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    • First of all welcome to the Forum. Do not worry about Drips+ -a dead sheep has more power so do not let them bother you and never contact them. It is a pity that you wrote to PE  which would be perfectly normal, except with crooks like PE  as you may have revealed you were the driver. You have lost the protection of POF A but it is not a fatal. Please do not even think of paying a penny. The amount may go higher in the short term but when the poor dears do not hear from you they get worried ( because they think to won't pay) do they start sending begging letters and reduce the amount owed.I One of the Site Team will be along shortly and give you a template to fill in which helps us to give you the best advice should they not give up. Just complete the form and post up photos of the signs at the entrance to the hotel and others around the car park and the terms on their ticket machine if there is one.
    • HI   You took possession of the Property in 2010 but when did you end the Tenancy Agreement?   Did you give them the required Notice to end your Tenancy?   You mention you paid a Deposit in 2010, was this returned when you ended the Tenancy?   You need to know exactly what they are claiming money owed is for and surprised that solicitors letter does not mention this.   Send the Landlord a Subject Access Request (SAR) asking for 'ALL DATA'  (ensure to send a copy to the Solicitor acting for them as well. 
    • yes only court...   can I confirm this was settled via Barclaycard and chargeback as it was a debit card, rather than section 75 via a creditcard?  
    • Hi   Sorry for the delay in getting back to you don't worry we have not forgot you.   So they have destroyed ALL DATA personal to you as you did not take the Property. (really they have put there foot in it)   If they hold no personal data then they have NO evidence of what was agreed to with your Holding Deposit and the refusal to return it.   Now if it was me I would let them drop themselves in it even further by responding to there SAR response.   Thank you for your SAR Response dated XX/XX/2019   Due to this response I require clarification of the following:   1. Have you followed the Data Protection Act 2018 & General Data Protection Regulations on Destroying My Personal Data?   2. If you have Destroyed All My Personal Data then what documentation do you hold that I have signed/agreed to the Holding Deposit being Non-Refundable and to provide copies of this documentation.   3. I require a copy of your Policy on Holding Deposits   Please bear in mind the above is what I would do.   I do think it is looking like you may have to go down the court route (make sure and have a good read of that link I previously gave you to the Tenants Fee Act).
    • HI   Firstly the parking in front of your drive, do you have a pavement with a Drop Kerb in front of your property to access your driveway, if so are they infringing on the Drop Kerb? (note your can ask the council to to paint a white line with lines at the end on the road in front of the drop kerb please note there may be a cost from the council to do so)   As for the CCTV look at this ICO link: https://ico.org.uk/your-data-matters/domestic-cctv-systems-guidance-for-people-using-cctv/   Due to the new DPA/GDPR if you have CCTV on your Property and it views outside of that Properties Bounderies they then need to register as a Data Controller with the ICO.   So I would make a Formal Complaint in writing to the Councils Data Controller, ICO (specifically asking if this individual is Registered with them as a Data Controller) & Police, you need to keep a good paper trail of this individuals actions.   I hope this individual knows the Law on Harassment as from your thread that is the impression I get is no matter what you do they will find something else to complaint about.  
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mr.ton

Cheekiness towards a DCA

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What a lovely view FB! That is some lovely snow right there. Hurrah for global warming!

 

And here are 3 gingerbread mons;

 

PICT0845.jpg

 

I didn't ice them because I'm rubbish at it.

 

junesgingerbreadiced.jpg

 

Never fear, Fuzzybobble is here. (with some tubes of coloured icing) :-D


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I have just read through this thread and it has cheered me up so much lol!! :D this year has been so hard for me, coming out of a violent relationship now being a single mum in thousands of pounds of debt!! I get letters everyday threatening to come to my house take my possessions!!! arrest my wages (even though i'm on benefits) take me to court and so on!!! i was to scared to even open my curtains in the morning and when i took my son to nursery i was always looking behind me!! Now i feel so much better and i'm not scared of these nasty people anymore!!!! Tommorow will be a much brighter day for me!!! Thankyou everyone on this wonderful site!!!!! :-D :-D :-D

 

How bout starting a new thread and we can keep up with your 'empowerment''.

 

I've just had a phone monkey on, third call today from company and I've told the guy its now in the hands of debt management and he said "We will call you until we hear from them, and even then we can refuse." I said " If you refuse their offer and it goes to court I can prove to the Judge I made you offers..." I then asked for their complaints procedure - in writing - and will get the harrassment letter off to them today.

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There are some gingerbread women around somewhere - if I find the link or the pic I will post it up on here.

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There are some gingerbread women around somewhere - if I find the link or the pic I will post it up on here.

 

That's not a good idea they might start breeding.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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There are some gingerbread women around somewhere - if I find the link or the pic I will post it up on here.

 

 

Erm....Gingerbread women? What are those? :confused:


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Fuzzy,

 

Have you noticed that Gingerbread men have a little bit that is absent on Gingerbread women? Sit down, make yourself comfortable. I'll tell you all about it ........

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Erm....Gingerbread women? What are those? :confused:

pic.php?u=64822252c&i=658166

Now I'M confused...


Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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gingerbreadLaptop.jpg

 

The Ruskis even have Gingerbread laptops...

(love the 'mouse' !)

And - The Baldwin Project: READING-LITERATURE: The Primer by Harriette Taylor Treadwell and Margaret Free

(Beware of Foxes...)


Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Must have been some extra pastry around when she was created. I have similar problem with excess pastry but luckily not in the chest region:eek:

  • Haha 1

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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I'm going to live in a gingerbread house in Russia and have a gingerbread laptop. :D


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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largestgingerbread.jpg

 

The worlds largest gingerbread man. YAY!!!!


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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What is on the top of your Christmas tree this year.......

 

 

 

A star.............

 

 

 

A fairy..........

 

 

 

A coloured bulb......

 

 

Or one of these........

 

 

 

 

 

DSC00030.jpg


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Must have been some extra pastry around when she was created. I have similar problem with excess pastry but luckily not in the chest region:eek:

 

It looks as if Gingerbread men will have to grow an extra hand if they are to enjoy life to the full.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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What is on the top of your Christmas tree this year.......

 

 

 

A star.............

 

 

 

A fairy..........

 

 

 

A coloured bulb......

 

 

Or one of these........

 

 

 

 

 

DSC00030.jpg

 

... or maybe swinging from a chandelier.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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The worlds largest gingerbread man. YAY!!!!

k9gingerbread.jpg

 

And his faithful companion ?

 

 

Hours of Gingerbread Man fun: skyworld

 

A bit of light reading for Fuzzy (- if he finds a Gingerbread Woman that is...) The Cookie Sutra: Edward Jaye: Amazon.co.uk: Books

Edited by hillards

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Had a few letters from DCA from 3 Valley Water people demanding and threatening to take me to court for money i owe them up to March 2009(yes as in next year)

Replied do not write again as you have caused stress and harrassment to me and my family i will report this to the police if i receive another threatening letter. Quoted Harassment Act and Administration of Justice Act, think i even threw in Article 8 Human rights(not that i know anything about them)

Ended with "if you think you have lawful reason to this money then sue me, i will respond to bonafide court documents, anymore of your direct mailings to me will result in a criminal complaint against you, as detailed above."

Sent it recorded delivery. So just waiting now......

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Had a few letters from DCA from 3 Valley Water people demanding and threatening to take me to court for money i owe them up to March 2009(yes as in next year)

Replied do not write again as you have caused stress and harrassment to me and my family i will report this to the police if i receive another threatening letter. Quoted Harassment Act and Administration of Justice Act, think i even threw in Article 8 Human rights(not that i know anything about them)

Ended with "if you think you have lawful reason to this money then sue me, i will respond to bonafide court documents, anymore of your direct mailings to me will result in a criminal complaint against you, as detailed above."

Sent it recorded delivery. So just waiting now......

 

a lovely xmas card for them bless. i must remember to send Debbie at Metropolition a xmas card and thank them for the money they had to repay me for collecting a debt of me that was not mine in the first place. I still cant belive how these cowboys operate and take money of 3rd parties who have nothing to do with the debt in question. But she was the one who told me about the limitation act strange a dca giving out this info.

Edited by jobmid
add more info

The Tally so far in order of appearince:

Intrum Justica

:DNow gone from my life

Metropolition

:DGone and had to repay me 500 pounds

Red(Lowell)

:DCase Closed

Aktiv Kapital

:pWas so sad yo say good bye. Parting is such sweet sorrow.

MBNA :oops::-) No CCA No Debt You lost

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I am getting huge amount of calls from mbna and bc. Iv taken to telling them whoever they want has either left the home address for good or is dead.... is there a problem with this and will it make them stop


muffintop

Won Nationwide £900 and £1908 Bank Charges

Lloyds personal account 1,861

Lloyds Bus Account 2k

Abbey bank acc. Stayed 2008

 

CCA requested Barclaycard Nov 08 - n1 issued - GAVE UP

CCA Mbna Nov 08- n1 issued - GAVE UP

Marks and Spencer Money Nov 08 -lost found 2b enforceable.

Tomson Holiday - WON

 

if I help you tip my little scales it gives me a thrill. MT

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I am getting huge amount of calls from mbna and bc. Iv taken to telling them whoever they want has either left the home address for good or is dead.... is there a problem with this and will it make them stop

 

send mbna the telephone harissment letter

Your Street

Town

City

Postcode

 

DATE HERE

Company Name

Road

Town

City / County

Postcode

 

Re: Harassment by telephone

 

 

ACCOUNT NUMBER: XXXXXXX

 

Dear Sirs

 

I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing.

 

I have verbally requested that these stop, but I am still receiving calls. (Delete if necessary)

 

I now require all further correspondence from your company to be made in writing only.

 

I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

 

If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine.

 

Be advised that any further telephone calls from your company will be recorded. (**Even if you don‘t yet have recording equipment!!**)

 

 

Yours faithfully,

 

 

 

[NAME HERE]

 

note since i asked them for a cca request they have fallen silent but i expect them to start harrissing me again in the new year


The Tally so far in order of appearince:

Intrum Justica

:DNow gone from my life

Metropolition

:DGone and had to repay me 500 pounds

Red(Lowell)

:DCase Closed

Aktiv Kapital

:pWas so sad yo say good bye. Parting is such sweet sorrow.

MBNA :oops::-) No CCA No Debt You lost

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if you want to have fun just get a whistle. i have been told it works or even a air horn as that would work just as well.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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if you want to have fun just get a whistle.

 

My ex sister in law used to swear by it.

 

David

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Despite my harrassment letter to skycard they rang today, just the once for a change but they don't seem to want to give up!

 

Never mind plenty of abuse waiting this end for 'em! Hope they like my guns n roses albums cos that's what I play to them really loud!!

 

Jo x

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Dont Call centres have some sort of filter against loud noise input?

and might not using something like an air horn be construed as Assault?

 

only concerned that whilst it is so tempting to maim and mutilate the Barstewards, it might be counter productive

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 3315 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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