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    • HI   Firstly the parking in front of your drive, do you have a pavement with a Drop Kerb in front of your property to access your driveway, if so are they infringing on the Drop Kerb? (note your can ask the council to to paint a white line with lines at the end on the road in front of the drop kerb please note there may be a cost from the council to do so)   As for the CCTV look at this ICO link: https://ico.org.uk/your-data-matters/domestic-cctv-systems-guidance-for-people-using-cctv/   Due to the new DPA/GDPR if you have CCTV on your Property and it views outside of that Properties Bounderies they then need to register as a Data Controller with the ICO.   So I would make a Formal Complaint in writing to the Councils Data Controller, ICO (specifically asking if this individual is Registered with them as a Data Controller) & Police, you need to keep a good paper trail of this individuals actions.   I hope this individual knows the Law on Harassment as from your thread that is the impression I get is no matter what you do they will find something else to complaint about.  
    • Most guarantees are not transferable anyway to the new owner so why a solicitor should request it is pointless.The quotes should suffice to prove the work was carried out.   Andy
    • Apologies for the prolonged radio silence!   To cut a very long story short, I went back to Barclaycard (because I bought the car with my VISA card) and they offered to repair the car at a cost of £2500.   We accepted the offer because we were advised that even if we went to court and won the case, there was no guarantee that the dealer would give us our money back anyway or would end up paying us £10 a week for the next umpteen years.   The decision to have the car repaired was also made in the light of the fact that apart from the gearbox issue the rest of the car was in good nick. It is running fine after nearly 4 months now, so even if our friend gets a few more years out of it it will have been worth it.   Now that it is all settled I can reveal the name of the dealer - it was Thatcham Motor Company, in Thatcham, Berks. Very pleasant to deal with at first whilst everything was ok but boy oh boy, beware if anything goes wrong!   Similarly Momentum Warranties who provided the 6 months "warranty". On paper this warranty apparently covers practically every conceivable fault that the car might develop until you try to make a claim!   It seems that only if a component physically breaks that any cover is provided, otherwise they will hide behind the "fair wear and tear" get-out clause. Can an ECU unit be subject to wear and tear?   I would not touch either of these outfits again with the proverbial barge pole. Buyer beware!   One further thing I forgot to mention. We ran up considerable expenses trying to sort all the issues - the engineer's reports, travel costs etc.   Is it too late to try to claim these back from the dealer now? I just ran out of energy by the time Barclaycard agreed to pay for the repair but now the dust has settled I am up for it again!   Would this have to be done via the Small Claims Court?
    • no rush yet not due for 3 weeks as per andyorch's information above   i'm sure we'll get time before then.   dx  
    • There is a space for comment on the N180 where you can state that you wish to object to any request by the Claimant for an "on the papers" hearing. I wouldn't worry about the permits term, as the non-display of a permit is not the apparent cause for action against you. Have you sent them a CPR request for documentation?
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mr.ton

Cheekiness towards a DCA

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did fred ever recieve a reply to his application?

 

 

Nah. Miserable sods.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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AWWWWWWWWWWWWw i hope he was not disapointent. Maybe the was to experianced for the job.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Nah. Miserable sods.

 

Fred

 

Maybe you should report them for Canine Discrimination


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This is totally off thread (for a change) but my mate told me a very funny story today about his Dad.

A few weeks ago, some Gypsy's knocked on his door and asked if he'd like his drive tarmac'd. He said yes please, then shut the door. A few hours later, the drive looked pretty good, and the Gypsy's knocked on the door asking for £3000. He looked at them, and said, you never said anything about cost, you just asked if I wanted it done. I said yes, so you did it. The face on the Gypsy's face was, apparently, priceless.

 

No doubt a DCA will still try and claim the amount though - they don't need proof you owe them anything :D


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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I've been messing with some of Fred's posted stuff too. ;)

 

 

Unlike most DCA's that have very uninspiring threat-o-grams, MBNA have got quite creative in their ways to try and intimidate you.

 

 

Here is an example of their handywork........

 

 

 

 

originaldcaletter.jpg

 

 

 

 

Today I decided to rework it so anyone here can send back to them in reply to them failing to provide a CCA. :D

 

 

 

The result........

 

 

 

 

 

 

 

fuzzybobbledDCAletter1.jpg

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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......................... you never said anything about cost, you just asked if I wanted it done. I said yes, so you did it. The face on the Gypsy's face was, apparently, priceless.

 

No doubt a DCA will still try and claim the amount though - they don't need proof you owe them anything :D

 

 

Sounds like a job for Carterman

 

 

bryan_1.jpg


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I've been messing with some of Fred's posted stuff too. ;)

 

 

Unlike most DCA's that have very uninspiring threat-o-grams, MBNA have got quite creative in their ways to try and intimidate you.

 

 

Here is an example of their handywork........

 

 

 

 

originaldcaletter.jpg

 

 

 

 

Today I decided to rework it so anyone here can send back to them in reply to them failing to provide a CCA. :D

 

 

 

The result........

 

 

 

 

 

 

 

fuzzybobbledDCAletter1.jpg

 

 

Class i think i will edit and use it.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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This is totally off thread (for a change) but my mate told me a very funny story today about his Dad.

A few weeks ago, some Gypsy's knocked on his door and asked if he'd like his drive tarmac'd. He said yes please, then shut the door. A few hours later, the drive looked pretty good, and the Gypsy's knocked on the door asking for £3000. He looked at them, and said, you never said anything about cost, you just asked if I wanted it done. I said yes, so you did it. The face on the Gypsy's face was, apparently, priceless.

 

No doubt a DCA will still try and claim the amount though - they don't need proof you owe them anything :D

 

 

Brill i need to think of that one.

  • Haha 1

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Hmmm … let me see …

 

Money worries can affect your relationship.

 

You seem to be the ones worrying about the money – there’s no good two of us worrying about it.

 

Your financial privacy could be lost in court.

 

Damn, does that mean a judge would know I haven’t got any money as well?

 

Stress of it all could stop you sleeping.

 

I find vodka helps.

 

Bankruptcy takes time, it’s no quick solution.

 

I’m not going anywhere.

 

You might lose your property to a bailiff.

 

Who says I own any?

 

Your anonymity may be lost through newspaper reports.

 

Question: who has two thumbs and doesn’t give a rat’s ass? That’s right, it’s Tiglet.

 

 

Jeebus, don’t they think I have more in life to worry about??? Like whether I’m getting a new tea-towel for Christmas???

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All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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lol Tiglet......

 

And that tea towel has been missing for a while now :D


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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I've been messing with some of Fred's posted stuff too. ;)

 

 

Unlike most DCA's that have very uninspiring threat-o-grams, MBNA have got quite creative in their ways to try and intimidate you.

 

 

Here is an example of their handywork........

 

 

 

 

originaldcaletter.jpg

 

 

 

 

Today I decided to rework it so anyone here can send back to them in reply to them failing to provide a CCA. :D

 

 

 

The result........

 

 

 

 

 

 

 

fuzzybobbledDCAletter1.jpg

 

 

Like it fuzzy!!

 

Regards.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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I think Fred has had my tea-towel all along ...

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All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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AWWWWWWWWWWWWw i hope he was not disapointent. Maybe the was to experianced for the job.

 

Too hygienic and good looking I think!

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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That's because you've been using my tea-towel! :eek:


All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Hmmm … let me see …

 

Money worries can affect your relationship.

 

You seem to be the ones worrying about the money – there’s no good two of us worrying about it.

 

Your financial privacy could be lost in court.

 

Damn, does that mean a judge would know I haven’t got any money as well?

 

Stress of it all could stop you sleeping.

 

I find vodka helps.

 

Bankruptcy takes time, it’s no quick solution.

 

I’m not going anywhere.

 

You might lose your property to a bailiff.

 

Who says I own any?

 

Your anonymity may be lost through newspaper reports.

 

Question: who has two thumbs and doesn’t give a rat’s ass? That’s right, it’s Tiglet.

 

 

Jeebus, don’t they think I have more in life to worry about??? Like whether I’m getting a new tea-towel for Christmas???

 

LOOOOOOL fantastic!


Never argue with an idiot, they'll bring you down to their level and beat you on experience ;)

 

Inca V Crapital One: Low monthly payments accepted - Paid

Inca V HSBC (Charges): WON - Charge reversed.

Inca V Barclaycard/CSL: Complaint sent after CSL illegally took money from my account. Dispute ready to send: Not heard anything since March 2009! Jan 2011 Rc'd letter from new debt collectors saying they have bought the debt. Joy!

Inca's Nan V Saga Card: Utter *****!! Low payments eventually accepted

Inca's Nan V MBNA: Low payments accepted

Inca's sister V Moorcroft: WON. Low payments accepted.

Inca's sister V Thames Credit: Nothing received. Dispute sent 08/01/09: Not heard a dicky bird since March 2009!

 

 

 

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Superb work Fuzzy B -as always !

 

Perhaps the DCA's should adopt that classic Christmas Hit, "AlL I want for Christmas is my two front teeth" to, the re-phrased, "Valid CCA"

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That's because you've been using my tea-towel! :eek:

 

 

Ah, well I forgot to mention that I was able to retrieve it from Saddam just before he started swinging .....

 

saddam.jpg

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Never mess with a Tiglet who has lost her tea-towel - that's all I have to say on the subject.


All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I never did find my tea-towel - however, Capquest did pay for a nice new one when they sent me my costs for my SD set-aside.

 

 

It has a gingerbread man on it ;)

 

Anything with a gingerbread man on it is mine. I'll mess with you Tiglet. ;-)

 

I collect gingerbread man things. I have over 130 gingerbread man things. I collect gingerbread man stuff like DCA's collect unenforceable debts.

 

Only my collection is worth a lot more than the DCA's collection.


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Superb work Fuzzy B -as always !

 

Thankyou. :D

 

I have 3 major projects in the pipeline at the mo. Two of which are in production now. I have 2 weeks holiday coming soon, so be prepared for some of the best fuzzybobbling of DCA's yet. :D

 

When I have lots of spare time on my hands, DCA's had better watch out. :p

 

The next projects are a new dca song and video.

 

A 3 part project where Sesame St, Judge Judy, and Borat, give Capital One a whole load of laughs.

Judge Judy takes on Charles and Uncle Bob from 1st Credit in a proper video. Just like my honest DCA video I made a few months back.

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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somebody please by tiglet a few tea towel.

 

Remember to put her name on them just incase they get lost.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Guess who has the missing teatowel?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

gingerbreadwithteatowel.jpg

 

 

Now who dares take it from me? :D


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Wondering what I should say if Aktiva Kapital (:p) phone? Should I just refuse their security questions and continue to say "it's statute barred" till they hang up? Wanna be more original though....

 

FB - hurry with youtube posts....pmsl at all your previous posts. Showed them to the Hubby (who was always worried about DCA's as well - until now) and he can't believe your cheek :p

 

Thank god for CAG :)


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 3315 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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