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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cheekiness towards a DCA


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:eek::eek:

 

Spain's Debt Solution: Shame Delinquents Into Paying. If you owe money in Spain expect this:

 

Spain's Debt Solution: Shame Delinquents Into Paying - World News Briefs | Newser

 

 

Did you notice the ads for UK no1 Debt Collectors

 

I have never heard of them

 

I love:

 

"Whether you are owed money by another business or have a difficult customer who is refusing to pay up on time, our professional and robust debt recovery services are designed to deal with any situation imaginable, in an expedient and professional manner." Oh Yeah?

 

 

"We operate all over the UK, EU & the USA and if a debt is collectable, we will collect it!" Not met CAG obviously!

 

GK

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AGGGGHHHHH! I could follow the instructions on the link "click new thread" but I appear to be having a particuarly dim day and I cant find where the "new thread" button is! Gotta start this thread coz time (and my case) is getting on please someone h-e-l-p!

 

 

Which New Thread depends on what it is about

 

GK

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Your eyesight is shocking. You're clearly not getting enough! :D

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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A Ha! I found it and have now started my own thread ( :roll:...glows proudly!) its called "Hutchinson 3g default dispute" so if anyone is cold in the garden and wants to score some illicit post points... go have a read! (coz I really really need help from my friends ;) (which means you guys) on this!

 

P L E A S E!!!!!!

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Post a link then? :D

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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DCAs are virulent ****. Just wanted to get that off my chest!

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Did you notice the ads for UK no1 Debt Collectors

 

I have never heard of them

 

I love:

 

"Whether you are owed money by another business or have a difficult customer who is refusing to pay up on time, our professional and robust debt recovery services are designed to deal with any situation imaginable, in an expedient and professional manner." Oh Yeah?

 

 

"We operate all over the UK, EU & the USA and if a debt is collectable, we will collect it!" Not met CAG obviously!

 

GK

 

Thats the DCA run by the ex peeler who after 30yrs only made the rank of Segeant. I rest my case.

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Just a thought, I often wonder if the ranks of the hordes of Satan, recognise a CAG inspired reply ( of what ever level) and respond accordingly?) I have sent various responses to the myrrmidionns of the dark side in recnet m onths and so far a defening silence

I am sure that they do, however similar letters are available on other websites.

 

I think that if you question their being and ability to administer your account or chase a debt, it is too much trouble for them to continue.

 

After all, most understand that when they buy a debt without an signed agreement, their freinds have sold them a pup.

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Cabot played my request to visit their office to view the original agreement and suggestion that they buy me lunch with a much straighter bat than England's middle order are capable of at the moment:

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/213329-cabot-has-anyone-ever.html#post2362362

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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You should've added to the letter "I'll be close to your headquaters on my return from mexico" and then phoned them up sneezing and coughing :p

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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Nice one Fred.

 

I take it you are off their Xmas card list and they don't plan on getting their Diners Card out anytime soon?

 

I think that is particuarly ungrateful of them, after all we have taught them so much about the business that they purport to be in you'd think they'd be abit more appreciative!

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Nice one Fred.

 

I take it you are off their Xmas card list and they don't plan on getting their Diners Card out anytime soon?

 

Nah. Tight sods. I would have been a bit surprised if they'd taken me up on the offer though.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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I've just noticed I've got a little green dot on my ID and Fred has got 9 little green dots and Locutus has got 7 - have we got the dreaded lurgy or what? should we be applying for tamiflu? or is this points toward being lifted by aliens (oooooh Fred you is a gonna!)

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I've just noticed I've got a little green dot on my ID and Fred has got 9 little green dots and Locutus has got 7 - have we got the dreaded lurgy or what? should we be applying for tamiflu? or is this points toward being lifted by aliens (oooooh Fred you is a gonna!)

 

Life is too short to count green dots!...but my vote would be on aliens. They've taken my voice and are lying in wait to take my body and soul.:eek:

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