Registered Office:

DIRECT COLLECTIONS LIMITED

23A WEST ROAD

WEAVERHAM

CHESHIRE

CW8 3HP

Company No. 04307699

 

 

 

Status: Active

Date of Incorporation: 19/10/2001

 

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC(03)):

7487 - Other business activities

Accounting Reference Date: 31/10

Last Accounts Made Up To: 31/10/2007 (TOTAL EXEMPTION SMALL)

Next Accounts Due: 31/08/2009

Last Return Made Up To: 19/10/2007

Next Return Due: 16/11/2008 OVERDUE

Last Members List: 19/10/2007

Previous Names:

No previous name information has been recorded over the last 20 years.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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Maybe we should re-invent the acroym...?

 

DCA - Don't Care Anymore...!

 

much better than the Direct Callous Attack approach many of them have.

 

Any other suggestions? 8)

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Deceitful Cretinous Ar$ewipes

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Let's just say I did my bit for scambaiting in Nigeria. :D

 

When I can get a DCA phone jocky to send me a photo with a dead fish on his head, then I''ll post it on here.

 

But now there is bigger fish to fry. IE the DCA's and the peeps who are sticking their necks out to fight for it. Lot's of good news on here at the moment, but that's sometimes down to peeps on here working behind the scenes making it possible.

 

:D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Let's just say I did my bit for scambaiting in Nigeria. :D

 

Have read loads of the baits on 419 - excellent :D

 

When I can get a DCA phone jocky to send me a photo with a dead fish on his head, then I''ll post it on here.

 

....what about the loaf of bread as well???

 

But now there is bigger fish to fry. IE the DCA's and the peeps who are sticking their necks out to fight for it. Lot's of good news on here at the moment, but that's sometimes down to peeps on here working behind the scenes making it possible.

 

There sure is. Hopefully this will be a success for us little people. About time!!

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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Found these little gems on their website......

 

They won't consider the following debts for collection....

 

Claims under £1000.

Claims with no supporting documentation.

Claims related to the adult entertainment industry.

 

 

So, you're safe if you make a porn movie and then didn't pay the actors and actresses. The movie only cost £999 to make, and you paid it with a Capital One credit card that you took out around 5 years ago.

 

Anyone out there with a Capital One card want to help me make a movie? :D

So my second job is safe!

regards

Please remember our troops, fighting and dying in our name. God protect them.

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So my second job is safe!

regards

 

You're as naughty as me. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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You're as naughty as me. :D

 

:eek::eek::eek:

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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:eek::eek::eek:

 

Just consider yourself lucky you don't live in Stoke on Trent.

 

1, because you live in S-O-T

 

2, you stopped going for nights out in Hanley

 

3, because you didn't bump into Fuzzybobble after a few drinks. :eek:

 

If you have ever woken up not remembering the night before and your bed has crumbs in it, you have probably been Fuzzybobbled, and not in a DCA/Youtube kind of way. :p

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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you have probably been Fuzzybobbled, and not in a DCA/Youtube kind of way. :p

 

That'll explain the strange responses I had on FB when I said I had been fuzzybobbled.....:p

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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That'll explain the strange responses I had on FB when I said I had been fuzzybobbled.....:p

 

That was your post, not mine lol. :D

 

I hope you explained and posted links to your more easily influenced female friends?

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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That was your post, not mine lol. :D

 

I hope you explained and posted links to your more easily influenced female friends?

 

it was my post.....I tried to explain, but they don't believe me. Although one of my mates is a bit, ermmmm, dense, and thought it was some sort of cocktail lol....:D:p

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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it was my post.....I tried to explain, but they don't believe me. Although one of my mates is a bit, ermmmm, dense, and thought it was some sort of cocktail lol....:D:p

 

Hmmmm

 

A fuzzbobble cocktail.

 

Large shot or two of Jack Daniels.

Shot of cointreau

2 ice cubes

dip the glass in egg white and salt before serving.

 

Then a swift shot of revenge/no cca kick in the balls.

 

served with a flake, strawberry sauce, and sprinkling of coconut flakes.

 

And a gingerbread man stuck on the top of the whole unenforceable thing. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Sounds good!! :lol:

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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Sounds good!! :lol:

 

 

Time for bed said Zebadee......Boing........

 

Time for bed said Fuzzybobble.....Boing......

 

 

Time for........

 

OK peeps it's your turn. lol. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Time for........

 

 

....me to move to the I'm Drunk thread in the bear garden :D

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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....me to move to the I'm Drunk thread in the bear garden :D

 

I'll move you to the lightweight/Ican't cope with a few drinks thread.

 

I've never been there myself, but you have to start with scary places and wok yourself upwards.

 

Then when you get to the "I have to spend more than £6-50 to get drunk thread". Then you have a problem and be reassured by true friends. ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I'll move you to the lightweight/Ican't cope with a few drinks thread.

 

Thats not nice fuzzy......:(

 

I've never been there myself, but you have to start with scary places and wok yourself upwards.

 

With ya cheap cider pmsl :p

 

Then when you get to the "I have to spend more than £6-50 to get drunk thread". Then you have a problem and be reassured by true friends. ;)

 

The cheek of it - have spent £7.50 on 2 bottles of wine - of which there is very little left.....

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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I see that CAGbot was active last night on this thread again - please mind the language. ;)

Alan, Derby, UK.

 

 

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

 

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I see that CAGbot was active last night on this thread again - please mind the language. ;)

 

Wasn't me for a change. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I see that CAGbot was active last night on this thread again - please mind the language. ;)

 

Wasn't me for a change. :D

 

It's a fair cop guv, but society is to blame.

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Carters slammed the phone down on me on Friday.

Then. we are a firm of solicitors

Me. No your not you are glorified debt collectors.

Them. We are solicitors that happen to work for a number of dca’s

Me. And get you judgements by default issuing the court papers to old addresses.

Them. SLAM

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Carters slammed the phone down on me on Friday.

Then. we are a firm of solicitors

Me. No your not you are glorified debt collectors.

Them. We are solicitors that happen to work for a number of dca’s

Me. And get you judgements by default issuing the court papers to old addresses.

Them. SLAM

 

:D:p

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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