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I took out a loan for a car via Trade Sales with black horse. It was about 4 yrs ago. I am sure I was told I had to have PPI with the loan. Can I claim this back & how do I go about it

Thanks

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Hi Tiaposy,

 

Just go thru the stickies at the top of this forum. Request your original paperwork, check the agreement, send your letter of claim.

 

All the steps and all the procedures are laid out for you.

 

Black Horse are one of the nasty ones and deserve all they get.

 

Good Luck my friend.

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Thanks

I have got all my paperwork from them (I was going for charges before but there aren't any!). The PPI is £1679.22 + charge of £397.98 for credit.

I VT'd the car, therefore I am not claiming the whole amount. It works out at £34.62 per month so should I just total number of payments and go for that?

On the actual agreement it states that the PPI is optional - does that mean I cannot claim back?

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  • 2 months later...
  • 3 weeks later...

Hello tiaposy,

 

try and get hellhasnofury to check out on what you can claim she is a real whiz at percentages on claims and I am sure if she has the time she will try and help you out.

 

good luck

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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