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Cheekiness towards a DCA


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how many more points is it till light green blob 2 appears?

 

I got 504 at the moment.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Think the light green ones take 200 each to attain

 

Oh well, had quite a few points over the last few days, helping new posters on here.

 

Car is broken at the mo due to fuel pump probs, so decided to use the time stuck at home on here instead.

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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yep there are always better things to do FB.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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lmao, can't believe how many monkeys fall for all this :D

 

liked the moorcrap ones, they're priceless lol

 

how many keyboard have this thread ruined? :p

 

I owe BB about 3 keyboards and one monitor. Plus a few other peeps too. I'll just get a container ordered from China and pass the replacements out at christmas.

 

As for the Moorcoft letters. I've been busy on photoshop sorting out my own version, that's a bit more truthful. Watch this space and cover your keyboards and monitors with clingfilm......

 

(peeps who download a lot of porn will have done this ages ago)

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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no dont bother as we have far to much parting to do rather than talk to them.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I'll drink to that - and try not to spit it all over the keyboard:p

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BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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well, not cheeky so much as leaving them speechless

 

having refused to answer any of RMA's DPAQ questions when they ring, I got the infamous "We will be calling" postcard.

 

rang em up (I was bored) and when the drone answered, said "Can I speak to someone to make a complaint about your company wasting my time please"

 

little stutter, she asked for my ref no (which I gave) and put me on hold

 

got put through to an "operations manager" who sounded quite polite

 

explained (well, lied) that I had had this card, and had waited in ALL day expecting their representative.

 

he explained that the card means they will be TELEPHONING (like I didnt know).

 

Well, it isn't worded very well, as if you meant Telephoning, then surely you should state that. in fact it is almost like you are trying to decieve people!" cue another stutter, and me pressing on "I think it may be advantageous for your company to look at rewording your card to avoid confusion, dont you?"

Reply: "Y-y-yes sir"

 

Me: "Ok, thank you, goodbye"

 

they didnt even seem to think to ask me about the debt that they are supposedly chasing. I was hoping they would, as it got settled with the OC today with £1k knocked off the total yay!

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Don't Quote me on that :lol:

 

I am now a rep hunter :lol:

Have I helped, educated, impressed?

Click my scales

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yayyyyyy result. Well done :D:D:D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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why thank you fb, it is appreciated

 

i am gradually getting things sorted with short settlements (and generous parents, who are lending me the money till my mortgage comes through)

 

teasing the dca's just passes the time :lol:

Don't Quote me on that :lol:

 

I am now a rep hunter :lol:

Have I helped, educated, impressed?

Click my scales

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oh that was fun.

 

 

RMA just rang me. obviously realised they missed a chance last night :lol:

 

had a bit of fun with security "but you rang me!"

 

only partial answers to the questions until she got narked and then answered her questions.

 

then:

 

Her: I'm calling about a personal matter with MBNA

Me: Right

Her: It's about the outstanding amount

Me: There is no outstanding amount

Her: Have you made a payment to us

Me: No

Her: Have you cleared the outstanding amount with MBNA

Me: I have made an arrangement in F&F settlement with MBNA

Her: OK, Sorry to have wasted your time this morning :eek:

Me: (i just had to get it in again) Well, to be honest, you wasted my time all day yesterday as well

Her: How did we do that?

Me: Well, I get a card through the door saying you will be calling, so I wait in all day. Tell me, who do I send the invoice to for my lost time???

Her: to give her credit, she didnt miss a beat here. obv used to dealing with FB)MBNA, they are the ones that instructed us to send the letters out, so you would have to claim from them

Me: Ok, thank you ByeBye *click*

 

 

ahhh, the sweet sound of a DCA with its teeth yanked without anasthetic, go lick yer wounds RMA and never darken my telephones again

Edited by Hoose
smiley inserted where thar should be no smiley
  • Haha 1

Don't Quote me on that :lol:

 

I am now a rep hunter :lol:

Have I helped, educated, impressed?

Click my scales

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Hoose your late 2 posts have made me laugh.

 

I fully agree the wording does need sorting out.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Share on other sites

well, not cheeky so much as leaving them speechless

 

having refused to answer any of RMA's DPAQ questions when they ring, I got the infamous "We will be calling" postcard.

 

rang em up (I was bored) and when the drone answered, said "Can I speak to someone to make a complaint about your company wasting my time please"

 

little stutter, she asked for my ref no (which I gave) and put me on hold

 

got put through to an "operations manager" who sounded quite polite

 

explained (well, lied) that I had had this card, and had waited in ALL day expecting their representative.

 

he explained that the card means they will be TELEPHONING (like I didnt know).

 

Well, it isn't worded very well, as if you meant Telephoning, then surely you should state that. in fact it is almost like you are trying to decieve people!" cue another stutter, and me pressing on "I think it may be advantageous for your company to look at rewording your card to avoid confusion, dont you?"

Reply: "Y-y-yes sir"

 

Me: "Ok, thank you, goodbye"

 

they didnt even seem to think to ask me about the debt that they are supposedly chasing. I was hoping they would, as it got settled with the OC today with £1k knocked off the total yay!

 

 

 

 

Hi Hoose,

 

 

Did they telephone you at all on that particular day?

 

 

Jeff.

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well i think i got a newbie who didnt know how to use the phone system. my phone rang, i answered and heard a couple of words of a conversation to his colleague before it disconnected.

 

oh well, it let me have fun!!

Don't Quote me on that :lol:

 

I am now a rep hunter :lol:

Have I helped, educated, impressed?

Click my scales

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Funny.... I had a call like that a couple of weeks back, I said "Hello" and nobody replied but I could hear bits of a conversation and picked out the word "money" before it got cut off. So I did 1471 as I thought it might have been one of my partners friends and wanted to know who it was who was wasting my time (I was just leaving for work and rushed back into answer the phone) and found it was a mobile number...when I phoned it somebody just said "hello" so I presumed it was a private number...I just put the phone down without saying anything just to get my own back...but you got me wondering if it was a DCA:confused: Not to worry if it was though, once upon a time I would have quaked in fear at the thought of speaking to them on the phone, now I have so many great ideas from you guys how to make their lives a misery:lol:;)

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Just to keep things on topic on this thread.........

Edited by MARTIN3030
Not really appropriate-think about it !!

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

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