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Thames Credit


dadmonster
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First post here, hi everyone great site :D

 

I received a letter from Thames Credit last week, a company I'd never heard of, so I searched this site and found the thread below.

 

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/118737-thames-just-show-worth.html?highlight=thames+credit+email

 

I've sent them an email same as the first one in the thread, and now received the same letter so have sent an email as in the thread in reply.

 

Looks like this is standard operating procedure for these people :rolleyes:

 

A big thanks from me to Quoth for his post, hopefully following it's example will get me a similar result.

 

Dad

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Subscribing and good luck with this bunch of muppets.

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Glad to see it helped. Thames seems to enjoy playing the Data Protection Act card and dropping the name of their FRAUD department when challenged in this way. Remember, you're not claiming to be their customer, so why should you prove who you are? Since they're claiming that you're their customer, they need to show they have the right person. They've painted themselves into a corner, undable to persue the debt without information, unable to provide that information without potentially breaking the DPA.

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Received the letter asking me to provide "a copy of an official document, which shows your name, date of birth and a signature" today. They kindly enclosed a pre-paid envelope :roll:

 

Email sent as in Quoth's post.

 

Damn this is fun, pulling their chain :p

 

Dad

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Whoa....don't send them anything !!! especially not a signature !!! it has been alleged that some DCA's will edit your signature onto an agreement !!! remember it is up to them to prove the debt is actually yours !!!

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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Whoa....don't send them anything !!! especially not a signature !!! it has been alleged that some DCA's will edit your signature onto an agreement !!! remember it is up to them to prove the debt is actually yours !!!

 

I only sent them an email as did Quoth...no details at all

 

See Quoth's post http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/118737-thames-just-show-worth.html?highlight=thames+credit+email

 

Dad

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  • 4 months later...

4 months and not a peep out of them.

 

Dad

 

Don't speak too soon :p

 

No, it sounds good, hope it continues.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Everyone,

I have these fools writing letters to me for a 10 year old debt.

Is there an email address I can send an email to stating that I do not know anything about the debt and in addition, I have contacted watchdog, oft and Ico?

 

Thank you

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th3yb3 start your own thread as replies get confused.

 

Thanes are renowed for trying it on with statute barred debt.

 

Send them letter M :

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20758-creditors-dcas-letter-templates.html

 

Amend to suit, DO NOT SIGN, send recorded keeping a copy with your postal reciept.

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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