Lloyds TSB - Bank Charges.

[paul875]

We had an overdraft with TSB and keept going over it by small and they would charge £90, which would cause us to go over the overdraft again and get more charges and it just all got out of control, they currently stat that we owe them £609 on an over draft, this is all bank charges through. I have sent them about 6 letters about this, 2 threating court action which they gave me a standard reply back to about waiting the outcome of a case and the rest just ignored, telling them that we where waiting for the outcome of this case, they shouldn't keep adding £215 a month in charges, etc...but they just keep racking up the charges and sending threatening letters.

 

1) How do i go about claiming or know what to claim via the court as they are constantly adding charges to the account

 

2) how can they justify £215 a month for being in the read it's more than i make in a week!!

 

Any help appreciated.

 

Thanks,

 

Paul

[maroondevo52]

Hi, Paul.

 

You can add all your charges right up until you file at court, I know your saying the Bank also keep adding charges, you will just have swallow the one's you miss, or claim them back at a later date.(I know that's easy for me to say)

 

Get your claim in with your charges up to date, and see what happens.

Have you read this.....

 

http://www.consumeractiongroup.co.uk/forum/general/107550-oft-test-claim-what.html

 

Hope that helps a bit.

 

Regards.

 

Scott.