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    • Thank you both, I will make those changes. I have also downloaded the compensation list to add to the evidence and complete the protection bit off their website.  I am going to court next Thursday to deliver the bundle; I will confirm this on Tuesday. I have been to court a few times to represent the military when a soldier is in court, but I will be going. Thank you for all the additional advice. Once I have the whole bundle, I will email it to the admin email. Ill be honest, this is not about the money for me, I do not mind losing that, so I will not be signing a confidentiality agreement.   You guys are amazing
    • Actually there wasn't a massive amount of work to do on the WS.  The "meat" was there because of the great work you'd already done. Here is a version which I think is nigh-on finished. However, with Easter there are a few days for the other regulars to suggest tweaks. Defendant WS.pdf
    • Hi all, We bought a part to fix our washing machine approx 13 months ago direct from the manufacturer of the washing machine via phone. This part then failed 13 months later, as confirmed by their own engineer, who was sent by the manufacturer (who is also the retailer for the part) FoC. The engineer actually installed a replacement part, the machine came back to life, but they then removed the part used for testing (and ours reinstalled) as "we would be charged for it". The retailer are refusing to replace the part, stating that they only warranty parts for 90 days. When I stated that I believed the Consumer Rights Act gives me longer than that, they insinuated that it did not, and this was repeated by many representatives. AIUI for goods bought more than 6 months ago, I need to get an engineers report to confirm the part has failed? Or that it has failed due to manufacturing issues? Or would the companies own engineers report suffice? Also, does anyone have any other decent contact details for Hotpoint (or the Whirlpool group)? Thanks, GH
    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
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Cheekiness towards a DCA


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@Goldlady.....I will come to the next p!$$ up if it is anywhere near the north east! Any excuse for a cheeky glass or two!

 

Last one was at the new Mexican place near the Empire Theatre. Is that close enough?:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Might change it again & use a gingerbread man :p

 

I thought you would have a "Gingerbread Person" That's what you used to tell me they were anyway. :D

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These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Oh dear it looks like Ron is throwing the toys out of the pram over on his personal forum aka Crudit Toady

 

CREDIT MANAGER

Ron Bidwell

 

Posts: 39

Joined: 24 Jan 08

08 January 2009 10:57 Reply

Quite right Yvonne. This person is using this forumn to attempt to get over a personal message. Everything this person writes is a dig at our profession. Shame they cant do it under their own name, instead of the cowardly manner used here. Who votes to eliminate this user ?

 

I do ! Bogus names are not respected on here. Just pay your debt.

 

Cowardly manner and just pay your debts. Now where have we heard this sort of pontificating before:rolleyes:

 

Ron should be thankful that anyone is even bothered to post on his Borefest Forum

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Oh dear it looks like Ron is throwing the toys out of the pram over on his personal forum aka Crudit Toady

 

CREDIT MANAGER

Ron Bidwell

 

Posts: 39

Joined: 24 Jan 08

08 January 2009 10:57 Reply

Quite right Yvonne. This person is using this forumn to attempt to get over a personal message. Everything this person writes is a dig at our profession. Shame they cant do it under their own name, instead of the cowardly manner used here. Who votes to eliminate this user ?

 

I do ! Bogus names are not respected on here. Just pay your debt.

 

Cowardly manner and just pay your debts. Now where have we heard this sort of pontificating before:rolleyes:

 

Ron should be thankful that anyone is even bothered to post on his Borefest Forum

 

 

What a bloody yawnathon lol!!

 

At the end of the day it's all quite simple really, if they keep their paperwork in the correct manner, they will have nothing to moan about. Unfortunately they like to try to pull the wool over people's eyes with lies, threats, abuse etc.

 

I'm fortunate that I don't owe any money, but as my girlfriend and my mother do and I am now on the case for them, these companies are gonna be a little less fortunate in the new year :D

Which DCA should we bring down first?

 

Answers on a postcard :D

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Phone rings:

 

Me: Hello

Collect Direct: Could I speak to a Miss x x xx x x

Me: Nope, she's not hear at the moment

Collect Direct: Could you tell me when she will be back?

Me: No, I'm sorry I can't, can you tell me who is calling please?

Collect Direct: It's a Mrs xxxx xxxx, I am phoning to do her a favour

Me: A favour? Ooooh, are you phoning to arrange the delivery of the Ferrari I know she has got me for my birthday?

Collect Direct: Sorry.....? A Ferrari?

Me: Yes, one of those big shiny red cars, they are very nice.

Collect Direct: No sir, I am not phoning in relation to that.

Me: Are you coming to repair the helicoptor she got for me with her lottery winnings last year?

Collect Direct: Helicoptor sir?

Me: Yes, one of those fabulous flying machines with spinny bits on it

Collect Direct: No sir, do you have any other number I can contact her on please

Me: I certainly do (gives out mobile number of local pizza parlour).

Me: You will have to ask for her by her 'stage name' though as they don't know her by her given name.

Collect Direct: Certainly sir, what is that?

Me: Marguerita Olive

Collect Direct: Thank you for your time

Me: You're most welcome and if you are coming to replace the speedboat can you make it before 3 p.m. as we like to go to the casino in the evenings. Thanks.

 

Click.

 

These people are fun.

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Which DCA should we bring down first?

 

Answers on a postcard :D

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Who votes to elliminate Mr Bidwell then?

 

Dont all rush to vote at once :D

 

 

Yes, lets eliminate him!

 

I am so upset at not being allowed to play on their message boards. Whatever will I do with my time......

 

Ah, that's it.........CCA requests!!

Which DCA should we bring down first?

 

Answers on a postcard :D

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Oh i gotta know which message board it is to check out the moralistic %%%% that some people spout... pm me and let me know where to look pleaze

muffintop

Won Nationwide £900 and £1908 Bank Charges

Lloyds personal account 1,861

Lloyds Bus Account 2k

Abbey bank acc. Stayed 2008

 

CCA requested Barclaycard Nov 08 - n1 issued - GAVE UP

CCA Mbna Nov 08- n1 issued - GAVE UP

Marks and Spencer Money Nov 08 -lost found 2b enforceable.

Tomson Holiday - WON

 

if I help you tip my little scales it gives me a thrill. MT

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A.jpgThats all I get on Crudit Today IMG%5Dindex.cfm

Just remember to keep smiling and ask if you need help. :-)

 

I can't read and I can't write, but that don't really matter, cos I come from Lincolnshire, and I can drive a tractor.

CCA sent to robinson way Halifax cc. 22/02/07~Sold on to Aktiv Kapital~How can you take them seriously when they can't spell properly

Data Protection Act sent to HBOS Current Account 22/02/07~All quiet

Over 2 yaers I've been a member~Doesn`t time fly when your having fun~or beating DCA's at their own game

 

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