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Advice needed?


bytor
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Hi

 

Could someone please advise. I have had a letter from Wescot concerning a debt with Nationwide for £3,606 which was an Overdraft. The last I remember the Overdraft was set at 1,800.

 

The question is do I send a CCA or S.A.R as it's now with a DCA?

27th September CCA sent to Sechiari Clarke & Mitchell - Commited Offence by not responding-Update, passed account to AIC. CCA AIC on 29/03/07

27th September CCA sent to Allied Credit International - not received, resent on 23th January 07-(still nothing on 30/03/07)

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Hi bytor, you need to get your statements and a copy of your credit agreement, and anything relating to this account, so send a S.A.RS request.It sounds like they have added charges to your account, they did this to me, and i have now filed a claim in court.

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Thanks Ammani, does the CCA apply to overdrafts?

 

Also, who do I send the S.A.R too, Wescot or Nationwide?

27th September CCA sent to Sechiari Clarke & Mitchell - Commited Offence by not responding-Update, passed account to AIC. CCA AIC on 29/03/07

27th September CCA sent to Allied Credit International - not received, resent on 23th January 07-(still nothing on 30/03/07)

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