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Thread moved to General Debt Issues Forum. After 6 years any defaults, etc will have dropped off your credit file. Do you know if you have any CCJ's?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Yes it's 6 years. You can get your credit report for £2 here:

 

Credit Reference Agencies: Credit Report Application Forms

http://www.callcredit.co.uk/download/creditfileapp.pdf

http://www.experian.co.uk/downloads/consumer/cfa.pdf

https://www.econsumer.equifax.co. u...ile%209-05.pdf

 

 

 

hi not sure if i can get mine as i dont have a fixed addy and not been on the regester for over 5 years

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i was told they cant take you to court for a ccj if they dont know where you are

They just need to serve the papers at your last known address.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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hi but if they sent them to my old addy when i didnt live there how long will they stay on my credit file for and can i have my report sent to my brothers addy or will that make problems if there all still on my file and they go there looking for me he wouldnt like that much thanks for all hte info

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hi but if they sent them to my old addy when i didnt live there how long will they stay on my credit file for

6 years after judgement was granted.
can i have my report sent to my brothers addy
Probably, but your address will be updated as his address with the CRA's.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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rory is right

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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hi so if it was 6 years ago it would of took them a while to put a judgement on file so i still have some time left until its clear and dont think i will apply for my report as my brother would go mad if they went there but thanks for all the info

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you have a ccj on your file?

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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