Premier Man assigning debt after failing to provide signed agreement

[kopw]

Last August, I requested

1. - True copy of original and genuine credit agreement

2. - Statement of account

3. - True copy of the executed deed of assignment for the above referenced agreement

4. - Fair Processing Notice.

 

They sent me an agreement, unsigned by me. No deed of assignement. They did send a statement of account and they did send a data protection notice, again unsigned by me.

 

I allowed them the 12 working days plus a further 30+ days before informing them of their failure to comply with my request.

 

This morning, I received a Deed of assignement from them informing me that the account is to be aquired by :-

 

Moorcroft Debt Recovery

CapQuest Investments Limited

Aktiv Kapital

First Investment Limited

 

The assignment will come into effect within two weeks.

 

Having failed to supply me with a signed true copy of a credit agreement, can they legally do this now?

[ananya]

I think they aren't allowed to transfer the debt while it is in dispute, but am not 100% sure.

 

Also, why are they listing 4 DCAs?

[alfwithhair]

I received exactly the same letter in November last year, regarding three accounts with the JD Williams group.

 

It mentioned the assignment of the accounts to the same four DCA's.

 

Up to now I have heard nothing from any of them.

 

No CCA produced for any of the accounts either. So I would just wait and see if you hear from the said DCA's. Not much else you can do. You can't write to complain about it until you know who has been legally assigned.

[kopw]

Given that they have not supplied me with a signed agreement. If they sell on this account, can I take them to court for failing to comply with my CCA request? If so, what would I say on the P.O.C? Any help would be fantastic.

[Curlyben]

As has already been mentioned they CANNOT pass a debt while it is in dispute.

You have a choice of action.

Either wait for the DCA, which ever one they choose, to contact you.

OR kick em in the danglers

 

Now I know which option I would choose.

 

Also forget about taking them to court over non-compliance of CCA, it won't happen.