Jump to content


  • Tweets

  • Posts

    • Update. The ASB team have categorically said they want to send a letter to the idiot saying... you are upsetting your neighbor, please come in to talk about this, we need to tell you we have no power to do anything about this though... WTAF?   They also said my only option to stop idiot parking and obstructing our kerb is to park our other car outside idiots property 🤔 because the car is now not obstructing enough to get a ticket and not breaking any law! Even though it's obviously being done to cause annoyance.   Just seems beyond belief!
    • Ok, quick update on this.  Mediation didn't happen - mainly because I missed the deadline for agreeing to the date - I didn't realise the deadline was quite so tight - and I had been away for the weekend and not reading my emails - anyway - although it was bad to not formally respond, it didn't really make too much difference because due to the lack of viable evidence provided by the claimant, mediation would have been pointless.   So I've been waiting to head what court date has been allocated to my case. However, instead I received a "General Directions or Order" letter.    Sorry - I meant to bring it in (to where I'm writing this).....but basically the gist of it was that the claimant had 14 days to respond providing evidence e.g. signed credit agreement etc. - and then I had 14 days after that to respond stating whether I accepted that evidence and whether I wanted to withdraw defence.    The letter was sent around the beginning of the month - therefore their 14 days are more or less up - I haven't heard anything - albeit, I need to factor in postage times - but surely this means my 14 days are not really 14 days....but more a case of the time left before the end of October and when or if I get anything from the court of the claimant with their evidence.   My question really is:    Is it a stupid question - but I cannot really do anything until I receive anything - at the moment, the court won't know what they've sent me (in response to my CCA request) - i.e. the poorly presented application form - meaningless statements - no clear signed credit agreement etc. - so this step is basically the court asking whether there is enough evidence in order to allocate a court date?   I'm assuming I should get a copy of whatever the claimant provides to the court?   Many thanks  
    • hello again, do you think this witness statement better suits my needs witness 2.pdf
    • Hi all   Does this link indicate whether or not Woodside Park station is under the TFL Byelaws or not, as I'm a bit confused?!   https://tfl.gov.uk/corporate/transparency/freedom-of-information/foi-request-detail?referenceId=FOI-2209-1819   Rgds. Andy
    • I am hoping someone can offer me some advice concerning an issue with my former landlord, please. In short, I took possession of a property he was letting out just over ten years ago. Having viewed and been offered the letting, I accepted and paid the deposit plus the first month’s rent and moved in. Meanwhile, the landlord had gone on holiday and it was not until a week or so after I had moved in that I saw him again when he came around to see if we had settled in OK. I told him all was fine and took the opportunity to ask him where the parking space was located as there is only “pay per hour” on street parking outside and a commercial car park approaching half a mile away. He said there was no parking included with the accommodation. Yet the lease which we had each signed clearly stated that the property included the use of a parking space. He told me that this was an error on his part and that there was no parking space included with the property. Having already vacated my previous letting and paid the deposit and the rental advance and moved all my effects into the new letting – in addition to not wanting a major fallout with my new landlord (I also had a wife and three children to consider), I erred on the side of caution and did not press the matter.   However, the kids have all grown and flown and we have been obliged to downsize to a one bedroom apartment (with parking, happily). This was nearly three months ago and I have only yesteray received contact from my former landlord’s lawyer stating I still owe him (the landlord) money. I am waiting to learn the grounds for his claim and have requested a full breakdown of that alleged indebtedness from his lawyer but, having been very good tenants who always paid the rent on time and not only took great care of the old property but also did a lot of unpaid work improving it over the course of our ten year residence, I am quite annoyed to be treated so meanly. Regardless of whether or not it transpires that I do, unwittingly, owe this man money I am wondering whether or not I might have a counter claim against him for the false representation of his lease and perhaps even be compensated for the ten years I spent paying for on street parking as well as putting up with the daily (often hourly) inconvenience of that.   If someone could advise me, I would be very grateful.   Thank you.  
  • Our picks

mr.ton

Cheekiness towards a DCA

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3314 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I sometimes do a delivery to a site not a 1000 yards from Crapbot,West Malling

Nest time I go there, I will take pics of their offices for you FB

They are single storey buildings and they do look miserable

Share this post


Link to post
Share on other sites
I sometimes do a delivery to a site not a 1000 yards from Crapbot,West Malling

Nest time I go there, I will take pics of their offices for you FB

They are single storey buildings and they do look miserable

 

That's what I want, miserable looking DCA buildings, just to set the atmosphere for the video. :D


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Share this post


Link to post
Share on other sites
I could do with some pics of DCA offices for a future video project. If you could get a pic of their offices, if possible with a logo and sign somewhere in the pic also. :D

 

I need a scan of a front cover of Credit Today if someone could be so kind. :D

 

I've started my xmas holidays today and have 2 weeks off, so busy with a few new DCA video projects.

 

I will see what I can do after xmas. I might also be in chester next week sometime as well so can get you what aktiv kapital looks like as well.


The Tally so far in order of appearince:

Intrum Justica

:DNow gone from my life

Metropolition

:DGone and had to repay me 500 pounds

Red(Lowell)

:DCase Closed

Aktiv Kapital

:pWas so sad yo say good bye. Parting is such sweet sorrow.

MBNA :oops::-) No CCA No Debt You lost

Share this post


Link to post
Share on other sites
If anyone can help, I'm trying to see the connections between Federal Management Ltd, UK Debt Collection Ltd, and 'Creditsure' - apparently another CRA??

I keep seeing Skelmersdale, West Yorkshire cropping up.

Am baffled:confused: I recognise Skelmersdale for some reason, but can't think why.. Help!!! :D

 

It's in Lancashire, but hey, it's Christmas...

 

Where have you seen Skelmersdale before? Try post 5 onwards in - http://www.consumeractiongroup.co.uk/forum/cooperative-bank/210-email-contact-details-co.html

 

However, I'm pretty sure there's no connection (I hope!) apart from the location.


Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

Share this post


Link to post
Share on other sites
If anyone can help, I'm trying to see the connections between Federal Management Ltd, UK Debt Collection Ltd, and 'Creditsure' - apparently another CRA??

 

Creditsure seem to be a CRA for landlords and sole traders etc. and Federal Management seems to be their DCA ..

 

Have a look here Bad Debt, Debt Collection Agency, Debt Recovery

Share this post


Link to post
Share on other sites

Now thats were my Beemer went bloody man he said he was test driving it.

 

Does anyone know the number for a good DCA that will get my money he promised me?


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Share this post


Link to post
Share on other sites
Now thats were my Beemer went bloody man he said he was test driving it.

 

Does anyone know the number for a good DCA that will get my money he promised me?

 

A Good DCA?

 

Fuzzybobble Debt Terrorists Ltd of course.

They must be good because their promo video is honest,

and they have won evey DCA award going this year.

 

:D:D:D

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Share this post


Link to post
Share on other sites

Ok then if they can get my beemer back without a scratch on it then they will get the reward money.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Share this post


Link to post
Share on other sites

Whilst doing a bit of digging I came across another amateurish website - Debt Register. The company behind it, The Ability Organisation Ltd., is registered with ICO, but has failed to register its trading names, as it's required to do. They have failed to comply with the Companies Act (registered office address not shown on the website). The OFT database shows that in addition to their current trading names, they have 5 historic trading names, including UK Debt Collection.

 

The concept, of a database into which those who claim that they are owed money can publicise the names and addresses of the alleged debtor, is an interesting one. Needless to say, their T&Cs are very slopey-shouldered on the subject of the correctness of data.

 

When so many DCAs seem to have so much trouble complying with their obligations, I'm not sure whether it speaks to their business ability or integrity, or the flaccidity of the various regulators.

Share this post


Link to post
Share on other sites

i am getting upset....not had a call from a DCA for a few months now!


hello all:-)

Share this post


Link to post
Share on other sites

Cabot seem to follow the trend of "manufacturing" letters of assignment from OC

 

Halifax oc passed to BOS (defaulted) passed to Rockwell (sent packing) past to IGOR ( eventually sent packing) and now sold to Caprot who enclosed a letter fro Halifax (!) signed by Euan Mcpherson ( or rather a printed sig and the font is exactly the same as Caprot's as is also the date

 

Why am I suspicious?

Anyway caprot started phoning but have been sent a "Bemused" letter and a s10 notice

Share this post


Link to post
Share on other sites
i am getting upset....not had a call from a DCA for a few months now!

You could always leave your phone number in this thread. This will enable those receiving excessive calls to change their number to yours, thereby reducing the amount of calls they get, and giving you the opportunity to have a chat with a DCA...?

 

Merry Christmas. :grin:


Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

Share this post


Link to post
Share on other sites
Whilst doing a bit of digging I came across another amateurish website - Debt Register. The company behind it, The Ability Organisation Ltd., is registered with ICO, but has failed to register its trading names, as it's required to do. They have failed to comply with the Companies Act (registered office address not shown on the website). The OFT database shows that in addition to their current trading names, they have 5 historic trading names, including UK Debt Collection.

 

 

That debt register is interesting we could all sign up and put the dcs'a names in there and claim they owe money. Its a complete farce.

 

Surfboy if you really want a dca call go on here and you you can get one of Aktiv's "negotiators" to call you


The Tally so far in order of appearince:

Intrum Justica

:DNow gone from my life

Metropolition

:DGone and had to repay me 500 pounds

Red(Lowell)

:DCase Closed

Aktiv Kapital

:pWas so sad yo say good bye. Parting is such sweet sorrow.

MBNA :oops::-) No CCA No Debt You lost

Share this post


Link to post
Share on other sites

That is too tempting lol.

 

Not that I would type in made up numbers and put the phone numbers of other DCA's requesting a callback. ;) You lot know me better than that.


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Share this post


Link to post
Share on other sites

When I did the Fredericksons call the alledged debt was for almost a £1k. You can hear the excitement in his voice as he scrabbles to change to the pay by card screen on his computer.

 

Then he ask what type of card I wanted to settle the account in full with......

 

And sadly his dreams of commission, cheap cider, and a night out in the Clymidia Arms very quicky faded back into cloud cuckoo land.

 

In Londis this afternoon I discovered that you also can't get cashback using a christmas card either. ;)


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Share this post


Link to post
Share on other sites

lol fuzzy.

 

have u tried Spar?


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Share this post


Link to post
Share on other sites

 

Hi all,

 

 

I would just like to wish everybody a Very Merry Christmas and a most prosperous New Year!!!

 

Let us all, particularly on this thread, look forward to a fun filled 2009!!!:)

 

 

Cheerio for now, Jeff.

 

 

 

Share this post


Link to post
Share on other sites
Merry Christmas to you all as well...only 4 hours & 5 minutes till the big day :)

 

yeah, thank heavens, i'll soon be able meander down the cheese aisle in Asda without having to listen to the same old Christmas songs being regurgitated over the Tannoy.

Share this post


Link to post
Share on other sites

yep i realised the bonus of online shopping the other day in tescos.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Share this post


Link to post
Share on other sites

Only 2 and a half hours to go :)

Cant wait for the Queens speach, the best part of the day for me :p

Share this post


Link to post
Share on other sites
yeah, thank heavens, i'll soon be able meander down the cheese aisle in Asda without having to listen to the same old Christmas songs being regurgitated over the Tannoy.

 

The worst 1 being "i wish it could be Xmas everyday" i bet :D

Share this post


Link to post
Share on other sites

No, it's got to be Cliff Richards version of the Lord's Prayer.....

 

And big thanks to Mr Ton for starting this thread :) It has inspired me and given me courage to speak to the DCA's and send them letters. Thanks all to have contributed to this thread.

 

Merry Christmas everyone :D


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Share this post


Link to post
Share on other sites

Glad to have been of service throughout 2008 - the year has deffo been dominated (on here anyway) by my "cheekiness towards a DCA" thread.

I think it hit a nerve in our debt ridden population.

Hope it has 8000 replies by this time next year :D

Share this post


Link to post
Share on other sites
style="text-align:center;"> Please note that this topic has not had any new posts for the last 3314 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
Guest
This topic is now closed to further replies.

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...