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    • His financial situation isn’t great, and the landlord has made lots of things up. The things he’s put isn’t true at all. My friend did tell the full truth with incoming and outgoing, I helped him fill in his form and he checked bills etc. to make sure it was right. His wage is ok, but not as good as the landlord thinks it is,  and he doesn’t have anything spare. How much are they likely to take from him? Should he send any reply?  the letter just says to take the court letter with him. 
    • Hi and thanks It looks like they ticked all the boxes to me but I'll try and upload the notice. I was wondering if a witness to late delivery might be considered proof - I'm assuming they posted it as normal but Royal Mail stuffed up delivery. If not then they're really saying it just has to be posted within 12 days of the incident, regardless of when it is received. Annoying! pcn front.pdf pcn back page.pdf
    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No  7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice' I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof?
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Cheekiness towards a DCA


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I once heard a joke/story kinda thing which involved the return from town after the nightclub, but not having enough for a cab,,,, If i remember right It was a case of going up to the 1st cabbie and asking how far he would take me for £7.50, with this bein not far enough and him being a bstud,, I went to the next one and asked how far he would take me for a BJ and £5 (Im a straight Man btw!! lol) and he promptly told me where to go,,, so I went all the way down the taxi rank asking the same question to each driver,, and got the same answer from each,,, in the end,, I got back to the first one I asked,,, and offered him the £7.50 I had,, and was prepared to walk the rest of the way.... As we drove past all the other drivers,,, I smiled at them and stuck my thumb up! I wonder if I can imply this with DCA's??:D

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So where do you stand if you give them a proper mouthful of serious abuse??? will it go against you????

 

Obviously, if it winds up in court and it's a fifty - fifty call, it won't help your cause plus, if you do win, it won't help your counter claim either.

 

Having said that, before I found this site and was getting run ragged, I lost it with one bloke and treated him to around a minute of really vicious abuse. I was so steaming mad that when I realised he had hung up, I phoned back and some girl that picked up got the same. :shock:

 

Never heard from them again, probably only because they had zip anway.

 

Best policy is don't talk to them, keep it in writing.

 

David

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Hey guys n gals....i just been you-tubing and came across a few vids from a geezer calling himself "dcamaggots".

 

Hes got some intersting things to say on DCA's. All of it is here on this site, but t'was nice to hear it instead of reading it.

 

YouTube - UK debt collection agencies and how to handle them

 

Check his other vids too. He had some interesting things to say about how the government is planning on bringing in DCA's to recover some of their debts ~ dunno how much truth there is to this though?!?!

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Having said that, before I found this site and was getting run ragged, I lost it with one bloke and treated him to around a minute of really vicious abuse. I was so steaming mad that when I realised he had hung up, I phoned back and some girl that picked up got the same. :shock:

 

 

LOL Cashins,, poor girl!!! heh heh,,, shouldn't have got a job with these people anyway,,, what does she expect,,, flowers??? heh heh

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I remember a telephone exchange I had with intrum justitia a long while ago where I put on this heavy stutter , he put the phone down on me .

 

Obviously not the same name,. but similar syllables :

 

IJ caller : Can I Speak to a Mr Percival Wigglesbottom please ?

 

PW : Mr Per... Mr Perciv.... Mr Per Wig.. Mr Perc..Wig.. Wiggles... Mr Perciv...

PW : Wiggle...Mr Perciva va va wi wi wigg .. Mr Per per...

 

IJ : Hung up

 

Thought that was quite fun.

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Wonder if the new Act has given the DCA's pause for thought.

 

I haven't had a call for 3 weeks now, (at this rate I'll have to phone the ***** myself to get some decent sport).

 

Anyone else noticed the same?

 

David

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Fuzzybobble is back :D:D:D:D

 

 

Had a few problems in life that needed sorting. One of them being Moorcroft. They now have 3 alledged debts they're chasing me for.

By the time I'm done with them, the OFT will be on first name terms with me. lol

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Thanks BB ;-)

 

Back with avengence. As most of you know I hate Moorcroft with a passion. Already been giving Halifax some serious grief with their 7 breaches of OFT guidelines + 1 data protection act thingie too.

 

So what joy, while they're busy making up excuses for their actions, they pass the account onto Moorcroft.

 

Just in the middle of a nice letter to Moorcroft, demanding an explaination as to why they're trying to collect on 3 accounts that are in dispute. 3 are blatent breaches of OFT guidelines, and will be going after compensation claim from them too. :D

 

Will be starting a thread on it shortly.

 

Has anything fun been happening while I've been gone? Any good pages I should be reading?

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Nice one BB. Time for another round of CCA requests I think. Then let them break a few laws and guidelines, then get reporting them.

 

The more of us that do it, the bigger an impact we'll have.

 

Hopefully before too long there will be a thread on here that will be titled...

 

"insert dca name here" has ceased trading due to breaches of consumer law.

 

Then it's party time. :D

 

Please let it be Moorcroft to be the first to go.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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welcome back FB.

 

While u have been gone i have had my baby.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Congrats on the new baby

 

 

 

gingerbread_man_waving_behind_sign_.gif

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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eeek wrong piccie.....

 

Damn, I've gone all fuzzy again. :eek:

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Level of abuse is however you feel I guess, although generally on here it is suggested, wisely, not to lower to that level, however we all have those moments. I answered the phone to first credit a few weeks back and was in no mood to play the "is Mrs Hawk there?" game so after telling smarmy man no she won't speak to you and the inevitible "why is that ?" I answered repetively f*** off ..... which he did. Again, not my usual tact as I am generally quite cool and calm when phone calls do come through but for medical reasons speaking is real difficult right now and even pronouning the F word is hard so I guess it did sound comical in a way !! ........ however, it seems to have done the trick as they haven't rung again ...... perhaps I need to mention that I do have written evidence of no CCA where they are concerned hence my abuse not affecting my situation and also 1st Credit don't read letters which annoyed me anyway why they were calling. Won't try this again but I have been told on here there is no law which requires you to be civil to people on the phone .... assuming you don't make the call yourself in which case I think you might be in trouble.

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